Skip to main content

Gary Ray Fraley

Bankruptcy and debt Attorney at Sacramento, CA

4.8   49 reviews

also known as Fraley & Fraley Sacramento Bankruptcy Attorneys

Free consultation Virtual consultation available
Free consultation Virtual consultation available
  • Licensed for 46 years
    State CA
    Acquired 1978
    Status
    Active No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Gary

Learn Gary’s areas of practice.

5
Practice areas
  1. Bankruptcy and debt
    30%
    CA State Bar Certified Bankruptcy Law Specialist. 37+ year old Bankruptcy Law Firm practicing Chapter 7 Straight Bankruptcy, Chapter 11 & Chapter 13 Debt Reorganization Plans. We also represent clients in debt settlement negotiations, stopping foreclosures and help with lawsuits & consumer protection matters. WE PREPARE ANSWERS to UNVERIFIED lawsuit complaints for FREE. We represent both Consumers and Business clients with debt problems debtors.

    46 years, 10,000 cases

  2. Chapter 13 bankruptcy
    30%
    CA State Bar Certified Bankruptcy Law Specialist. 37+ year old Bankruptcy Law Firm practicing Chapter 7 Straight Bankruptcy, Chapter 11 & Chapter 13 Debt Reorganization Plans. We also represent clients in debt settlement negotiations, stopping foreclosures and help with lawsuits & consumer protection matters. WE PREPARE ANSWERS to UNVERIFIED lawsuit complaints for FREE. We represent both Consumers and Business clients with debt problems debtors.

    46 years, 10,000 cases

  3. Chapter 7 bankruptcy
    30%
    CA State Bar Certified Bankruptcy Law Specialist. 37+ year old Bankruptcy Law Firm practicing Chapter 7 Straight Bankruptcy, Chapter 11 & Chapter 13 Debt Reorganization Plans. We also represent clients in debt settlement negotiations, stopping foreclosures and help with lawsuits & consumer protection matters. WE PREPARE ANSWERS to UNVERIFIED lawsuit complaints for FREE. We represent both Consumers and Business clients with debt problems debtors.

    46 years, 10,000 cases

  4. Consumer protection
    5%
    We protect you from collection abuse. We will PREPARE AN ANSWER to your LAWSUIT for FREE. (unverified complaint) We also SUE CREDITORS for violation of State & Federal consumer protection laws. We primarily do bankruptcy but also do consumer defense. Mr. Fraley is a CA State Bar Certified Bankruptcy Law Specialist. He founded his own firm over 37 years ago. Mr. Fraley handles Chapter 7 bankruptcy, Chapter 13 reorganizations. He does debt negotiations & stops foreclosures.

    46 years, 50 cases

  5. Foreclosure
    5%

    46 years, 300 cases

GARY FRALEY IS A CALIFORNIA STATE BAR CERTIFIED BANKRUPTCY LAW SPECIALIST. LESS THAN 1 IN 1000 LAWYERS ARE BAR CERTIFIED. WITH HIS 40+ YEARS REPRESENTING CONSUMERS & BUSINESSES, COUNT ON GETTING REAL ANSWERS, NOT JUST A FEE QUOTE.

I'm Gary Fraley, founder of Fraley & Fraley Sacramento Bankruptcy Attorneys. I have been a bankruptcy attorney since 1978. I am a CA State Bar Board Certified Specialist in Bankruptcy Law and have been since 2001. I teach State Bar accredited bankruptcy law seminars for bankruptcy attorneys. I give every person who comes to see me a free credit rebuilding book. I also provide you a free credit rebuilding program worth $1,000 from if we do your bankruptcy.

The philosophy of the my bankruptcy law firm is to give a real, no pressure, free attorney consultation that may last 1 hour or more. The purpose of the consultation is to provide a detailed explaination of the laws & all options as well as answer all your questions. We will provide real solutions to your problems. 

In my non-attorney life I have been a Sunday School Teacher & Church Elder, a 4-H Leader including a Horse Project Leader, a volunteer mounted Forest Ranger, & a teacher of "leave no trace" camping & gentle stock use techniques. I also Judged 4-H horse shows for free for many years.

