Gary Ray Fraley

After consulting with many other attorneys who wanted to change $1200 and up to simply fill out the forms for me and a less than satisfactory outcome. I was stressed and worried about my financial future. But after meeting Gary and realizing I was getting someone who was going to fight for me not just fill out forms at an overpriced rate. With his vast knowledge and experience along with work ethic he provided me with the best possible outcome. I cannot overstate what a positive impact having him represent me has had on my life ,my piece of mind and moving forward my future.

I loved working with Mr. Fraley and Blanca in his office. All I can say is amazing things about them. They worked with us and helped us in every way they could. We are very pleased with their professionalism and work ethics. He was very understanding and easy to work with. He won our case and we couldn't be happier.

Gary Fraley helped me in my time of need. I would very highly recommend him for all of y8 bankruptcy needs

When I finally made the difficult decision to file bankruptcy as life's circumstances took a very bad turn, I decided to go with Fraley & Fraley as he seemed the most approachable. He's very down to earth and tells you all your options without being condescending. While the process can be very tedious and seemingly nit picky, as there is a lot of information they need from you, it's really not all that hard. You just have to be honest and stick with it. They want to make sure they have it right for you at your hearing with the trustee the *first* time. As I waited my turn in my hearing I heard a lot of follow up questions asked to others in the same group hearing as mine was. When it was my turn, my answers were all yes or no and I was done. Every potential question the trustee would ask was dealt with before my hearing. I appreciated that greatly. While everyone's circumstance is different, you can rely on Fraley & Fraley to get the job done right.

In the last few years, I’ve experienced many setbacks which put me way behind and underwater financially. I knew that I needed to file bankruptcy but had put it off because of negative things I’d heard about it all my life, but finally decided to do something. When I called Mr. Fraley, I found out what really happens and how bankruptcy would actually be not only worthwhile but actually practical and responsible. He immediately dispelled all my fears and doubts, and educated me on how it all works. He made it all clear and uncomplicated, and it wasn’t the ordeal I had expected. Now I’m much happier and enthusiastic about the future rather than overwhelmed and discouraged. I can now finally relax and work towards growth again.

Mr. Farley and his staff were very professional and supportive throughout the entire bankruptcy process. I was free to call whenever I had any questions about completing the forms or any other concerns. I was always treated warmly and with the utmost competence. I highly recommend Fraley&Fraley for anyone seeking help with bankruptcy,

I met with Mr. Fraley September 2020. I have never met such a great attorney. I only wish we had used him sooner. He knew how to explain our case in terms we could understand. More specifically he gave us the advise we needed. Thank you Mr. Fraley.

Easy and not too time consuming with a flexible payment plan to get my bankruptcy filed. Gary remained on top of my case and helped me with any questions I had in a very timely and efficient manner. Best bankruptcy attorney you could hire in my opinion.

Highly recommended. Gary Fraley and his team are truly caring and professional and made me feel comfortable filing for bankruptcy. Made it so easy throughout the whole process. Always available for any questions I had. Thank you for everything.

After incurring a large amount of medical debt, my husband and I were forced to file Chapter 13 bankruptcy. After researching multiple attorneys, we decided to go with Fraley & Fraley. It was the best decision we could have made. The initial cost was more than reasonable, especially since our situation was extensive and we had a lot of special circumstances to deal with. Gary Fraley guided us through every step of the process. We have been in bankruptcy since 2014. During this time, I have had to contact them on multiple occasions. My husband and I received several calls from creditors in the beginning and were able to simply refer them to our attorney. His team handled everything. In addition to these "expected" calls, I also was contacted by my ex-husband regarding a joint student loan (we consolidated them before our divorce and student loans are not discharged in bankruptcy). My ex and I do not get along AT ALL. I contacted Mr. Fraley's office and explained the situation, specifying that it pertained to payments with the student loan (which was supposed to be on hold during our bankruptcy). His staff acted as the mediator between my ex and I so that we did not even have to talk to each other. Mr. Fraley's team was very professional and cordial to everyone involved. There have also been other instances that have arisen that our attorneys have handled without any issues (i.e. Bank of America disputed our claim in bankruptcy, so Mr. Fraley had to file petitions and go to court on our behalf….we won). Just recently, we went back to his office to ask further questions about our particular situation and what to expect once our last payment was made in 2019. Mr. Fraley met with us and reviewed our file completely. He answered every question that we had. He is very thorough, accurate, and detailed. During every encounter, Mr. Fraley’s team has been very polite. Meeting with Gary Fraley individually, however, will make you understand why his team loves working with him. He is very funny, polite, patient, and committed. Although our case has required more contact than originally expected, he has not made us pay more fees. If you choose Gary Fraley to be your bankruptcy attorney, you will never regret it. I highly recommend him and his team.

Mr. Fraley did great job with our case. Amazing person - He was very professional, very expedient, and easy to work with . Me and my wife were impress from his professionalism - he is competent attorney; even more so, he was concerned about us and how we were surviving our bankruptcy. We highly recommend him. Amazing guy . Highly Recommended.

The staff in this group are very helpful, not just at the onset of your bankruptcy, but throughout the duration. We sought help in filing for bankruptcy. Brian explained to us the nuances of each type and helped guide us to which one was best for us. In the end, we filed a chapter 13 with a 5-year repayment plan for the vehicles we kept. A year later, i was contacted by my ex-husband requesting help with a previous debt. Dana, a representative with Fraley & Fraley, gladly acted as the intermediary so that i did not have to speak directly with my ex (we despise each other). A couple of years after that, we met with Gary at the firm to discuss options that suited our current situation (change in income, student loan debt, etc). He was very well-versed in all of the matters and provided excellent guidance. If you have come to the point in which bankruptcy is the best option, you definitely want to go with Fraley & Fraley. They will be by your side from the day you enter their office until the end of time. Highly recommended!

I needed a response to a summons being served to me for an old, old debt, and found Gary Fraley's shining reviews here on Avvo.com. I was glad to find that his office was located near me in Sacramento, and called him right away. Sean helped me make an appointment for the very next day, and was helpful and courteous. My trepidation was instantly dissolved at the very first moment I met Mr. Fraley. He was extremely well-informed (he actually teaches other attorneys in his field at convention workshops), easy to talk to, and treats you with respect. Although he breaks down the process into layman's terms so that I could understand everything, I could tell that he knows the technical ins and outs of my case. He's of the great era of business, when such services were performed with a dignity and aptitude one finds lacking these days. I got all the help I needed in my situation and more, and I wouldn't hesitate to call on him again for any legal need in the future. I really think I've found a friend in the legal business, one that I know I can count on.

I'm someone who was embarrassed to be filling bankruptcy, however Fraley and Fraley was very informative, non-judge-mental and supportive during the less then two month process. They were amazing from start to finish! They explained the whole process in detail, didn't rush or pressure me to go with their firm and made me feel comfortable from day one. Today I had my final hearing and everything went as they said it would, which I admit to initially being skeptical about, because it seemed too "straight toward". I am happy to be given a second chance with my credit and budget management and would recommend Fraley and Fraley hands down!!!

I hired Mr Fraley to review and advise on a bankruptcy, that I have been named in as a creditor, Not only was Mr Fraley very knowledgeable, but very down to earth and easy to communicate with, along with his friendly and approachable personality His rates are very fair and everything was explained to me as a cost break down The staff at the office was also very helpful and friendly I would recommend Mr Fraley and his office to anyone not only as a creditor, but anyone needing assistance in filing bankruptcy