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James Salvatore Giardina

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Avvo Rating10
  • Tampa, FL
  • Licensed for 16 years
  • Free consultation
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James Salvatore Giardina
James Salvatore Giardina
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About James

Don't file bankruptcy! If you have debts you can't repay, call me instead.

I represent consumers exclusively.  I defend people who are getting sued on credit cards, and I sue the collectors back for illegal collection techniques.  If a debt collector is bothering you, call me. Maybe you already have a judgment against you and your wages are being garnished, maybe you just got served with a summons, or you just found out about an old judgment against you.  Don't worry - there is hope!

 

Whether you are being sued, or just getting annoying phone calls, I would love to hear about your case. In most cases you don't have to pay me anything out of pocket. 

 

I am a former debt collector, born and raised in Buffalo, New York, the debt collection capital of the world.  One of my first jobs in highschool was as a debt collector, and my first job in Tampa after law school was as a debt collector so I have an inside perspective.  I have been to probably every county court in the state on thousands of debt collection cases, so chances are I know just how to handle your case.  I love going to court, and would be happy to look at your case. 

 

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Practice areas

OtherDebt settlementLitigationBankruptcy and debtDebt collection
  1. Debt collection: 80%

    I sue debt collectors and I defend people who are getting sued on debts. I don't collect debts. If you have been contacted by a debt collectors, or if you have been sued on a debt, give me a call.

    18 years, 1,000 cases

  2. Bankruptcy and debt: 5%

    If you are thinking of filing bankruptcy, let me talk you out of it. There are other options and I will happily give you a free consultation.

    18 years, 1,000 cases

  3. Litigation: 5%

    18 years, 1,000 cases

  4. Debt settlement: 5%

    You can settle your debts yourself. But settling debts can ruin your credit. I don't just settle debts. I litigate.

    18 years, 1,000 cases

  1. Credit card fraud: 5%

    Call me if you think you are the victim of credit card fraud. I will be happy to help.

    18 years, 1,000 cases

Languages spoken

English, Spanish, Italian

Photos and videos

1282415 1280284016

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Contact

The Consumer Rights Law Group, PLLC
3104 West Waters Avenue, Suite 200
Tampa, FL, 336296817