 

Don't be afraid to come and see me. I don't bite (unless you are a creditor.) The only people that need to be afraid of me is your creditors.

 

There is a saying "knowledge is power." Isn't it time you got your power back?

Awards

Platinum Client Champion
Client's Choice 2021,2015,2012,2011,2010
Client's Choice
2021 2015 2012 + 2 ...
Top Contributor 2015,2012
Top Contributor
2015 2012

Photos and videos

Bankruptcy Exemption Law in California
Gary Fraley with wife & attorney Nedra Fraley
View more

Location

Fraley & Fraley Sacramento Bankruptcy Attorneys

Reviews

4.8 / 5.0
  49 customer reviews
5 Star
 
94%
4 Star
 
0%
3 Star
 
0%
2 Star
 
0%
1 Star
 
6%
Client's Choice 2021
Client's Choice
Client's Choice is an Avvo award granted to attorneys with a significant number of client reviews over 4 stars in a given year.
Posted by Michelle | July 20, 2010
Best Lawyer Ever
From the moment I called their offices, Fraley & Fraley's staff was warm, welcoming & professional. They helped me through an incredibly confusing and difficult time. I felt as if I was not going through the process alone; I had an entire staff working for me, advising me & listening to my concerns, etc. I have recommended Gary to friends and business contacts & will continue to do so. This is the kind of help you really need and they really know what they are doing. Thank you, Fraley & Fraley!
Read less
Posted by anonymous | June 15, 2010
Kind & Compassionate
I felt like my grandfather was walking me through a difficult time in my life. Gary is very down to earth, straight forward, and he has a sense of humor. He is out for his clients 110% and it shows.
Posted by Linda | March 11, 2024
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
very helpful nice guy
Though he couldn't take my case, took Time to help me and refer someone . Easy to talk to . This guy truly cares about people. I would highly recommend him.
Posted by Kerry | December 7, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Review For Gary Fraley For Chapter 7
I would like to give Gary Fraley and his staff my highest rating of 5/5 stars. He and his staff are very professional. They patiently answered all my questions and were very thorough. He is highly qualified with 44 years of experience and has the highest credentials that very few bankruptcy attorneys have in California. kkk He has an excellent record and reputation. I am very pleased with his services. I would highly recommend him to anyone who is considering a bankruptcy.
Read less
Posted by Steve | January 14, 2022
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Try yourself and see
When I contacted Gary for help, he was very thorough in explaining my options in a lengthy response ... and FREE So try yourself and see !!!
Posted by anonymous | December 10, 2021
This review is from a person who hired this attorney.
| Hired Attorney
I hope I never have to, but I would use them again!
I first called Fraley & Fraley PC Sacramento Bankruptcy Attorneys because my bills had gotten away from me and i needed a way out, to start over. I picked this firm over all the other firms in the area because their office wasn't far from where i lived and they had good reviews online. What I liked most about Fraley & Fraley PC Sacramento Bankruptcy Attorneys was how easy it was to file and get things taken care of. In the end, my bankruptcy was approved and i am currently debt free and staying away from unnecessary spending. Now that we’ve received this outcome, my life is less stressful and i feel like i have a fresh start.
Read less
Posted by Sergio | August 7, 2021
This review is from a person who hired this attorney.
| Hired Attorney
If you want the best outcome hire the best.
After consulting with many other attorneys who wanted to change $1200 and up to simply fill out the forms for me and a less than satisfactory outcome. I was stressed and worried about my financial future. But after meeting Gary and realizing I was getting someone who was going to fight for me not just fill out forms at an overpriced rate. With his vast knowledge and experience along with work ethic he provided me with the best possible outcome. I cannot overstate what a positive impact having him represent me has had on my life ,my piece of mind and moving forward my future.
Read less
Posted by Vikashni | May 28, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Excellent
I loved working with Mr. Fraley and Blanca in his office. All I can say is amazing things about them. They worked with us and helped us in every way they could. We are very pleased with their professionalism and work ethics. He was very understanding and easy to work with. He won our case and we couldn't be happier.
Response from Gary Fraley June 9, 2021
Thank you so much, Vikashni. It was a joy to finally get you to the other end of your journey through what was a complicated process for you. Knowing you, I do not doubt that you will be past this and back to a top credit score within a couple of years. Your future is bright, and I wish your road a happy one. --Gary
Posted by Timothy | May 3, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Tim Trocke
Gary Fraley helped me in my time of need. I would very highly recommend him for all of y8 bankruptcy needs
