A wonderful lawyer that anybody would need at some point in their life
Mike is extremely patient in listening to your case and will give you the best advice he can based on the existing law and his experience. It eliminates a lot of confusion over the situation and you get this from him for free. It is not often that you meet someone so sympathetic and helpful when you need his advise the most.
Mike was kind, compassionate, knowledgeable and took an interest in learning the facts of my case before he made an assessment. He was willing to take the time to listen with an open mind. It was clear he enjoys helping people and he was very thoughtful when recommending the best approach for me. As you search for people to help you with your case, I would urge you to call Mike now! He also has a fantastic support team and great tools to help ease the struggle when you need to be heard.
You DON'T have to pay when someone steals your identity! Find out more about powerful ID Theft laws that protect you and can make these "debts" and credit reporting errors go away.
Are your credit report disputes going nowhere? You may be entitled to a speedy fix AND compensation! Send me your disputes and your credit reports for a Free Case Evaluation.
We understand how powerless when your credit score is impacted by an error or your life is turned upside down due to identity theft. Laws are in place to help you reclaim your financial well-being—we're here to help.
Servicemembers: You have special Civil Rights that are often violated by banks, landlords, lenders, debt collectors, mortgage banks, and homeowner's associations - among others. Find out about how you might be especially protected!
Fight Back against Debt Collection Harassment! If Debt Collectors do the wrong thing, you might be entitled to compensation and to have your debt erased. If something feels wrong, it just might be - so check it our for free!
ARE YOUR CREDIT REPORT DISPUTES GOING NOWHERE? YOU MAY BE ENTITLED TO A SPEEDY FIX AND COMPENSATION!FIGHT BACK AND DON'T LET IDENTITY THIEVES, CREDIT BUREAUS, OR ANY OTHER BUSINESS RIP YOU OFF!SERVICEMEMBERS HAVE SPECIAL CIVIL RIGHTS THAT ARE OFTEN VIOLATED BY LANDLORDS AND DEBT COLLECTORS!YOU DON’T HAVE TO PAY! FIND OUT MORE ABOUT ID THEFT LAWS THAT PROTECT YOU.
I grew up in the San Francisco Bay Area, joined the Marine Corps and then went to law school. After my active duty time as a trial attorney, I became a senior executive in the debt buying and collections industry on the East Coast. I spent 7 years buying and collecting debts and even running a law firm that collected consumer debt exclusively. I know all the tricks.
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I founded The Cardoza Law Corporation to bring the truth to consumers and help you get what you deserve from illegal debt collectors, credit reporting agencies, robo-callers, and businesses that just plain rip you off! You don't have to take it. The laws are on your side and all you have to do is get a free evaluation to see if you have a case that I can litigate for you for no money down. Most people have shame and guilt about a bad financial situation - don't. Illegal debt collection happens every day - it could be happening to you and you don't even know it!
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In some cases, clients of The Cardoza Law Corporation may agree to be liable for costs and/or pay fees on an hourly, flat, or contingent basis. The information on this advertising website is not intended to serve as legal advice or as a guarantee, warranty, or prediction regarding the outcome of any particular legal matter. Visiting this site does not constitute the formation of an attorney/client relationship or the establishment of any other type of agreement that implies that legal representation has been offered or accepted.
Client's Choice is an Avvo award granted to attorneys with a significant number of client reviews over 4 stars in a given year.
Posted by Olivia | February 1, 2019
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
A wonderful lawyer that anybody would need at some point in their life
Mike is extremely patient in listening to your case and will give you the best advice he can based on the existing law and his experience. It eliminates a lot of confusion over the situation and you get this from him for free. It is not often that you meet someone so sympathetic and helpful when you need his advise the most.
Posted by Chris | September 20, 2018
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Outstanding!
Mike was kind, compassionate, knowledgeable and took an interest in learning the facts of my case before he made an assessment. He was willing to take the time to listen with an open mind. It was clear he enjoys helping people and he was very thoughtful when recommending the best approach for me. As you search for people to help you with your case, I would urge you to call Mike now! He also has a fantastic support team and great tools to help ease the struggle when you need to be heard.
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Posted by anonymous | September 13, 2022
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Awesome Lawyer
Mike was very knowledgeable and accommodating person. He is expert on his line of work!
Posted by Elena Lancefield | May 6, 2022
This review is from a person who hired this attorney.
| Hired Attorney
Need to repair your credit?
On a clear score, my credit was less than 463, and I was slightly skeptical but decided to give this an opportunity. R E M O T E R E P A I R a t C L E R K d o t C O M has done more than fix my credit. He has helped me better my knowledge of credit opportunities. I will refer him to any of my friends or family with any bit of credit discrepancies. I am now ready to continue improving my score and not worry about getting approved for the things I want and need in life
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Response from Michael CardozaJune 17, 2022
Elena - I don't know who you are and I don't endorse your credit repair scheme.
