Mr. Cohen helped to explain a better plan of action than the choice I made which will significantly lower my payment and save me money in the long run. My questions involved accumulated interest of 50K and the best way to pay off my loans and or whether to use the Public Service Exception in which I ...am already enrolled and working in Education. He also cleared up questions about school loans and bankruptcy which put to rest questions that I have been wondering about for a very long time. Mr. Cohen is very knowledgeable and thorough. He gave me specific amounts and told me which IDR was best for me. I am relieved to have his advice!

Speaking with Joshua was the first time ever that I've gotten a true and clear idea of what's going on with and how to handle my student loans. Having taking loans for college in the 1980's has turned into a 30 year nightmare for me with conflicting and bad information being given out by everyone fr...om financial aid counselors to the lenders themselves. Joshua was clear and concise in his explanations and made sure I understood everything. I'm very happy that I hired Joshua for a 30 minute consultation.

From the first moment of our consultation, Joshua Cohen put us at ease. We were at a high level of anxiety and feeling completely overwhelmed when we decided to call Joshua. so far its the best thing we've done to help get us out from under this cloud of student debt. We look forward and putting th...is behind us with his capable guidance.

I have a several degrees and a lot of debt because of those degrees. I have talked to and worked with 4 lawyers where I live. None of them knew student loan law and market themselves as knowing it. I talked to Mr. Cohen and he went over the student loan laws, my options, and laid out the pros and c...ons. He is the only! lawyer that I have talked to that does this kind of law and the only! lawyer that knows so much about the laws. His strategies are realistic and helpful. Student loans laws in and of themselves suck! but he was able to identify a solid course of action for me and no one! had done that before. I am so thankful. I also hired him to help me take care of all of the forms so that I could have peace of mind it was done accurately as the customer service at Fed Loan Servicing is not the best and you get different answers from different people. I would 100% highly recommend Mr. Cohen for his knowledge, helpfulness, and ability to take care of items that few attorneys know about. Not only that, but he has a wonderful personality and is very easy to work with.

I had an analysis call with Attorney Cohen on 3/20/2019. He was so nice, knowledge and very personable. He was able to explain everything to me until I understood everything. He was very patient and discussed all my options with me. Before our call I was very scared and nervous about my case but afte...r talking to him I was at ease and understood all my options going forward. If you have any issues with your student loans he’s the lawyer for you!!! I am confident moving forward with him on my side representing me!!