Website
http://www.ConsumerRightsLawGroup.com 

      Resume

      License
      StateStatusAcquiredUpdated
      NYDue to Register within 30 Days of Birthday200502/28/2021
      FLMember in Good Standing200404/04/2021
      We have not found any instances of professional misconduct for this lawyer.
      Avvo Contributions
      Legal answers23
      Legal guides0
      Awards
      Award nameGrantorDate granted
      AV Preeminent RatedMartindale-Hubbell2016
      AV Preeminent 5.0 out of 5 Peer Review RatedMartindale-Hubbell2015
      Rising StarSuperLawyers2015
      Pro Bono Service Award13th Circuit Pro Bono Committee2015
      Tampa's Top Rated LawyersLegal Leaders2015
      Tampa's Top Rated LawyersLegal Leaders Magazine2015
      Attorney Fee AwardUnites States District Court for the Eastern District of New York2014
      AV Preeminent 5.0 out of 5 Peer Review RatedMartindale-Hubbell2014
      Attorney Fee AwardUnited States District Court for the Middle District of Florida2013
      Shrine Circus Appreciation AwardEgypt Temple Shriners2010
      Adelbert Moot ScholarshipState University of New York at Buffalo2002
      Work Experience
      TitleCompany nameDuration
      AttorneyThe Consumer Rights Law Group2008 - Present
      AttorneyGiardinaLaw, p.a.2005 - Present
      AttorneyAsset Acceptance LLC2003 - 2005
      Associations
      Association namePosition nameDuration
      Tampa Bay American Inn of CourtBoard of Directors2017 - Present
      Hillsborough County Bar Association Leadership InstituteCommittee Member2014 - Present
      Better Business BureauAttorney Member2014 - Present
      Florida Bar, Consumer Protection Law CommitteeCommittee Member2012 - Present
      Tampa Bay American Inn of CourtBarrister2012 - Present
      United States District Court for the Middle District of FloridaAdmitted member2012 - Present
      United States District Court for the Southern District of FloridaAdmitted Member2012 - Present
      United States District Court for the Northern District of New YorkAdmitted Member2012 - Present
      United States District Court for the Southern District of New YorkAdmitted Member2012 - Present
      United States District Court for the Eastern District of New YorkAdmitted Member2012 - Present
      United States Supreme CourtAdmitted Member2011 - Present
      United States Bankruptcy Court, Western District of New YorkAdmitted Member2011 - Present
      United States Court of Appeals for the Eleventh CircuitAdmitted Member2011 - Present
      United States District Court for the Western District of New YorkAdmitted Member2010 - Present
      National Association of Consumer AdvocatesCommittee Member2009 - Present
      United States Bankruptcy Court, Middle District of FloridaAdmitted Member2006 - Present
      United States District Court for the Middle District of FloridaAdmitted Member2006 - Present
      Bar Association of Erie CountyMember2006 - Present
      American Trial Lawyers AssociationMember2006 - Present
      New York State Bar AssociationAttorney2005 - Present
      Hillsborough County Bar AssociationMember2005 - Present
      Florida BarAttorney2004 - Present
      Florida Bar, Trial Lawyers SectionAttorney Member2004 - Present
      Publications
      Publication nameTitleDate
      The Tampa TribuneVictims of identity theft need to know their rights2015
      Lexis Nexis Publishing2012 U.S. Dist. LEXIS 1657302012
      Florida Law Weekly18 Fla. L. Weekly Supp. 479a2011
      Florida Law Weekly18 Fla. L. Weekly Supp. 487a2011
      Florida Law Weekly18 Fla. L. Weekly Supp. 684a2011
      Florida Law Weekly19 Fla. L. Weekly Supp. 144b2011
      Thomson Reuters2011 WL 2238702011
      Florida Law Weekly18 Fla. L. Weekly Supp. 485a2011
      Florida Law Weekly17 Fla. L. Weekly Supp. 1248a2010
      Florida Law Weekly17 Fla. L. Weekly Supp. 267a2010
      Lexis Nexis Publishing2010 U.S. Dist. LEXIS 1105742010
      Florida Law Weekly18 Fla. L. Weekly Supp. 94b2010
      Lexis Nexis Publishing2010 U.S. Dist. LEXIS 1362272010
      Education
      School nameDegreeGraduated
      University at Buffalo Law School, The State University of New YorkJD - Juris Doctor2003
      State University of New York at BuffaloBA - Bachelor of Arts1999
      Speaking Engagements
      Conference nameTitleDate
      ABC Action NewsCan service companies place a lien on your home?2016
      Good Morning Tampa BayAvoiding Telephone Scams2014
      Florida Bar, Consumer Protection Law CommitteeDebt Collection2014
      Senior Voice AmericaGarnishment Protection for Senior Citizens2013
      Fox 13 Ask-A-Lawyer SegmentVarious Topis2013
      Consumer Protection LawEthics of Consumer Protection law2013
      ABC Action NewsEnsuring the office pool is legit2012
      Television CommercialDon't be a victim of collection harassment2010
      Legal cases
      Case nameOutcome
      Thomas v Midland Credit ManagementConsumer won. Debt collector lost.
      Lopes v Immediate Credit RecoveryConsumer won. Debt collector lost.
      Roberts v Continental FinanceCollector's motion compel Arbitration denied.
      Levin v Bank of Americabank's Motion denied
      Unifund v ThomasJudgment for Consumer
      Kahn v PortfolioCollector's Motion denied
      Worldwide Asset v PerkinsJudgment for consumer
      CACH LLC v VlamingJudgment for consumer

      Reviews

      (43)
      5 Star
      		98%
      4 Star
      		0%
      3 Star
      		0%
      2 Star
      		0%
      1 Star
      		2%
      Review James Giardina

      Second to none!!!

