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Eugene P. Castagliuolo

Debt settlement Attorney

4.8   24 reviews
  • State Years
    Florida - FL 26 years
    New Jersey - NJ 34 years
    Pennsylvania - PA 35 years
  • Licensed for 26 years
    State FL
    Acquired 1997
    Member in Good Standing No misconduct found
  • Licensed for 34 years
    State NJ
    Acquired 1989
    Resigned Without Prejudice No misconduct found
  • Licensed for 35 years
    State PA
    Acquired 1988
    Retired No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Eugene

Learn Eugene’s areas of practice.

Welcome to my Avvo profile.  I was licensed to practice law in New Jersey for nearly 30 years, and I've been actively licensed in Florida for about 25 years.  I was born and raised in the Philadelphia area, and am a 1987 graduate of the Temple University Beasley School of Law in Philadelphia.  Before that, I earned a BA in psychology and an MBA in economics/finance, both from Temple University.  Following law school, I was a New Jersey State Criminal Prosecutor (Financial Crimes Unit) and Florida Assistant Attorney General (Tampa Economic Crime Unit).  I am licensed to practice law in all of Florida's state and Federal courts.

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4.8 / 5.0
  24 customer reviews
Posted by anonymous | March 8, 2023
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Nice attorney
Helpful attorney. Gave me advice about pymt plan, and online resources which is really helpful for my circumstance.
Posted by Josh | May 3, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Eugene saved me a bundle!
I retained Mr. Castagliuolo after I found I was being sued by a debt servicer. They had purchased an outstanding credit card debt from Citibank and claimed I owed them in excess of $5,000. Eugene was extremely efficient with his time and efforts and I couldn't be more pleased with the results. He was able to get them to discharge the ENTIRE amount in settlement! I PAID THEM NOTHING! All thanks to Eugene - and he only charged me for 2 hours of his time. I received EXCELLENT representation and a STELLAR result. Obviously, I hope to not need his services again, but if I do, I will not hesitate to call Eugene!
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Posted by Jessica | May 26, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Forever Thankful!
Eugene P. Castagliuolo with his Paralegal Deborah Blake makes a great team for a smooth ride for filing Chapter 7 bankruptcy. Making sure all of your documents are submitted properly so there are no kick backs from the Trustee.. Please May I add , I can be very difficult and they both have patience of an Angel:) I highly recommand 5 Stars
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Posted by Rachael | September 7, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Great Job!
Mr. Castagliuolo helped me file my bankruptcy quickly and made sure everything was taken care of correctly. He was very professional and a pleasure to work with.
Posted by Andromeda | May 22, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Great !!
Eugene P. Castagliuolo is a great lawyer and can get your debt settled very quickly and fairly. Very fair and professional. I would definitely recommend him to family and friends and use him again if needed.
Posted by Elsie Solano | February 27, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Debt settlement
Atty. Eugene Castagliuolo is a very good lawyer. He communicates with you of what is going on of your case. He advise you. I will recommend him to my friends and families. Thank you Eugene.
Posted by Julie | June 8, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Absolutely Awesome Attorney!
Towards the end of 2015, my husband used Mr. Castagluiolo's services and we were thoroughly impressed with the outcome. This was a debt collection case that we were not aware we had from 2007. I was actually surprised at his ability to get the case dismissed! Recently, I was the one needing legal help and knew exactly who to call. Within approximately 3 weeks, Mr. Castagliulo was able to resolve this matter too. Again, from a 2007 old debt was bought up and I didn’t know they had gotten a judgment against me. I didn’t even know what credit card this was. All I knew was this debt collector was now garnishing my wages for an exorbitant amount! I was scared and quite panicked over having half of my pay taken without any real notice. Long story short, the garnishment was dismissed and my pay is on its way to being returned. For the sake of myself and my family, I’m forever thankful. With having successful outcomes not once, but now twice through hiring him, I would positively hire him again and he was my first go-to person. I would suggest to anyone who is having any type of debt collection issues, to seek his advice immediately and hire him. I’ve truly learned by experience. Long story short, he was able to calm my nerves and take over. I filled out some paperwork and he took over the rest. I do want to add that I attempted to be a