Response from Gary Fraley May 26, 2021
Thank you, Tim, for your review. It helps others to know that they do not have to be afraid of me. I am here to help them. By providing this review, you are helping others. Thank you again for letting me be your attorney.
Posted by Chris | April 28, 2021
This review is from a person who hired this attorney.
| Hired Attorney
My hearing was seamless
When I finally made the difficult decision to file bankruptcy as life's circumstances took a very bad turn, I decided to go with Fraley & Fraley as he seemed the most approachable. He's very down to earth and tells you all your options without being condescending. While the process can be very tedious and seemingly nit picky, as there is a lot of information they need from you, it's really not all that hard. You just have to be honest and stick with it. They want to make sure they have it right for you at your hearing with the trustee the *first* time. As I waited my turn in my hearing I heard a lot of follow up questions asked to others in the same group hearing as mine was. When it was my turn, my answers were all yes or no and I was done. Every potential question the trustee would ask was dealt with before my hearing. I appreciated that greatly. While everyone's circumstance is different, you can rely on Fraley & Fraley to get the job done right.
Read less
Response from Gary Fraley May 26, 2021
Thank you so much, Chris, for your review. It is so helpful for potential clients to see that I don't bite potential clients. Now, when it comes to creditors, well, that is a whole different matter altogether!
Posted by Jeffrey | April 27, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Thank you!
In the last few years, I’ve experienced many setbacks which put me way behind and underwater financially. I knew that I needed to file bankruptcy but had put it off because of negative things I’d heard about it all my life, but finally decided to do something. When I called Mr. Fraley, I found out what really happens and how bankruptcy would actually be not only worthwhile but actually practical and responsible. He immediately dispelled all my fears and doubts, and educated me on how it all works. He made it all clear and uncomplicated, and it wasn’t the ordeal I had expected. Now I’m much happier and enthusiastic about the future rather than overwhelmed and discouraged. I can now finally relax and work towards growth again.
Read less
Response from Gary Fraley April 27, 2021
Jeffrey, Thank you for your AVVO review. I am glad that I have had the opportunity to help you. I appreciate that. If you find you have any questions about your case, please give us a call BTW, if you get contacted by any creditor concerning a debt from before the bankruptcy case. Please let us know and keep a record of who, what, when, where & how so we can deal with that. I do not take kindly to creditors messing with my clients, and the bankruptcy judges don't either. I wish you a safe and peaceful future in your financial rebuilding efforts --Gary.
Read less
Posted by William | October 22, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Great bankruptcy lawyer
Mr. Farley and his staff were very professional and supportive throughout the entire bankruptcy process. I was free to call whenever I had any questions about completing the forms or any other concerns. I was always treated warmly and with the utmost competence. I highly recommend Fraley&Fraley for anyone seeking help with bankruptcy,
Read less
Posted by Cecil | September 15, 2020
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
GREAT LAWYER
I met with Mr. Fraley September 2020. I have never met such a great attorney. I only wish we had used him sooner. He knew how to explain our case in terms we could understand. More specifically he gave us the advise we needed. Thank you Mr. Fraley.
Posted by Brandon | September 25, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Chapt 7 Wonderful
Easy and not too time consuming with a flexible payment plan to get my bankruptcy filed. Gary remained on top of my case and helped me with any questions I had in a very timely and efficient manner. Best bankruptcy attorney you could hire in my opinion.
Posted by Evelyn | September 20, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Best attorney out there
Highly recommended. Gary Fraley and his team are truly caring and professional and made me feel comfortable filing for bankruptcy. Made it so easy throughout the whole process. Always available for any questions I had. Thank you for everything.
Posted by Beverly | November 11, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Best Attorney You'll Find
