Joshua was recommended by a colleague. I was a little hesitant at first and felt down on myself because of the amount of my loan. After speaking with Joshua, I have a better understanding, and my future looks brighter. He provided great detail and insight. He was upfront and honest and did not give... me false hope. He answered all of my questions and provided clear next steps. If you have concerns about your student loans, I would recommend speaking to Joshua first. Let me add that our relationship did not end after the call. Joshua assured me that if I felt overwhelmed by the next steps, I could reach out to his office again. I appreciated feeling like someone truly cares.

I was very concerned about the repayment process and possible complexity dealing with the federal student loan process post end of forebearance. After reading an article about student loans in the NYTimes recently where Mr. Cohen was mentioned I followed up and he has been very helpful- professional,... efficient and knowledgeable about the various repayment options available for my particular circumstances. I recommend him to anyone facing repayment.