I'm Gary Fraley, founder of Fraley & Fraley Sacramento Bankruptcy Attorneys. I have been a bankruptcy attorney since 1978. I am a CA State Bar Board Certified Specialist in Bankruptcy Law and have been since 2001. I teach State Bar accredited bankruptcy law seminars for bankruptcy attorneys. I give every person who comes to see me a free credit rebuilding book. I also provide you a free credit rebuilding program worth $1,000 from 720CreditScore.com if we do your bankruptcy.
The philosophy of the my bankruptcy law firm is to give a real, no pressure, free attorney consultation that may last 1 hour or more. The purpose of the consultation is to provide a detailed explaination of the laws & all options as well as answer all your questions. We will provide real solutions to your problems.
In my non-attorney life I have been a Sunday School Teacher & Church Elder, a 4-H Leader including a Horse Project Leader, a volunteer mounted Forest Ranger, & a teacher of "leave no trace" camping & gentle stock use techniques. I also Judged 4-H horse shows for free for many years.
Don't be afraid to come and see me. I don't bite (unless you are a creditor.) The only people that need to be afraid of me is your creditors.
There is a saying "knowledge is power." Isn't it time you got your power back?
Practice areas
CA State Bar Certified Bankruptcy Law Specialist. 37+ year old Bankruptcy Law Firm practicing Chapter 7 Straight Bankruptcy, Chapter 11 & Chapter 13 Debt Reorganization Plans. We also represent clients in debt settlement negotiations, stopping foreclosures and help with lawsuits & consumer protection matters. WE PREPARE ANSWERS to UNVERIFIED lawsuit complaints for FREE. We represent both Consumers and Business clients with debt problems debtors.
44 years, 10,000 cases
CA State Bar Certified Bankruptcy Law Specialist. 37+ year old Bankruptcy Law Firm practicing Chapter 7 Straight Bankruptcy, Chapter 11 & Chapter 13 Debt Reorganization Plans. We also represent clients in debt settlement negotiations, stopping foreclosures and help with lawsuits & consumer protection matters. WE PREPARE ANSWERS to UNVERIFIED lawsuit complaints for FREE. We represent both Consumers and Business clients with debt problems debtors.
44 years, 10,000 cases
CA State Bar Certified Bankruptcy Law Specialist. 37+ year old Bankruptcy Law Firm practicing Chapter 7 Straight Bankruptcy, Chapter 11 & Chapter 13 Debt Reorganization Plans. We also represent clients in debt settlement negotiations, stopping foreclosures and help with lawsuits & consumer protection matters. WE PREPARE ANSWERS to UNVERIFIED lawsuit complaints for FREE. We represent both Consumers and Business clients with debt problems debtors.
44 years, 10,000 cases
We protect you from collection abuse. We will PREPARE AN ANSWER to your LAWSUIT for FREE. (unverified complaint) We also SUE CREDITORS for violation of State & Federal consumer protection laws. We primarily do bankruptcy but also do consumer defense. Mr. Fraley is a CA State Bar Certified Bankruptcy Law Specialist. He founded his own firm over 37 years ago. Mr. Fraley handles Chapter 7 bankruptcy, Chapter 13 reorganizations. He does debt negotiations & stops foreclosures.
