I requested a consultation with The Student Loan Lawyer for two reasons -- 1) to gain clarification on specific rules for the Public Service Loan Forgiveness Program and 2) to learn whether i have any opportunity to challenge having been kicked off the Income Based Repayment Plan due to some clerical... errors on the part of my loan servicer. The consultation costs $250 for a half hour, which is a lot for my budget, but I was willing to pay in order to get the "peace of mind" that he advertises on his site. Mr. Cohen is very polite and was helpful in answering some of my questions. He is clearly knowledgeable about most issues concerning federal student loans. We spoke on the phone for only 12 minutes of the 30 we had available but I left the call feeling reasonably confident that the information I received was reliable. Unfortunately since that time I've learned that the information I have on hand is no more complete than what I had before, and I've had to spend quite a bit more of my own time working to get a definitive answer to my questions through other sources, including my congressman's office, which offers assistance on some of these matters free of charge. I'm still not all the way there but at this point it's clear that the information that Mr. Cohen provided is not as clear cut as he led me to believe. I attempted to contact Mr. Cohen about this in early September but he does not seem interested in responding to my inquiry, so I've decided to let it go and move on. While I wouldn't necessarily steer future clients away from Mr. Cohen (he does offer some very useful guidance) I would recommend that those seeking a consultation ask some questions up front to determine if he is the right contact for their specific question.

Very professional and informative. The consultation I received was extremely informative and I am very grateful that he set me at ease regarding issues which have been plaguing me for years. I retained his services so he may assist me in implementing the actions which need to be taken in my situatio...n. Mr. Cohen has my highest recommendation.

In the first half hour of paid consultation I presented complex details of a student loan issue that had muddled and grown unresolved for 18 years. Josh immediately zeroed in on the essentials and saw a path to positive resolution -- better than I imagined. Josh has given me hope; I am impressed with... his quick mind and empathetic manner.