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Gary Ray Fraley

also known as Fraley & Fraley Sacramento Bankruptcy Attorneys

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No appointment required. Get a phone call from Gary within 1 business day. 15-min call for $39.

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About me

I'm Gary Fraley, owner and founder of Fraley & Fraley Sacramento Bankruptcy Attorneys. I has been an active bankruptcy attorney since 1978. I am a California State Bar Board of Legal Specialization Certified Specialist in Bankruptcy Law and have been since 2001. I teach State Bar accredited bankruptcy law seminars for bankruptcy attorneys.


 


The philosophy of the my bankruptcy law firm is to give a real, no pressure, free attorney consultation that may last 1 hour or more. The purpose of the consultation is to provide a detailed explaination of the laws & all options as well as answer all your questions. We will provide real solutions to your problems. I will provide you a free credit rebuilding system worth $1,000 after your bankruptcy discharge.


 


In my non-bankruptcy life I have been a Sunday School Teacher & Church Elder, a 4-H Leader including a Horse Project Leader, a volunteer mounted Forest Ranger, & a teacher of "leave no trace"" camping & gentle stock use techniques. I also Judge 4-H horse shows for free for many years.


 


Don't be afraid to come and see me. I only bite creditors. So the only people that need to be afraid of me is your creditors.


 


There is a saying "knowledge is power." Isn't it time you got your power back?

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Photos and videos

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Practice areas

Licensed

  1. Bankruptcy: 30%
    38 years, 10 thousand cases
  2. Chapter 13: 30%
    38 years, 10 thousand cases
  3. Chapter 7: 30%
    38 years, 10 thousand cases
  4. Consumer Protection: 5%
    38 years, 50 cases
  5. Foreclosure: 5%
    38 years, 300 cases

Payment

Fees:

Hourly ($300-450/hour), Fixed (always), Retainer (sometimes), Free consultation (90 minutes)

Payment types:

Cash, Check

Attorney endorsements

22 total 

Are you an attorney? Endorse this lawyer

  • Stuart Gregory Steingraber

    I endorse this lawyer. Mr. Fraley is a frequent contributor to Avvo. His responses are well thought out, thorough, and on target. His clients are well served with his experience and skill.

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    Stuart Steingraber Bankruptcy and debt Attorney
    Relationship: Fellow lawyer in community

  • Catherine Eranthe

    I know Mr. Fraley through our shared involvement in various bankruptcy list-serves and participation in NACBA. Gary is knowledgeable and experienced and generously shares information with other lawyers. I will continue to recommended him to debtors seeking an experienced, competent and caring attorney in the Sacramento area.

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    Catherine Eranthe Bankruptcy and debt Attorney
    Relationship: Fellow lawyer in community

Contact info

Fraley & Fraley Sacramento Bankruptcy Attorneys

1401 El Camino Ave, Suite 370
Sacramento, CA, 95815-2747

Resume

License
StateStatusAcquiredUpdated
CAActive197805/23/2016
We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Awards
Award nameGrantorDate granted
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2015
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2014
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2013
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2012
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2011
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2010
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2009
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2008
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2007
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2006
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2005
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2004
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2003
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2002
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2001
Work experience
TitleCompany nameDuration
Founder and OwnerFraley & Fraley, Sacramento Bankruptcy Attorneys1978 - Present
Judicial Law ClerkCalifornia Court of Appeals, Justice Kingsley1976 - 1976
Associations
Association namePosition nameDuration
National Association of Consumer AdvocatesMember2014 - Present
American Bankruptcy InstituteMember2013 - Present
Sacramento Valley Bankruptcy ForumMember2000 - Present
California State Bar Board of Legal SpecializationCertified Specialist in Bankruptcy Law2000 - Present
National Association of Consumer Bankruptcy AttorneysMember1990 - Present
State Bar of CaliforniaMember1978 - Present
Legal cases
Case nameOutcome
Fitzco ConcreteCorporations do not receive a discharge. They are liquidated and any assets ar divided among the creditors
Bertolini Sand & Gravel Inc.No discharge is issued to corporations. The assets are liquidated and the funds paid pro-rata to the Creditors
See all legal cases 
Publications
Publication nameTitleDate
SacramentoBankruptcyAttorneys.com e-book48 Dos & Don'ts When Considering Bankruptcy2011
Education
School nameMajorDegreeGraduated
University of California at Los Angeles School of LawLawJD - Juris Doctor1977
University of Southern CaliforniaPolitical ScienceBA - Bachelor of Arts1974
Speaking engagements
Conference nameTitleDate
Chapter 7 and Chapter 13 Bankruptcy: Line-By-Line WorkshopConsumer Bankruptcy Fundamentals & Chapter 13 Workshop Line-By-Line2015
Bankruptcy LitigationBankruptcy Litigation2012
Chapter 7 & 13 Line by Line WorkshopConsumer Bankruptcy Fundamentals / Chapter 13 Workshop Required Forms2011
Nuts and Bolts of Bankruptcy LawPre-filing exemption planning; Creating Correspondence; Helping client decide which Chapter -Key differences; When to file - Timing is everything; Liquidating Assets; Case Conversion; Plan modifications & Claims Issues2010
Lien Stripping Junior MortgagesHow to Remove Junior Mortgages Off Debtor's Home in Chapter 13; Curing Defaults in a Chapter 13 Plans; Lien Stripping; Possible Defenses of Junior mortgagees; Bankruptcy Ethics2010
Bankruptcy Law and LitigationSession I: Getting Started With a Bankruptcy Case; Session II: Introduction to the Bankruptcy Code & Rules; Session V: Chapter 7 & Chapter 13 Issues2009
Consumer Bankruptcy: Chapters 7 & 13Session I; Selecting The Right Chapter For Your Client; Session IV: Chapter 13 Step by Step Procedures; Session V: Tips From The Pros2008

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