44 years, 50 cases
44 years, 300 cases
Languages spoken
English
Fraley & Fraley Sacramento Bankruptcy Attorneys
1401 El Camino Ave, Suite 370
Sacramento, CA, 95815-2747
State | Status | Acquired | Updated |
---|---|---|---|
CA | Active | 1978 | 02/06/2022 |
Award name | Grantor | Date Granted |
---|---|---|
California State Bar Certified Bankruptcy Law Specialist | California State Bar Board of Legal Specialization | 2016 |
California State Bar Certified Bankruptcy Law Specialist | California State Bar Board of Legal Specialization | 2015 |
California State Bar Certified Bankruptcy Law Specialist | California State Bar Board of Legal Specialization | 2014 |
California State Bar Certified Bankruptcy Law Specialist | California State Bar Board of Legal Specialization | 2013 |
California State Bar Certified Bankruptcy Law Specialist | California State Bar Board of Legal Specialization | 2012 |
California State Bar Certified Bankruptcy Law Specialist | California State Bar Board of Legal Specialization | 2011 |
California State Bar Certified Bankruptcy Law Specialist | California State Bar Board of Legal Specialization | 2010 |
California State Bar Certified Bankruptcy Law Specialist | California State Bar Board of Legal Specialization | 2009 |
California State Bar Certified Bankruptcy Law Specialist | California State Bar Board of Legal Specialization | 2008 |
California State Bar Certified Bankruptcy Law Specialist | California State Bar Board of Legal Specialization | 2007 |
California State Bar Certified Bankruptcy Law Specialist | California State Bar Board of Legal Specialization | 2006 |
California State Bar Certified Bankruptcy Law Specialist | California State Bar Board of Legal Specialization | 2005 |
California State Bar Certified Bankruptcy Law Specialist | California State Bar Board of Legal Specialization | 2004 |
California State Bar Certified Bankruptcy Law Specialist | California State Bar Board of Legal Specialization | 2003 |
California State Bar Certified Bankruptcy Law Specialist | California State Bar Board of Legal Specialization | 2002 |
California State Bar Certified Bankruptcy Law Specialist | California State Bar Board of Legal Specialization | 2001 |
Title | Company name | Duration |
---|---|---|
Founder and Owner | Fraley & Fraley, Sacramento Bankruptcy Attorneys | 1978 - Present |
Judicial Law Clerk | California Court of Appeals, Justice Kingsley | 1976 - 1976 |
Association name | Position name | Duration |
---|---|---|
National Association of Consumer Advocates | Member | 2014 - Present |
American Bankruptcy Institute | Member | 2013 - Present |
Sacramento Valley Bankruptcy Forum | Member | 2000 - Present |
California State Bar Board of Legal Specialization | Certified Specialist in Bankruptcy Law | 2000 - Present |
National Association of Consumer Bankruptcy Attorneys | Member | 1990 - Present |
State Bar of California | Member | 1978 - Present |
Publication name | Title | Date |
---|---|---|
National Association of Consumer Bankruptcy Attorneys Fall Journal | Countdown of the Top 12 Malpractice Mistakes Made by Bankruptcy Attorneys | 2016 |
SacramentoBankruptcyAttorneys.com e-book | 48 Dos & Don'ts When Considering Bankruptcy | 2011 |
School name | Degree | Graduated |
---|---|---|
University of California at Los Angeles School of Law | JD - Juris Doctor | 1977 |
University of Southern California | BA - Bachelor of Arts | 1974 |
Conference name | Title | Date |
---|---|---|
25th National Convention of the National Association of Consumer Bankruptcy Attorneys | Top 10 Malpractice Mistakes Made by Consumer Bankruptcy Attorneys | 2017 |
NBI Telephone Conference | Bankruptcy & Divorce | 2017 |
Chapter 7 and Chapter 13 Bankruptcy: Line-By-Line Workshop | Consumer Bankruptcy Fundamentals & Chapter 13 Workshop Line-By-Line | 2015 |
Bankruptcy Litigation | Bankruptcy Litigation | 2012 |
Chapter 7 & 13 Line by Line Workshop | Consumer Bankruptcy Fundamentals / Chapter 13 Workshop Required Forms | 2011 |
Lien Stripping Junior Mortgages | How to Remove Junior Mortgages Off Debtor's Home in Chapter 13; Curing Defaults in a Chapter 13 Plans; Lien Stripping; Possible Defenses of Junior mortgagees; Bankruptcy Ethics | 2010 |
Nuts and Bolts of Bankruptcy Law | Pre-filing exemption planning; Creating Correspondence; Helping client decide which Chapter -Key differences; When to file - Timing is everything; Liquidating Assets; Case Conversion; Plan modifications & Claims Issues | 2010 |
Bankruptcy Law and Litigation | Session I: Getting Started With a Bankruptcy Case; Session II: Introduction to the Bankruptcy Code & Rules; Session V: Chapter 7 & Chapter 13 Issues | 2009 |
Consumer Bankruptcy: Chapters 7 & 13 | Session I; Selecting The Right Chapter For Your Client; Session IV: Chapter 13 Step by Step Procedures; Session V: Tips From The Pros | 2008 |
Case name | Outcome |
---|---|
Fitzco Concrete | Corporations do not receive a discharge. They are liquidated and any assets ar divided among the creditors |
Bertolini Sand & Gravel Inc. | No discharge is issued to corporations. The assets are liquidated and the funds paid pro-rata to the Creditors |
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Patricia Rodriguez, Foreclosure Attorney on May 2, 2020
Relationship: Fellow lawyer in community
I endorse this lawyer.