After incurring a large amount of medical debt, my husband and I were forced to file Chapter 13 bankruptcy. After researching multiple attorneys, we decided to go with Fraley & Fraley. It was the best decision we could have made. The initial cost was more than reasonable, especially since our situation was extensive and we had a lot of special circumstances to deal with. Gary Fraley guided us through every step of the process. We have been in bankruptcy since 2014. During this time, I have had to contact them on multiple occasions. My husband and I received several calls from creditors in the beginning and were able to simply refer them to our attorney. His team handled everything. In addition to these "expected" calls, I also was contacted by my ex-husband regarding a joint student loan (we consolidated them before our divorce and student loans are not discharged in bankruptcy). My ex and I do not get along AT ALL. I contacted Mr. Fraley's office and explained the situation, specifying that it pertained to payments with the student loan (which was supposed to be on hold during our bankruptcy). His staff acted as the mediator between my ex and I so that we did not even have to talk to each other. Mr. Fraley's team was very professional and cordial to everyone involved. There have also been other instances that have arisen that our attorneys have handled without any issues (i.e. Bank of America disputed our claim in bankruptcy, so Mr. Fraley had to file petitions and go to court on our behalf….we won). Just recently, we went back to his office to ask further questions about our particular situation and what to expect once our last payment was made in 2019. Mr. Fraley met with us and reviewed our file completely. He answered every question that we had. He is very thorough, accurate, and detailed. During every encounter, Mr. Fraley’s team has been very polite. Meeting with Gary Fraley individually, however, will make you understand why his team loves working with him. He is very funny, polite, patient, and committed. Although our case has required more contact than originally expected, he has not made us pay more fees. If you choose Gary Fraley to be your bankruptcy attorney, you will never regret it. I highly recommend him and his team.
Read less
Posted by Jim Dimitrov | August 29, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Excellent Attorney - Professional & Knowledgeable
Mr. Fraley did great job with our case. Amazing person - He was very professional, very expedient, and easy to work with . Me and my wife were impress from his professionalism - he is competent attorney; even more so, he was concerned about us and how we were surviving our bankruptcy. We highly recommend him. Amazing guy . Highly Recommended.
Read less
Posted by BEVERLY | August 19, 2017
This review is from a person who hired this attorney.
| Hired Attorney
HIGHLY RECOMMENDED!
The staff in this group are very helpful, not just at the onset of your bankruptcy, but throughout the duration. We sought help in filing for bankruptcy. Brian explained to us the nuances of each type and helped guide us to which one was best for us. In the end, we filed a chapter 13 with a 5-year repayment plan for the vehicles we kept. A year later, i was contacted by my ex-husband requesting help with a previous debt. Dana, a representative with Fraley & Fraley, gladly acted as the intermediary so that i did not have to speak directly with my ex (we despise each other). A couple of years after that, we met with Gary at the firm to discuss options that suited our current situation (change in income, student loan debt, etc). He was very well-versed in all of the matters and provided excellent guidance. If you have come to the point in which bankruptcy is the best option, you definitely want to go with Fraley & Fraley. They will be by your side from the day you enter their office until the end of time. Highly recommended!
Read less
Posted by Chuong | July 2, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Expert Advice, Effective, Friendly
I needed a response to a summons being served to me for an old, old debt, and found Gary Fraley's shining reviews here on Avvo.com. I was glad to find that his office was located near me in Sacramento, and called him right away. Sean helped me make an appointment for the very next day, and was helpful and courteous. My trepidation was instantly dissolved at the very first moment I met Mr. Fraley. He was extremely well-informed (he actually teaches other attorneys in his field at convention workshops), easy to talk to, and treats you with respect. Although he breaks down the process into layman's terms so that I could understand everything, I could tell that he knows the technical ins and outs of my case. He's of the great era of business, when such services were performed with a dignity and aptitude one finds lacking these days. I got all the help I needed in my situation and more, and I wouldn't hesitate to call on him again for any legal need in the future. I really think I've found a friend in the legal business, one that I know I can count on.
Read less
Posted by anonymous | June 29, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Would definitely recommend this firm!
I'm someone who was embarrassed to be filling bankruptcy, however Fraley and Fraley was very informative, non-judge-mental and supportive during the less then two month process. They were amazing from start to finish! They explained the whole process in detail, didn't rush or pressure me to go with their firm and made me feel comfortable from day one. Today I had my final hearing and everything went as they said it would, which I admit to initially being skeptical about, because it seemed too "straight toward". I am happy to be given a second chance with my credit and budget management and would recommend Fraley and Fraley hands down!!!
Read less
View less reviews

