Mr. Cohen was able to provide me a concise legal analysis and coherent timeline to assist me in my PSLF/TEPSLF journey to student loan forgiveness. I have struggled with a 6-figure student loan debt since 1998 and thanks to his expertise and attention to detail I am confident that I will be debt-fre...e by the end of this summer.

I contacted Josh to help with my student loan that I have been paying on for about 20 years without the amount budging. He was able to figure out how to end this nightmare using the latest laws. He was able to clearly explain everything and walk me through the steps I need to take to get the process ...started. He also offered to take care of it as well. He gave me multiple options to get the process started and completed. His assistant, Crystal, is so professional. She literally emails the info before I have time to check my email. The instructions are always very clear with the appropriate links. Given the amount of money I have paid to the lender which extends much beyond what I borrowed, the fees are more than fair and affordable. He also give you options to do the leg work yourself with their step by step instructions. This is so worth it. I cannot tell you the relief I have knowing that this will be taken care of once and for all.

I consulted with Joshua in 2021 to make sense of my student loan situation. He gave me advice which I have relied on since--especially the fact that my loan would be forgiven in 10 years or so. Then, out of the blue in 2023, I received an email from him telling me if I took action I could have them... forgiven by the end of summer since Congress did something good for once. His "heads up" will have saved me tens of thousands of dollars and has just made me more hopeful about my retirement. Joshua is "the man" and I refer my clients to him regularly.