My situation is absolutely a mess at the hands of Sallie Mae/Navient/AES/ASA/et al and according to a mortgage banker, the worst story he's heard in his 20+ years of banking. Servicer ineptness + guarantor ignorance (?) = enter Joshua Cohen to the rescue. With Mr. Cohen's first question, my st...ress level went down, the weight on my shoulders visibly (!) gone. I knew he could help. It only got better from there 1. his pathway toward resolving including several potential avenues and he explained it would take some time to evaluate each one but they existed 2. his enthusiasm for helping me was palpable; he understood the fear, frustration, trepidation (after dealing with student loan-sharks/attorneys before him) and set each one aside; no longer afraid, no longer frustrated; I slept (no dreaming of tornadoes ripping apart my life) 3. his empathy; there was no judgment on why or how I got into the situation I find myself or trying to guilt me into anything, he listened and planned and ultimately, he relieved my stress. I would recommend him day in and day out - I have no doubt this abysmal situation will be resolved with his help.

I had my consultation with Josh this morning regarding how to handle my student loan debt. It’s a relief to talk to someone knowledgeable in this part of the law. I had always felt like I was trapped under my debt with no way out but then I found out about Josh and how he could help. He gave me solid... advice on what my options are for the situation and how to proceed. Knowing what I need to do and what to expect as this continues has reduced my anxiety.

I was very nervous when I decided to call Joshua because I didn't need negativity, I know I am behind the eight ball and I don't need judgment from anyone. When I spoke with Josh, I was so grateful because he was very up beat, even with discussing what the the ups and downs were going to be. He wa...s very helpful and was able to give me options on how to consolidate the loans and go back to school. He is very knowledgeable and very upbeat. I feel like he really wanted to help and wasn't just blowing me off. I am very glad I decided to call Josh and trust me, you should too.

I've been dealing with a private loan dispute for almost several years. Out of everyone I've interacted with, Joshua has provided the most useful analysis, clearly breaking down the issues in my dispute. I feel prepared to proceed accordingly. I would strongly recommend Joshua for any issues conce...rning your student loans.