I contacted Josh after receiving a notice of garnishment. After doing my initial research, i knew there were ways to deal with it but needed advice of an expert to figure out the best plan of action. Josh was great at answering my questions and explaining the available options. He is very knowledge...able and speaking with him made me feel much more empowered and comfortable with my situation. I think it's important for people to know that they are not alone in this situation, that hundreds of thousands of us are dealing with the same issue, and that there are multiple creative solutions to the problem.

I scheduled this 30 minute phone call several weeks in advance. I was so nervous because I am tired of struggling financially with this loan. And this was my last hope. These loans have taken over my life. I am 59 and can’t even think of retirement. I have parent plus loans and they fall under an inc...ome contingent payment plan which makes a higher monthly payment. Every time it’s due the payment is so high that it’s a struggle until my next paycheck . My interest has accrued so much that it’s impossible to pay the loan off. Attorney Cohen was well prepared, knowledgeable and professional as well as personable. He explained the situation and what the plan is and what to do to move forward so I can live a normal life. I am for that! I will hire him. Thank you again. The consultation alone is definitely worth the money.