Posted by Conqueror | July 14, 2021
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
The Cardoza Winning Strategy
If you want to win and be happy, give your case to this team. They are very proficient and would make your wait worth it. I love the result. Thanks Mike and your team
Posted by anonymous | July 14, 2021
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
.
I needed help and information about possible identity theft. Mike advised me of actions I should take to secure bank accounts, credit, etc.. that may have been compromised, that I hadn't thought about. I'm taking these precautions until I'm sure if anything has actually happened. If I see any activity, I have him on speed dial. He's very easy to talk to, listens.
Thanks for the advice, Mike.
Stay safe.
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Posted by Nicole | July 6, 2021
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Very Nice Attorney
Mr. Cardoza was very friendly and professional. He provided very helpful information and offered his assistance if I needed it in the future. I would definitely recommend him to others.
Posted by Veronica | March 25, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Amazing
The Cardoza Law Firm did above and beyond amazing service. They kept me updated on every part of my case. Friendly and very professional.
Posted by Alexandros | March 4, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Credit Report Error Resolved
I spent most of my life with no credit score. I avoided credit cards and debt. At some point Kimball Tirey & St. John LLP began reporting a debt for me. This gave me a credit score, and a bad one at that. I didn’t notice until a few years after they began reporting the debt, and by then my score was in the 500s. This wasn’t my debt. I tried contacting Kimball Tirey & St. John over phone, email, and mail, but I couldn’t get a response from them. I then turned to The Cardoza Law Corporation, and entered into contract with them July 2020. It is now March 2021, and with The Cardoza Law Corporation’s help the inaccurate debt has been removed from my report.
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Posted by anonymous | February 18, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Highly recommend/ Great Attorney!
Atty Mike Cardoza and his team( Lauren Veggian, Samuel Albert ) are very helpful, honest and knowledgeable. He made the process easier and gave me peace of mind. You explained everything and gave helpful information. I would highly recommend him! Thanks again.
Response from Michael CardozaFebruary 18, 2021
Thank YOU for being such an enthusiastic part of the process - you really helped all of us!
Posted by De-Ann | February 11, 2021
This review is from a person who hired this attorney.
| Hired Attorney
PROFESSIONALISM, A TOP NOTCH TEAM
I highly recommend Mike Cardoza Law Corporations. After the initial consultation and case verfication reviews by the firm I compiled all necessary documents. Then I scanned all evidence and was able to complete each entire task remotely via email. Mike Cardoza Law Corporation has represented my rights and assisted in repairing my credibility with all three credit reporting agencies TransUnion, Equifax, and Experian. My guidance was by way of the impeccable Sam Albert A Paralegal who's attention to details never failed. Sam Albert@CardozaLaw conducted his responsibilities seamlessly, and definitely delivered *(Expidiate Quality Expertise)* with all aspects associated with the whole process of my IDENTITY THEFT and CREDIT REPAIR. Sam's expertise is his own brilliant mind no doubt, but Sam's goals (set the stage) that show cased the entire TEAM of MIKE CARDOZA LAW CORPORATION. The ultimate RESULTS garnered speak volumes. To be clear, My endorsement is 100% truthful so help me God.
I am grateful Mike Cardoza Law.
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Posted by Avelina | December 1, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Credit Card Fraud
I repeatedly got denied by a credit card company regarding my claims for fraudulent charges on my card. For months, I was so stressed and so full of tension that hopelessness has always been on my side till one day, I consulted with Atty. Mike Cardoza, he listened and took my case. The very PROFESSIONALISM as well as the DEDICATION that Atty. Mike Cardoza possesses made me actually feel again and again that he was really the perfect choice! He gave me hope and confidence throughout my ordeal! I definitely would recommend Atty. Mike Cardoza to anyone I know that needs his expertise. Indeed an EXCELLENT lawyer. Thank you Atty. Mike Cardoza, Samuel Albert from the bottom of my heart!!!
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Posted by Lucy | October 23, 2020
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Best Consultation Ever!
We had lots of questions. Mike listened patiently and answered all my questions. I felt at ease explaining our financial troubles.
Mike had so much knowledge and advice. He guided us in the right direction. There was no pressure at all to hire him. The best consultation I have ever had!
Posted by Scott Lydon | September 25, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Excellent
Mike Cardoza and the Cardoza law firm handled my credit smear cases excellently. We won. Just as importantly, Mike was professional, honest, responsive and I could tell he consistently had my back. He took my interests and concerns seriously. Additionally, his processes were streamlined, and his staff members were clear communicators which made the entire process significantly easier than it could have been. While case-related information was definitely needed from me, it was more of a go about my life and wait for the good news experience than a constant scramble for repeat or arbitrary information.