Cost

Rates
  • Free Consultation 90 minutes
Payment methods
Cash, Check

Resume

AVVO RATING 10.0 (Superb)

Work Experience

  • Founder and Owner
  • Fraley & Fraley, Sacramento Bankruptcy Attorneys
  • 1978 - Present
  • Judicial Law Clerk
  • California Court of Appeals, Justice Kingsley
  • 1976 - 1976

Education

  • University of California at Los Angeles School of Law
  • JD - Juris Doctor
  • 1977
  • University of Southern California
  • BA - Bachelor of Arts
  • 1974

Sample of Legal Cases

  • Fitzco Concrete
  • Corporations do not receive a discharge. They are liquidated and any assets ar divided among the creditors
  • Bertolini Sand & Gravel Inc.
  • No discharge is issued to corporations. The assets are liquidated and the funds paid pro-rata to the Creditors

Associations

  • National Association of Consumer Advocates
  • Member
  • 2014 - Present
  • American Bankruptcy Institute
  • Member
  • 2013 - Present
  • Sacramento Valley Bankruptcy Forum
  • Member
  • 2000 - Present
  • California State Bar Board of Legal Specialization
  • Certified Specialist in Bankruptcy Law
  • 2000 - Present
  • National Association of Consumer Bankruptcy Attorneys
  • Member
  • 1990 - Present
  • State Bar of California
  • Member
  • 1978 - Present
View all associations

Languages Spoken

  • English

Honors and Awards

  • California State Bar Certified Bankruptcy Law Specialist
  • California State Bar Board of Legal Specialization
  • 2016
  • California State Bar Certified Bankruptcy Law Specialist
  • California State Bar Board of Legal Specialization
  • 2015
  • California State Bar Certified Bankruptcy Law Specialist
  • California State Bar Board of Legal Specialization
  • 2014
  • California State Bar Certified Bankruptcy Law Specialist
  • California State Bar Board of Legal Specialization
  • 2013
  • California State Bar Certified Bankruptcy Law Specialist
  • California State Bar Board of Legal Specialization
  • 2012
  • California State Bar Certified Bankruptcy Law Specialist
  • California State Bar Board of Legal Specialization
  • 2011
  • California State Bar Certified Bankruptcy Law Specialist
  • California State Bar Board of Legal Specialization
  • 2010
  • California State Bar Certified Bankruptcy Law Specialist
  • California State Bar Board of Legal Specialization
  • 2009
  • California State Bar Certified Bankruptcy Law Specialist
  • California State Bar Board of Legal Specialization
  • 2008
  • California State Bar Certified Bankruptcy Law Specialist
  • California State Bar Board of Legal Specialization
  • 2007
  • California State Bar Certified Bankruptcy Law Specialist
  • California State Bar Board of Legal Specialization
  • 2006
  • California State Bar Certified Bankruptcy Law Specialist
  • California State Bar Board of Legal Specialization
  • 2005
  • California State Bar Certified Bankruptcy Law Specialist
  • California State Bar Board of Legal Specialization
  • 2004
  • California State Bar Certified Bankruptcy Law Specialist
  • California State Bar Board of Legal Specialization
  • 2003
  • California State Bar Certified Bankruptcy Law Specialist
  • California State Bar Board of Legal Specialization
  • 2002
  • California State Bar Certified Bankruptcy Law Specialist
  • California State Bar Board of Legal Specialization
  • 2001
View all awards