google-lawyer and handle my husband’s case myself. I thought, hey, I can do this - I am an educated person, I can figure this out and I do have access to legal terms online. However, the more I did, the deeper it seemed I dug myself. I had backed myself into a corner where I needed real help because my next filing would have set the outcome of the case and I was too scared to finalize things in the wrong way. One wrong filing or one wrong word could have made all the difference. By attempting to do so much of this legal-work on my own, I had jeopardized the outcome by making it much harder to take care of and found that I had caused additional unnecessary work when he took over the case. I’ll never live that down. What I learned most throughout this experience is that debt collectors, aka junk debt buyers, expect that we aren’t experienced so they have the advantage when coming after us. They know what and when to file, how to trip us up and what to plan for next that we, as every day citizens, do not. This is what Mr. C. does every day. I now know to leave this stuff to him and hire a professional. Lesson learned. I'm forever thankful that I found Mr. Castagliuolo and will keep him on my speed dial for future use. In my opinion, he’s the one and only – the best. I highly recommend him!
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Posted by Walter | June 1, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Highly satisfied!!
Eugene's rate was slightly higher than other attorney's I consulted with; however always remember, you get what you pay for. He was friendly, knowledgable and experienced. He had my case completed and dismissed in less than one month. I would highly recommend him to friends or family, actually I did recommend him to a friend with a similar issue. I am 100% satisfied with his service.
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Posted by Tom | January 20, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Great Counsel
Eugene successfully settled my case when a collection agency filed an illegitimate suit against me. Eugene was extremely helpful in laying out my options for legal defense in plain, easy to understand language. I felt that I was talking to "one of the guys" when discussing my case with him. I felt very comfortable with his counsel. And he made no bones about his passion for putting harassing collection agencies in their place. Eugene delivered exactly the results he said he would. His knowledge of the law convinced the collection agency to "walk away". The only expense to me was a reasonable retainer for Eugene's services which was far less than the collection amount I was being unfairly sued for. I was somewhat intimidated when I was served with papers to appear in court. I never had to appear. Eugene handled it for me and settled the matter. I did nothing. He is the man to call when it comes to dealing with dirty collectors. I recommend him and will use him as counsel again for any financial/debt related cases.
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Posted by Paul | November 2, 2015
This review is from a person who hired this attorney.
| Hired Attorney
Review For Eugene Castagliuolo
Over the course of the last year Mr. Castagliuolo has represented us for a total of two cases regarding debt settlement that had come as a result of difficult financial times for our family over the last several years. Having based our initial decision on positive reviews that he had received on various websites, we can now personally attest to the accuracy of said statements. During the course of Mr. Castagliuolo's tenure as our legal representation, his communications were clear, concise, and professional. His demeanor was surprisingly calm and constructed, in light of the amount of apprehension and anxiety we presented to him during our meetings. The knowledge and self-confidence with which he presents himself was reassuring and inspiring in the same breath. Our family is grateful for his competent service, and should we require service in the future we can rest assured that we have this individual to represent our interests. Thank you.
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Posted by anonymous | August 17, 2015
This review is from a person who hired this attorney.
| Hired Attorney
Gene knows his stuff
It was an odd lawsuit that had to do with a debt recovery place claiming that I owed them 3000. I know it wasn't easy to get it thrown out, but Gene was able to get it thrown out, it took almost 6 weeks and I don't think many people could have done that.
Posted by Tom | August 10, 2015
Outstanding Attorney
I highly recommend Mr. Castagliuolo without reservation. He is thoroughly knowledgeable in the Florida statues and well versed in its application. He is a strategist who uses his skills and experience to represent his client’s position. Mr. Castagliuolo successfully defended my case against an unrelenting JDB. My victory is the result of his expertise that comes from a deep understanding of defending against JDB lawsuits. At no point did I ever doubt my decision to hire Mr. Castagliuolo and are grateful for all his efforts and hard work.