      Posted by

      I cannot say enough about Jim and how much he has helped me. I went through a divorce about six years go and had some credit issues that were unresolved. I first hired Jim in the fall of 2013 when I was served papers from a creditor who wanted to place a judgment against me. Within a two week period of hiring Jim, the creditor had dropped the case entirely. I also found out that another creditor had already obtained a default judgment several years back due to my ex wife not informing me of the sub-service through her. Jim took this head on and with only one court hearing had the judgment vacated. He is now helping we with some harassment issues with some over zealous third party debt collectors. Jim has been professional and very trustworthy since my first meeting with him. His knowledge and level of expertise is second to non

      Unbelievably dedicated attorney!!!!!!!

      Posted by

      As you can see I've rated Mr. Giardina EXCELLENT in every catagory and responded YES to (would you recommend this lawyer?). I would like to amend my answers to PHENOMENAL and ABOSOLUTELY WITHOUT HESITATION. I came to Mr. Giardina with a problem that I had with a specific debt collector. They had purchased a debt that was created against me that was erroneous. I can't begin to tell you the number of obnoxious and threatening calls that I was receiving from this collector. After speaking with Mr. Giardina we established a game plan to correct this situation and finally put this to rest. Not only did he get everything corrected ,he had it removed from my credit report and as a bonus I received a substantial cash settlement for my unjust harassment. The world needs more dedicated people like Mr. Giardina and his staff. Thank you for a job so very well done, Fred V Tampa FL

      Top Consumer Rights Attorney

      Posted by

      Settled my case expeditiously, extremely knowledgeable about Consumer Rights vs Creditors...Would definitely recommend!
      This review is from a person who hired this attorney.
      Hired attorney

      The absolute best in his field of law

      Posted by

      James is absolute best when you need help. He is very understanding and will do everything in his power to get the results you want and/or need. I will highly recommend him to everyone know.
      This review is from a person who hired this attorney.
      Hired attorney

      Help with Cach, LLC

      Posted by

      I needed help to resolve an issue that had been hanging over my head for over ten years and Jim was able to easily and painlessly dissolve the issue for me. Such a weight is now off my chest and it feels wonderful. I am so thankful that I found this wonderful, thoughtful and caring man to stand beside me to resolve my issue.
      This review is from a person who hired this attorney.
      Hired attorney

      Satisfied client

      Posted by

      Attorney Salvatore Giardina represented me in a garnishment from a debit collector from 2005. He won my case no court appearance nor a garnishment. Thank you.
      This review is from a person who hired this attorney.
      Hired attorney

      Highly recommend his services

      Posted by

      I had an urgent financial situation. He went over my options thoroughly. Once I decided on my best option he guided me through the process. The process was quick and I was very pleased with the outcome.
      This review is from a person who hired this attorney.
      Hired attorney

      Wonderful Service

      Posted by

      Mr. Giardina is a great listener and immediately started on my identity theft case. He represented me in court and I did not need to attend. The case and the debt were dismissed. He made this incredibly stressful situation very straightforward and took the stress from me.
      This review is from a person who hired this attorney.
      Hired attorney

      Extremely satisfied

      Posted by

      Jim was very kind, thorough and quick in taking care of my case. I highly recommend him.
      This review is from a person who hired this attorney.
      Hired attorney

      He's Human!!

      Posted by

      Jim is human, and builds great rapport with his clients from the start! He makes the client feel at ease by providing a transparent plan of action; he fights for your rights! Jim looked up my case via the phone; he explained what the best course of action would be to find the best suitable option for individuals. I talked with four different attorneys here in FL, and none of them were able to help me resolve my case. That was, until I got a call from Jim. We went over the case based on the information available online - and, within a week - we had reached a settlement. Truly and honestly the most amazing attorney ever. Look no further - I guarantee you will be just as satisfied, it not more. I say he's human because he offers a plan to resolve a case. His price(s) is very affordable, but your individual case might vary. What are you waiting for?! Call Jim today!!
      This review is from a person who hired this attorney.
      Hired attorney
      See all reviews

      Attorney endorsements

      (14)
      Are you an attorney? Endorse this lawyer

      Alex McClure, Bankruptcy and debt Attorney on Feb 26, 2018
      Relationship: Opposing Counsel on matter

      I endorse this lawyer. I have litigated numerous cases against Mr. Giardina over the years. He is always professional and prepared, and as a result he has proven himself a worthy adversary.