Publications

Speaking Engagements

  • 25th National Convention of the National Association of Consumer Bankruptcy Attorneys
  • Top 10 Malpractice Mistakes Made by Consumer Bankruptcy Attorneys
  • 2017
  • Chapter 7 and Chapter 13 Bankruptcy: Line-By-Line Workshop
  • Consumer Bankruptcy Fundamentals & Chapter 13 Workshop Line-By-Line
  • 2015
  • Bankruptcy Litigation
  • Bankruptcy Litigation
  • 2012
  • Chapter 7 & 13 Line by Line Workshop
  • Consumer Bankruptcy Fundamentals / Chapter 13 Workshop Required Forms
  • 2011
  • Nuts and Bolts of Bankruptcy Law
  • Pre-filing exemption planning; Creating Correspondence; Helping client decide which Chapter -Key differences; When to file - Timing is everything; Liquidating Assets; Case Conversion; Plan modifications & Claims Issues
  • 2010
  • Lien Stripping Junior Mortgages
  • How to Remove Junior Mortgages Off Debtor's Home in Chapter 13; Curing Defaults in a Chapter 13 Plans; Lien Stripping; Possible Defenses of Junior mortgagees; Bankruptcy Ethics
  • 2010
  • Bankruptcy Law and Litigation
  • Session I: Getting Started With a Bankruptcy Case; Session II: Introduction to the Bankruptcy Code & Rules; Session V: Chapter 7 & Chapter 13 Issues
  • 2009
  • Consumer Bankruptcy: Chapters 7 & 13
  • Session I; Selecting The Right Chapter For Your Client; Session IV: Chapter 13 Step by Step Procedures; Session V: Tips From The Pros
  • 2008
View all speaking engagements

