Josh was clear, factual and supportive. He went through each part of the process of consolidation so that I understood it. He welcomed my nephew being part of the consultation, recorded it, and sent it to me as a PDF. I understand the process much better. He greatly reduced the stress surroundin...g all of this. Thank you so much.

I contacted Joshua for a consultation about my student loan forgiveness being reversed and my loans reinstated. He listened to my situation and provided me with incredibly valuable information and insight . He explained the situation and the latest developments, told me what I could reasonably expect... to happen or not happen, educated me about my options, and answered my questions. Whenever I have issues with my student loans in the future, I will contact Joshua.

I have watched Joshua respond to people on social media for 2 years and kept thinking "I need to talk to him" but was too ashamed of my large debt. I finally broke down and wrote him. He has been incredibly helpful and non judgmental and I am so grateful for him. I still have a large hurdle to cl...imb but I have restored some amount of peace to my soul knowing I am not alone now.