Mr. Cohen is great. I had defaulted on my federal student loans and he explained all the options to me. He was supportive and sympathetic and he understands how embarrassing it can be to default. He really helped bring clarity to my situation and I would most strongly recommend him to anyone who h...as questions or problems with student loans.

Joshua is the most knowledgeable individual I have worked with regarding student loans and how to navigate the minefields and regulations that have caused me many sleepless nights and much stress. The information, explanation, and options of my situation was clear and to the point. The one-on-one con...versation with Joshua was an extremely important part of the analysis, and allowed for the sharing of information to address my current specific pain points. I spoke with Joshua two years ago to deal with how to plan for my situation then; and engaged him again to seek advice and guidance for my current situation going forward. The input was extremely helpful; and actually provided some relief of the stress I've been dealing with trying to figure out how to deal with future repayment issues. Working with Joshua will be the best money you could spend to do proper planning and relieve stress due to the unknowns!

Before getting in contact with Joshua, my student loan debt was snowballing like an avalanche that I felt buried under and saw now way out. Despite being told that after graduating college, I would be easily making a 6 figure salary so could quickly repay my student loans within a couple years, this ...was NOT true! After graduating I was able to get mediocre jobs with equally mediocre and inconsistent pay. While I still managed to pay off $7K of the loan after 4 years of diligently paying, my loan interest quadrupled the initial student loan and I had no reasonable way of paying it off. Here I am 20 years later buried in student loan debt with no limit interest rates. It wasn't until this year I found a job with consistent income and was prepared to find a game plan after the Holidays. But the greedy student loan debt mongers had other plans for me because on Christmas Eve I found out that my wages had been garnished which completely ruined my Christmas and left me feeling defeated and demoralized. After a couple days of sleeping all day, I decided I had to wake up and do something for my daughter's sake so I consulted a local attorney who referred me to the best student loan lawyer in the Universe, Joshua Cohen. After speaking to Joshua, a lot of stress was relieved and I feel like I was Charles Atlas on top of the World because a huge weight had been lifted off of my shoulders. Joshua Cohen acted like a professional the entire phone call, he was respectful, had a pleasant demeanor and was non-judgmental. More importantly, he didn't just offer one solution, he offered many all within my realistic and low budget. He was the opposite of the greedy student loan Grinch who stole my Christmas, he was honorable, trustworthy and understood my livable means who did not try to extort nor take advantage of me financially because of the un-pleasant and dire situation I was in. From start to finish he was an All Star Pro, all the way!