Faced with a dire situation regarding my future, I contacted Joshua and set up an appointment. Within the first minute, it became clear that he had researched my specific situation and that he had a variety of options for me. My dread quickly turned to relief and now I have a real plan for my finan...cial future.

I found myself in the position of having a very specific concern over a reconsolidation matter of my student loan. I really needed to talk to an expert in this field, and I sure didn't trust my loan servicer! Joshua spoke confidently and assured me of what my options were. He patiently reiturated ...them to me as I expressed concerns over various ways how I might get shafted by the System. It was a short conversation, but well worth the consultation fee. Getting a copy of the conversation was an unexpected bonus.