Leonard Boyer, Bankruptcy and debt Attorney on Oct 25, 2019
Relationship: Fellow lawyer in community
I endorse this lawyer. Mr. Fraley is a very knowledgeable and effective advocate for his clients.
Patricia Rodriguez, Foreclosure Attorney on May 2, 2020
Relationship: Fellow lawyer in community
I endorse this lawyer.
Leonard Boyer, Bankruptcy and debt Attorney on Oct 25, 2019
Relationship: Fellow lawyer in community
I endorse this lawyer. Mr. Fraley is a very knowledgeable and effective advocate for his clients.
Stuart Steingraber, Bankruptcy and debt Attorney on Dec 29, 2015
Relationship: Fellow lawyer in community
I endorse this lawyer. Mr. Fraley is a frequent contributor to Avvo. His responses are well thought out, thorough, and on target. His clients are well served with his experience and skill.
Catherine Eranthe, Bankruptcy and debt Attorney on Nov 25, 2015
Relationship: Fellow lawyer in community
I know Mr. Fraley through our shared involvement in various bankruptcy list-serves and participation in NACBA. Gary is knowledgeable and experienced and generously shares information with other lawyers. I will continue to recommended him to debtors seeking an experienced, competent and caring attorney in the Sacramento area.
Randal Moore, Unknown Attorney on Apr 29, 2014
Relationship: Fellow lawyer in community
I endorse this lawyer. A highly skilled and respected lawyer in the community.
Richard Rosenstein, Unknown Attorney on Apr 22, 2014
Relationship: Fellow lawyer in community
I endorse this lawyer. Mr. Fraley is a highly experienced and well respected member of the legal community. He is a zealous advocate for the rights and interests of his clients.
Richard Granvold, Chapter 7 bankruptcy Attorney on Apr 20, 2014
Relationship: Fellow lawyer in community
I endorse this lawyer. Why? As a debtor you want an attorney who understands the law and carefully and fully explains the answers to your questions. You want an attorney who is also experienced in all chapters and will explain to you the difference so you know which action to take, whether filing a bankruptcy or not, if so when, and which chapter and the differences. Sometimes, simply knowing the Bankruptcy Code is not enough, it is the many cases an attorney has worked through and the problems within that create a well seasoned and informed attorney; with Attorney Fraley you get just that! In answers to the various questions on AVVO, Mr. Fraley has demonstrated his knowledge and as a result, I strongly recommend that you seek out his advice if you are seeking bankruptcy assistance
Christian Lassen, Unknown Attorney on Apr 2, 2014
Relationship: Fellow lawyer in community
Top-notch attorney. Highly respected in the legal community.
Brian Turner, Bankruptcy and debt Attorney on Apr 1, 2014
Relationship: Worked for lawyer
I endorse this lawyer.
Gary Bollinger, Bankruptcy and debt Attorney on Dec 22, 2013
Relationship: Other
Knowledgeable and thorough, Gary has a nuanced approach that can only come with a great depth of experience and a genuine concern for the beleaguered debtor. I endorse this lawyer.