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Posted by Nielsen | July 18, 2014
Very Helpful!
Eugene was extremely helpful as well as friendly and easy to talk to. I would use him as my own lawyer and recommend him to any of my friends. I have not had to use him as my lawyer yet but he seems very trustworthy and knowledgeable.
Posted by Phyllis | February 20, 2014
Phone inquiry and discussion
Only by talking to Eugene on the phone and given the fact that he was very responsive, knowledgeable and, above all, understanding to my current situation and needs, I feel he would also be trustworthy. I would not hesitate to recommend him to anyone needing a lawyer in the areas in which he specializes. Hopefully it will not come to pass that I, too, will need one, but in the event I do, he will be my first call.
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Posted by anonymous | January 9, 2014
Review of Attorney Castagliulo
Eugene P. Castagliuolo, Esquire was awesome and did what he needed to help me with a complex legal case. I share my experience here - hoping it will help others to cut thru the maze of finding a good lawyer. New to Florida - I researched for an attorney who could help me resolve a complex consumer legal issue which I had been unable to resolve on my own. After extensive research on the web and by word of mouth - I came up with my top five lawyers with experience, skill etc. - Mr. Castagliuolo was among the top lawyers of my research. Then, while shopping at a local supermarket - I overheard two intelligent looking people discussing how pleased they were to have won some legal issue - when I heard them refer to their lawyer as a super lawyer ............. I approached them - told them I was new to Florida and needed a lawyer then after they provided the name of their attorney - I wrote down the name Eurgene Castagliuolo who I then contacted I was familiar with the name from my prior research. To the people in the supermarket - I explained a bit about my legal issue - and one guy in the store told me Attorney Castagliuolo was easy to talk to and able to understand and resolve complex issues. I used Atty Castagliuolo and am grateful for his help. I will use him as my initial legal contact with confidence as my lawyer from now on.
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Posted by Danielle | October 12, 2013
Eugene was wonderful!
Eugene was wonderful at defending me from credit card debt lawsuit. He brought relief quickly and even made them pay for some of his attorney fees. Quite frankly, I expected to have to pay a settlement but I was shocked when Eugene said he was confident he could get a favorable outcome and he did. I would recommend him to anyone who need help. He brought an end to the lawsuit that I was happy with.
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Posted by Pete | September 25, 2013
Very Nice Experience
We consulted Gene on a contractor problem.Gene spent almost an hour reviewing our documents and hearing our issues. Our initial consultation was free and Gene advised us how to proceed in small claims court. He indicated that based upon cost, hiring him probably would not be in our best interest. He said if we need help, he would be available but felt we could proceed on our own. We felt very comfortable and assured with our consultation. We were treated with respect and courtesy. We would use Gene in the future if the need occurs.
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Posted by Lois | June 22, 2013
A Very Positive Experience!!!
Mr. Castagliuolo is a valuable resource!!! He always answered my questions promptly and thoroughly on this website. While I did not hire him to represent me in my Small Claims Court Case, due to the fact that we live on opposite coasts, he suggested I call him, and he advised me in this way. I so appreciate his expertise!!!
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Posted by L.H. | June 21, 2013
Great, quick advice when I needed it most
I contacted Eugene for help with business contract questions. He responded to my inquiry in less than 2 hours with great legal advice, allowing me to make an informed decision about how to move forward with my issue. He is professional, courteous, and very knowledgeable. I HIGHLY recommend Eugene. Thanks again for your help!
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Posted by Donna | April 26, 2013
Straight Shhoter
We had serious issues with a pool installation and needed advice. Naturally we contacted the big TV firms and got the fast dust off. We found Attorny Castagliuolo on Google and sumitted an online inquiry. He replied in a very timely manner. He was professional, knowledgeable and straight forward. He gave us excellent advice in plain English, and didn't waste our time. We would highly recommend him to anybody in need of legal services. A true Straight Shooter.
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  • Free Consultation 20 minutes
Payment methods
Cash, Check, Credit Card