Attorney endorsements

Received (24)
Given (26)
Endorse Gary
Foreclosure Attorney | May 02
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Oct 25
Relationship: Fellow lawyer in community
"I endorse this lawyer. Mr. Fraley is a very knowledgeable and effective advocate for his clients."
Bankruptcy and debt Attorney | Dec 29
Relationship: Fellow lawyer in community
"I endorse this lawyer. Mr. Fraley is a frequent contributor to Avvo. His responses are well thought out, thorough, and on target. His clients are well served with his experience and skill."
Bankruptcy and debt Attorney | Nov 25
Relationship: Fellow lawyer in community
"I know Mr. Fraley through our shared involvement in various bankruptcy list-serves and participation in NACBA. Gary is knowledgeable and experienced and generously shares information with other lawyers. I will continue to recommended him to debtors seeking an experienced, competent and caring attorney in the Sacramento area."
Unknown Attorney | Apr 29
Relationship: Fellow lawyer in community
"I endorse this lawyer. A highly skilled and respected lawyer in the community."
Unknown Attorney | Apr 22
Relationship: Fellow lawyer in community
"I endorse this lawyer. Mr. Fraley is a highly experienced and well respected member of the legal community. He is a zealous advocate for the rights and interests of his clients."
Chapter 7 bankruptcy Attorney | Apr 20
Relationship: Fellow lawyer in community
"I endorse this lawyer. Why? As a debtor you want an attorney who understands the law and carefully and fully explains the answers to your questions. You want an attorney who is also experienced in all chapters and will explain to you the difference so you know which action to take, whether filing a bankruptcy or not, if so when, and which chapter and the differences. Sometimes, simply knowing the Bankruptcy Code is not enough, it is the many cases an attorney has worked through and the problems within that create a well seasoned and informed attorney; with Attorney Fraley you get just that! In answers to the various questions on AVVO, Mr. Fraley has demonstrated his knowledge and as a result, I strongly recommend that you seek out his advice if you are seeking bankruptcy assistance"
Unknown Attorney | Apr 02
Relationship: Fellow lawyer in community
"Top-notch attorney. Highly respected in the legal community."
Bankruptcy and debt Attorney | Apr 01
Relationship: Worked for lawyer
"I endorse this lawyer."
Bankruptcy and debt Attorney | Dec 22
Relationship: Other
"Knowledgeable and thorough, Gary has a nuanced approach that can only come with a great depth of experience and a genuine concern for the beleaguered debtor. I endorse this lawyer."
Bankruptcy and debt Attorney | May 30
Relationship: Worked for lawyer
"I worked with Gary Fraley for over two years. During that time, I observed how deeply he cares for his clients, and how diligently he works to find them the best resolution to their debt problems. Gary is down-to-Earth, and gives freely of his time and expertise. He goes above and beyond for his clients, and it shows. I highly recommend him and his firm."
Bankruptcy and debt Attorney | Feb 14
Relationship: Fellow lawyer in community
"Gary is a constant presence in the bankruptcy community nationally. He brings a client centered, practical approach to achieving results for his clients. I always value his perspective and insight."
Bankruptcy and debt Attorney | Dec 04
Relationship: Fellow lawyer in community
"A certified bankruptcy law specialist in Sacramento, California, Gary Fraley embodies dedication both to understanding the nuances of bankruptcy law and to advocating zealously for the rights of his clients. An active participant in the local and online bankruptcy community, he is generously offers his experience and understanding to lawyers and clients alike."
Chapter 7 bankruptcy Attorney | Aug 04
Relationship: Fellow lawyer in community
"I endorse this lawyer. Gary and I are fellow members of the National Association of Consumer Bankruptcy Attorneys. We also both participate in two of the same listservs. As a bankruptcy lawyer reading Gary's posts online, I can see that he's the real deal, is staying current with breaking changes in the law, and can be trusted to get the job done right."
Bankruptcy and debt Attorney | Aug 03
Relationship: Fellow lawyer in community
"I endorse this lawyer. I participate in various list serves dealing with Bankruptcy and Bankruptcy related questions. I have continually observed Gary's contributions to the list serves and his answers to posted bankruptcy questions to be relevant, accurate and on point."
Bankruptcy and debt Attorney | Aug 01
Relationship: Fellow lawyer in community
"Gary is a colleague I know through NACBA. He successfully integrates the latest technology with the needs of his clients. Very good talents if you need a bankruptcy attorney."
Bankruptcy and debt Attorney | Aug 01
Relationship: Fellow lawyer in community
"I became acquainted with Mr. Fraley through our mutual participation on legal listservs. I find him to be an incredibly authentic and knowledgeable attorney. Although he has been practicing for many years he is still willing to offer his wisdom and assistance to newer attorneys like myself. He is very active in bankruptcy groups and organizations which is further evidence of his dedication to this area of law. His genuine care for this profession and his clients is apparent by his years of involvement in the bankruptcy law community. For these reasons and with no hesitation, I fully endorse Mr. Gary R. Fraley."
Bankruptcy and debt Attorney | Jul 31
Relationship: Fellow lawyer in community
"I'm involved with many listservs and national associations in which Gary is involved. One of the first things I noticed with Gary is that he is very knowledgeable on bankruptcy law. This is clearly exhibited by his specialized certification in bankruptcy law provided by the State Bar of California. Currently, only 6 other bankruptcy attorneys in Sacramento County are certified. This clearly shows Gary's knowledge and how dedicated he is to the practice of bankruptcy law. You can find plenty of free information from Gary's website. You will be able to have initial information concerning bankruptcy before you even meet with Gary. I suggest downloading his e-book, which you can find on his website, for free. I highly recommend Gary for your bankruptcy needs."
Bankruptcy and debt Attorney | Jul 29
Relationship: Fellow lawyer in community
"Although I have not worked with Mr. Fraley on any cases, I know him through our shared involvement in various bankruptcy listservs. Gary is very knowledgeable and always willing to help out a fellow attorney. I have no reservation in recommending him to debtors seeking an experienced and competent attorney."
Bankruptcy and debt Attorney | Mar 26
Relationship: Fellow lawyer in community
"Gary is an expert in the field of Bankruptcy Law as well as an honest, hard-working member of the legal profession. Any client who uses his services will be rewarded with a lawyer who cares about them and their legal issues. It is a privilege to know lawyers like him."
View more endorsements
Consumer protection
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Bankruptcy and debt
Chapter 7 bankruptcy
Bankruptcy and debt
Bankruptcy and debt
Sacramento Bankruptcy and debt Lawyer Gary Ray Fraley
Gary Ray Fraley
Bankruptcy and debt Attorney
Sacramento, CA
Licensed for 46 years
Free Consultation
Virtual consultation available