Andrew Grossman, Bankruptcy and debt Attorney on May 30, 2013
Relationship: Worked for lawyer
I worked with Gary Fraley for over two years. During that time, I observed how deeply he cares for his clients, and how diligently he works to find them the best resolution to their debt problems. Gary is down-to-Earth, and gives freely of his time and expertise. He goes above and beyond for his clients, and it shows. I highly recommend him and his firm.
Matthew Berkus, Bankruptcy and debt Attorney on Feb 14, 2013
Relationship: Fellow lawyer in community
Gary is a constant presence in the bankruptcy community nationally. He brings a client centered, practical approach to achieving results for his clients. I always value his perspective and insight.
Virginia Southgate, Bankruptcy and debt Attorney on Dec 4, 2012
Relationship: Fellow lawyer in community
A certified bankruptcy law specialist in Sacramento, California, Gary Fraley embodies dedication both to understanding the nuances of bankruptcy law and to advocating zealously for the rights of his clients. An active participant in the local and online bankruptcy community, he is generously offers his experience and understanding to lawyers and clients alike.
Paul Staley, Chapter 7 bankruptcy Attorney on Aug 4, 2012
Relationship: Fellow lawyer in community
I endorse this lawyer. Gary and I are fellow members of the National Association of Consumer Bankruptcy Attorneys. We also both participate in two of the same listservs. As a bankruptcy lawyer reading Gary's posts online, I can see that he's the real deal, is staying current with breaking changes in the law, and can be trusted to get the job done right.
Bruce Truesdale, Bankruptcy and debt Attorney on Aug 3, 2012
Relationship: Fellow lawyer in community
I endorse this lawyer. I participate in various list serves dealing with Bankruptcy and Bankruptcy related questions. I have continually observed Gary's contributions to the list serves and his answers to posted bankruptcy questions to be relevant, accurate and on point.
William Balena, Bankruptcy and debt Attorney on Aug 1, 2012
Relationship: Fellow lawyer in community
Gary is a colleague I know through NACBA. He successfully integrates the latest technology with the needs of his clients. Very good talents if you need a bankruptcy attorney.
Monica Shepard, Bankruptcy and debt Attorney on Aug 1, 2012
Relationship: Fellow lawyer in community
I became acquainted with Mr. Fraley through our mutual participation on legal listservs. I find him to be an incredibly authentic and knowledgeable attorney. Although he has been practicing for many years he is still willing to offer his wisdom and assistance to newer attorneys like myself. He is very active in bankruptcy groups and organizations which is further evidence of his dedication to this area of law. His genuine care for this profession and his clients is apparent by his years of involvement in the bankruptcy law community. For these reasons and with no hesitation, I fully endorse Mr. Gary R. Fraley.
Ryan Caldwell, Bankruptcy and debt Attorney on Jul 31, 2012
Relationship: Fellow lawyer in community
I'm involved with many listservs and national associations in which Gary is involved. One of the first things I noticed with Gary is that he is very knowledgeable on bankruptcy law. This is clearly exhibited by his specialized certification in bankruptcy law provided by the State Bar of California. Currently, only 6 other bankruptcy attorneys in Sacramento County are certified. This clearly shows Gary's knowledge and how dedicated he is to the practice of bankruptcy law. You can find plenty of free information from Gary's website. You will be able to have initial information concerning bankruptcy before you even meet with Gary. I suggest downloading his e-book, which you can find on his website, for free. I highly recommend Gary for your bankruptcy needs.
Bret Nason, Bankruptcy and debt Attorney on Jul 29, 2012
Relationship: Fellow lawyer in community
Although I have not worked with Mr. Fraley on any cases, I know him through our shared involvement in various bankruptcy listservs. Gary is very knowledgeable and always willing to help out a fellow attorney. I have no reservation in recommending him to debtors seeking an experienced and competent attorney.
Thomas Viani, Bankruptcy and debt Attorney on Mar 26, 2012
Relationship: Fellow lawyer in community
Gary is an expert in the field of Bankruptcy Law as well as an honest, hard-working member of the legal profession. Any client who uses his services will be rewarded with a lawyer who cares about them and their legal issues. It is a privilege to know lawyers like him.
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