AVVO RATING 8.8 (Excellent)

Work Experience

  • Attorney
  • Eugene P. Castagliuolo
  • 1997 - Present
  • Assistant Attorney General
  • Florida Attorney General Bob Butterworth
  • 1995 - 1996


  • Temple University - James E. Beasley School of Law
  • JD - Juris Doctor
  • 1987
  • Temple University Fox School of Business
  • MBA
  • 1983
  • Temple University College of Liberal Arts
  • Bachelor of Arts
  • 1981

Legal Cases

  • Midland Funding, LLC v A. F.
  • Case dismissed by Midland Funding, LLC
  • Midland Funding, LLC v D. S.
  • Case dismissed by Midland Funding, LLC
  • Pride Acquisitions, LLC v. J. L. C.
  • Case dismissed by Pride Acquisitions, LLC


  • National Association of Consumer Advocates
  • Member
  • 2012 - Present

Languages Spoken

  • English

Honors and Awards

  • Top LITIGATION Contributor
  • Avvo
  • 2013


Speaking Engagements

  • "Ask An Attorney"
  • Consumer Law
  • 2013

Attorney endorsements

Received (34)
Given (27)
Endorse Eugene
Litigation Attorney | Feb 08
Relationship: Fellow lawyer in community
"The answers of Mr. Castagliuolo are consistently accurate, analytic, and customized to the needs of the Avvo askers. These are exactly the qualities that every client would look for when hiring an attorney. His directness and candor are a great asset for the potential client."
Unknown Attorney | Jul 11
Relationship: Fellow lawyer in community
"I highly endorse and recommend Eugene Castagliuolo. I have practiced consumer law for many years, and have been very impressed with Eugene's legal work. He is highly skilled, and well respected in the legal community. I highly recommend Eugene Castagliuolo anyone who needs a consumer lawyer."
Unknown Attorney | Feb 19
Relationship: Other
"I wholeheartedly endorse this lawyer. A brilliant attorney, highly respected in the legal community."
Debt settlement Attorney | Jan 19
Relationship: Fellow lawyer in community
"I endorse this lawyer for his hard work and willingness to provide free advice to those in need."
Debt settlement Attorney | Sep 28
Relationship: Other
"I endorse this lawyer."
Unknown Attorney | Aug 20
Relationship: Fellow lawyer in community
"I endorse this lawyer with no reservation. An extremely talented and well respected attorney in the legal community. Very hardworking and diligent. Consistently achieves superior results. Advice is always practical and on point. I recommend to anyone looking for an attorney who knows the law and truly cares about protecting the rights of clients and achieving the most favorable result possible."
Debt settlement Attorney | Jul 31
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Credit repair Attorney | Jul 19
Relationship: Other
"I endorse this lawyer. Eugene P. Castagliuolo demonstrates through the knowledgeable and cogent answers he gives his facility for the law, and particularly his specialty. We need more like him"
Debt settlement Attorney | Jun 23
Relationship: Fellow lawyer in community
"I highly endorse Eugene Castagliuolo. Mr. Castagliuolo donates many hours of his time answering legal questions on AVVO for those in need. His responses to questions show a depth of knowledge, as well as a compassionate spirit. I highly recommend him!"
Debt settlement Attorney | May 20
Relationship: Fellow lawyer in community
"I endorse this lawyer. A highly skilled and respected lawyer in the legal community."
Debt settlement Attorney | Apr 21
Relationship: Fellow lawyer in community
"I endorse this lawyer. An outstanding and well respected attorney in the legal community. I would recommend him wholeheartedly to anyone needing legal representation."
Debt settlement Attorney | Feb 11
Relationship: Other
"I have found Mr. Castagliuolo's Avvo posts to be insightful and on-point, and I enjoy reading his posts about areas of law in which I do not practice. One can learn a lot from such attorneys, and if I ever had a debt issue, I would call him in a heartbeat."
Unknown Attorney | Feb 06
Relationship: Fellow lawyer in community
"I endorse this lawyer. It is clear by reading the answers in the AVVO community that this lawyer is a top notch attorney who is highly respected in the legal community."
Litigation Attorney | Jan 11
Relationship: Fellow lawyer in community
"Gene is an able advocate and top-notch professional. A good one to have on your side for credit issues."
Credit repair Attorney | Jan 05
Relationship: Fellow lawyer in community
"Eugene P. Castagliuolo is one of only a handful of folks nationwide who belong to the prestigious National Association of Consumer Advocates (NACA). I often sit in amazement when I listen to him talk about consumer protection. He's a dedicated advocate. Loves his job and does a great job at it! Whether you are in the Tampa Bay area or anywhere else in FL that Mr. Castabliuolo practices, you could not find a harder working, more concerned attorney to be on your side."
Litigation Attorney | Aug 07
Relationship: Fellow lawyer in community
"I endorse Mr. Castagliuolo. He does what's right for consumers, and has the experience and attitude to back it up."
Contracts and agreements Attorney | Jul 16
Relationship: Fellow lawyer in community
"I endorse this attorney. I have reviewed many of the questions posted on this AVVO website and have found Mr. Castagliuolo has routinely provided clear, concise and accurate answers. He has a strong command of contract law, and I would not hesitate to recommend him to handle any contract matter."
Debt settlement Attorney | Jul 14
Relationship: Fellow lawyer in community
"I endorse this lawyer. Attorney Castagliuolo has an excellent rating on AVVO and a tremendous amount of experience in a long and successful career as attorney. I would strongly recommend his services."
Lawsuits and disputes Attorney | May 16
Relationship: Fellow lawyer in community
"Eugene pulls no punches, he's straightforward, accurate, experienced, and skilled---exactly the kind of attorney clients need. If I were in Florida and in a bind, I'd call in Eugene Castagliuolo in a heartbeat."
Lawsuits and disputes Attorney | May 14
Relationship: Worked together on matter
"I endorse Mr. Castagliuolo without hesitation. Mr. Castagliuolo has been practicing law for over 25 years and it is obvious that he has gathered a great deal of legal expertise during this time. Mr. Castagliuolo maintains an active consumer practice where he aggressively fights for the rights of individual consumers against well funded and well staffed large corporations. Mr. Castagliuolo is also an active member of Avvo, where he takes significant time from his busy schedule to respond to legal questions posted by the community free of charge; his answers are always accurate and well thought out. Additionally, Mr. Castagliuolo belongs to the National Association of Consumer Advocates where he is an active member providing advice to other attorneys practicing in the consumer law field. Consumers across the state of Florida and in New Jersey are very fortunate to have him available should they need legal advice or representation in a consumer matter."
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Debt settlement Lawyer Eugene P. Castagliuolo
Eugene P. Castagliuolo
Debt settlement Attorney
Licensed for 35 years
Free Consultation