      David Hoffman, Debt collection Attorney on Dec 3, 2015
      Relationship: Fellow lawyer in community

      James Giardina is a brilliant, creative attorney who has dedicated his career to helping people who are struggling with debt and creditor harassment. I endorse this lawyer.

      Courtney Bueno, Litigation Attorney on Jun 18, 2015
      Relationship: Fellow lawyer in community

      Attorney Giardina is truly passionate about the practice of law. He loves helping his clients and the community. He truly cares about professionalism and striving to be the best at what he does - he is involved in many organizations and is sought out for leadership roles within them by other lawyers and leaders. I highly recommend him to anyone seeking counsel.

      Adam Bantner, Bankruptcy and debt Attorney on Oct 3, 2014
      Relationship: Fellow lawyer in community

      I endorse this lawyer.

      James Thorpe, Litigation Attorney on Sep 2, 2014
      Relationship: Fellow lawyer in community

      Mr. Giardina is an experienced and skilled litigator. His talent in the courtroom is only surpassed by his dedication to his clients. I highly recommend Mr. Giardina without hesitation.

      Samantha Dammer, Debt collection Attorney on Aug 29, 2014
      Relationship: Fellow lawyer in community

      James is a great attorney. He is aggressive on behalf of his clients, and he has a great staff that follows through.

      Daniel Ciment, Bankruptcy and debt Attorney on Aug 28, 2014
      Relationship: Fellow lawyer in community

      I endorse this lawyer.

      David McGlothlin

      I endorse this lawyer. He does great work protecting consumers.

      Aldo Bolliger, Debt collection Attorney on Jan 27, 2014
      Relationship: Fellow lawyer in community

      There are few attorneys that have the skills and dedication to be successful in representing consumers against powerful corporations. Jim Giardina is such an attorney. Jim is smart, knows the law very well and will fight tirelessly until he prevails. If you have a consumer case do not hesitate to contact him. I endorse this attorney without reservation.

      Frank Borgese

      I endorse Mr. Giardina, because he is a very knowledgeable and dedicated attorney.

      Eugene Castagliuolo

      I endorse Jim Giardina without reservation. He's smart, he knows the law, and he will fight like a tiger for you. What more could you want in a lawyer?

      Ronald Burdge, Litigation Attorney on Sep 21, 2013
      Relationship: Fellow lawyer in community

      If you want to know how good an attorney is, read his former client reviews, see what other lawyers have to say about him too. Look at his website and see how helpful it is for you too. Read some of his answers to consumer questions posted at Avvo.com and look at his case results too. Read the articles he has written for other lawyers, explaining the law to them. And if it's consumer law help you need, make sure he is a member of the only national organization of consumer advocates in the country, Naca.net. When you do all that for Jim Giardina you will see what lawyers like me already know - Jim knows the law, knows how to use it to help people, and likes to make sure his clients get the best legal help they can get. That's why I gladly recommend and endorse Jim Giardina. If you have a legal question and his office is anywhere near you, he is your answer.

      Catherine Rinaldo, Credit repair Attorney on Aug 25, 2011
      Relationship: Fellow lawyer in community

      James is a remarkable lawyer. He has an in depth understanding of consumer protection laws. As a previous debt collector, he is intimately aware of how the process works and how consumers are abused by the process. He is also incredibly hard working and thoroughly enjoys being a lawyer in this field. This combination of knowledge, experience and temperament lead to fabulous results for consumers and their referring attorneys. I love referring cases to Jim because he is able to get results in situations that seem impossible. I highly endorse James Giardina.

      Heather Lang, Debt settlement Attorney on Aug 5, 2009
      Relationship: Fellow lawyer in community

      I endorse this lawyer's work. Mr. Giardina is a strong consumer advocate with extensive knowledge of the FCCPA and FDPCA.

      Cost

      RATES
        • Free Consultation Some lawyers offer a free consultation to help determine whether their services are right for your legal needs
          30 minutes
        OTHER BILLING TYPES
        • Contingency A contingency fee is the percent of the final award a lawyer will receive as compensation. For some of these cases, lawyers will only be paid if there is a successful outcome.
          20%-40%
        PAYMENT METHODS