Michael Frederick Cardoza

Ian Chowdhury, Consumer protection Attorney on Feb 12, 2021
Relationship: Fellow lawyer in community

Mike Cardoza truly knows the debt collection industry inside-out, and knows how to effectively use that knowledge to the advantage of his consumer clients. If you are being harassed by debt collectors, are suffering from improper credit reporting or are a victim of ID theft, you would be very fortunate indeed to have Mr. Cordoza champion your cause!

Gary Fraley, Consumer protection Attorney on Jun 8, 2020
Relationship: Fellow lawyer in community

I have known Mike for several years. He is usually at the National Association of Bankruptcy Attorneys annual convention except this year because it was cancelled due to COVID-19. He is the best attorney in the field of Consumer Law. He is so good that I have referred clients to him for consumer law litigation. Mike does the job right. That is why I can fully and without hesitation endorse him.

David Ashe, Consumer protection Attorney on Jul 27, 2017
Relationship: Worked together on matter

When it comes to consumer law, Mike knows the inner workings of every part of the collection industry. That's why he wins for his clients. That, and his commitment to health and fitness.

John Watts, Debt collection Attorney on Feb 7, 2017
Relationship: Fellow lawyer in community

I met Michael a few years ago at a seminar and I was impressed with his knowledge and character. Since then I've seen the good work he has done helping consumers who are dealing with debt collectors (and other consumer issues). I recommend you check out his information -- he shares a ton online -- and then contact his office to get honest guidance. He'll tell you the truth about your situation and then you can make your own decision. John Watts

Theodore Schofner, Consumer protection Attorney on Nov 2, 2016
Relationship: Fellow lawyer in community

Mike is the expert in all legal matters relating to Creditor Harassment and unfair debt collection tactics . He is extremely professional, ethical and competent. I refer cases to him without hesitation. I am honored to endorse Mike Cardoza.

Benjamin Glass, Debt collection Attorney on Aug 8, 2016
Relationship: Fellow lawyer in community

If you have a debt collection or credit reporting problem I strongly recommend that you reach out to Mike. His website is filled with useful information and at the time I'm making this recommendation he has a terrific 133 second video that will get you started. Very few lawyers give away this much useful information!

Wayne Sinnett, Consumer protection Attorney on Jul 11, 2016
Relationship: Fellow lawyer in community

Mike Cardoza is an incredibly smart consumer protection attorney and If you're being hassled by debt collectors he should be your first call.

Neill Wente, Consumer protection Attorney on May 7, 2016
Relationship: Worked together on matter

Mr. Cardoza is a thorough and personable attorney who works hard to get the job done for his clients. I have worked with on numerous projects in the past and always enjoyed working with him.

Andrei Armas, Consumer protection Attorney on Mar 23, 2016
Relationship: Worked together on matter

Michael is one of the most knowledgeable, hardworking attorneys in the community. He is very passionate about his work and very dedicated to his clients. Without a doubt - I would recommend him to anyone seeking counsel on consumer protection matters!

Derek Diaz, Class action Attorney on Mar 21, 2016
Relationship: Co-worker

Mike Cardoza has a brilliant legal mind that I would turn to if I ever needed to hire my own lawyer. His clients have always raved about his tireless efforts to promote their interests and to protect their rights. I enthusiastically endorse Mike Cardoza.

Hermin Dowe, Consumer protection Attorney on Mar 14, 2016
Relationship: Fellow lawyer in community

Mr. Cardoza is a dedicated, caring professional who is striving for excellence. He is a credit to the legal profession and a great person as well.

Brian Bouffard, Bankruptcy and debt Attorney on Aug 19, 2015
Relationship: Co-worker

As smart and ethical as they come, there simply is NO BETTER LAWYER in this practice area than Mike Cardoza. I've known Mike for years since we were on active duty together at Camp Pendleton. He has always impressed me with his heart, his judgment, and his peerless skills as an attorney. I can say without hesitation that if I or a loved one needed an attorney, I would look no further. I enthusiastically recommend Mike!

Mark Clay, Bankruptcy and debt Attorney on Aug 17, 2015
Relationship: Fellow lawyer in community

I endorse Mr. Cardoza. He is a truly asset to our legal community. Very helpful on AVVO and a great expert in the field.

Andrew Hull, Consumer protection Attorney on Aug 10, 2015
Relationship: Fellow lawyer in community

I enthusiastically endorse Mike Cardoza for consumer protection, bankruptcy and debt, credit repair and related fields. I have known Mike for over 20 years. His integrity and dedication to clients is second to none. Mike is a fearless and zealous advocate for his clients, and literally wrote the book on how to beat debt collectors at their own game: http://www.amazon.com/Secret-World-Debt-Collection-Game--ebook/dp/B00XK3ETNS/ref=sr_1_1?s=digital-text&ie=UTF8&qid=1439227043&sr=1-1&keywords=mike+cardoza. If you are in need of a strong defender of your rights in the world of debt collection and consumer protection, run, don't walk, to Mike Cardoza.

Scott Kaufman

I serve as California co-chair for the prestigious National Association of Consumer Advocates. I've met and seen in action attorneys all throughout these United States. It's difficult for me to recall seeing anyone with the energy, drive and passion that Mike brings to consumer protection law. You'd be hard pressed to find a better person anywhere to handle your matter.

Megan Troy, Bankruptcy and debt Attorney on Jul 29, 2015
Relationship: Fellow lawyer in community

You want this man as your lawyer! No matter what your problem -- debt collectors, credit repair, consumer protection, or bankruptcy and debt issues -- Mike Cardoza excels at them all. I have known Mike for over 20 years and never have I met a more dedicated, intelligent, and hard-working attorney. Mike will fight for you, and win. I wholeheartedly endorse this lawyer.

Aaron Shields, Bankruptcy and debt Attorney on Jul 21, 2015
Relationship: Fellow lawyer in community

I have known Mike for over 25 years. He has always impressed me with his ability to zealously tackle any issue and to resolve matters with a positive outcome. I would not hesitate to recommend Mike to my friends and family and that is testament to his integrity and skill.

Matthew Haltom, Consumer protection Attorney on Jul 16, 2015
Relationship: Fellow lawyer in community

No one is a more zealous and competent advocate for consumer protection issues. Mike is an excellent attorney. I endorse this lawyer.

Colby Vokey, Debt collection Attorney on Jul 15, 2015
Relationship: Supervised lawyer

Mike Cardoza is one of the most competent and zealous lawyers I have ever met. A fierce and aggressive trial lawyer. Mike has also become the foremost expert in the United States in debt collection. You combine these two together and you get a hell of a lawyer fighting for American citizens against abusive debt collectors. I endorse this lawyer.

Reza Torkzadeh, Consumer protection Attorney on Jul 15, 2015
Relationship: Fellow lawyer in community

Mike is an asset to the community. He is the go-to lawyer for consumer protection matters and is a passionate advocate. I've come to know Mike over the past few years and his legal abilities, knowledge of the law and personality make him my number one choice. I strongly endorse this lawyer.