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Posted by Mike | September 12, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Life saver!! The best
Very helpful. I was looking for an attorney for a long time and I found Mike Cardoza and he helped me when other attorneys were asking me for a consultation fee. Other attorneys were not helpful and they were not informative. Thank you Mike!!
UPDATE: The outcome of my case was unexpected. Unexpected would be a total understatement. I never would have thought that he would get everything erased and monetary compensation.
Mike is great! As a person just a solid human being. Him being a marine gave me so much security when talking to him. He's so to the point but explains everything so kindly. Not like any, ANY other lawyers. He calls you personally and his team is great!!
He changed my life!
Thank you very much!!
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Posted by Monica | August 12, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Exceptional Law Firm: Cardoza Law
I had a recurring identity theft problem where a creditor kept contacting me to pay a bill that wasn’t mine and would not cancel the debt despite my proof. I was frustrated and lost. A colleague recommended a consumer protection attorney, but that attorney was too busy to take my case and referred me to another firm. The second attorney was relatively unresponsive and seemed uninterested. So, I searched for another lawyer myself. I am grateful to all of the clients of Cardoza Law who took the time to post their rave reviews. Those reviews encouraged me to contact Mike Cardoza, and now I can write my own rave review. Mike contacted me the same day I reached out to him. He was comforting, compassionate, confident, and clear. His understanding, advice, and instruction were comprehensive, smart, and quick. I felt lucky to have him, and his excellent team members Lauren and Sam, on my side. They helped me resolve my haunting identity theft problem once and for all. The folks at Cardoza Law are truly exceptional.
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Posted by Foster | August 5, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Family law and credit consulting
Mike and his associates are exceptional at what they do. Mike helped me with a child support issue that other attorneys ignored. Him and his staff were the epitome of professional and a team I could call family. He’s down to earth and understands your problem. I would consider the Cardoza law firm an asset and have no doubt I’ll call him if I should need any other legal assistance.
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Posted by Tyler | May 18, 2020
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Calmed my nerves immensely
Called Mike about trouble with collectors because the internet can easily overwhelm you with information on how to approach them. He provided clarity on my situation and provided me with realistic outcomes - super grateful I talked to him.
Posted by Leslie | May 18, 2020
This review is from a person who hired this attorney.
| Hired Attorney
The Cardoza Law Firm - Excellent!
I would highly recommend anyone needing legal help with Identity Theft and/or Credit Repair, to seek the help of Michael Cardoza/Cordoza Law Firm. From the moment I contacted them, Michael Cardoza and staff have been very proactive, attentive and dedicated to helping me. I contacted them for help with credit repair after being a victim of identity theft, and with their assistance we were able to get quick/timely results on issues that I had been frustrated with and struggling to resolve on my own for over a year. Also, his legal assistant (Samuel) is amazing. Overall, the level of customer service I have recd. has been excellent, and I would highly recommend The Cordoza Law Firm to anyone in need of this type of legal advice or help!
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Posted by Nick | May 7, 2020
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Knowledgeable and generous with his time.
I consulted with him on the phone and he was very generous with his time and cordial. Gave me good advice and steered me away from getting into a unnecessary legal situation. Thank you.
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"Mike Cardoza is one of the most competent and zealous lawyers I have ever met. A fierce and aggressive trial lawyer. Mike has also become the foremost expert in the United States in debt collection. You combine these two together and you get a hell of a lawyer fighting for American citizens against abusive debt collectors. I endorse this lawyer."
Unknown Attorney | Aug 06
Relationship: Fellow lawyer in community
"I serve as California co-chair for the prestigious National Association of Consumer Advocates. I've met and seen in action attorneys all throughout these United States. It's difficult for me to recall seeing anyone with the energy, drive and passion that Mike brings to consumer protection law. You'd be hard pressed to find a better person anywhere to handle your matter."
Consumer protection Attorney | Feb 12
Relationship: Fellow lawyer in community
"Mike Cardoza truly knows the debt collection industry inside-out, and knows how to effectively use that knowledge to the advantage of his consumer clients. If you are being harassed by debt collectors, are suffering from improper credit reporting or are a victim of ID theft, you would be very fortunate indeed to have Mr. Cordoza champion your cause!"
Consumer protection Attorney | Jun 08
Relationship: Fellow lawyer in community
"I have known Mike for several years. He is usually at the National Association of Bankruptcy Attorneys annual convention except this year because it was cancelled due to COVID-19.
He is the best attorney in the field of Consumer Law. He is so good that I have referred clients to him for consumer law litigation. Mike does the job right. That is why I can fully and without hesitation endorse him."
Consumer protection Attorney | Jul 27
Relationship: Worked together on matter
"When it comes to consumer law, Mike knows the inner workings of every part of the collection industry. That's why he wins for his clients. That, and his commitment to health and fitness."
Debt collection Attorney | Feb 07
Relationship: Fellow lawyer in community
"I met Michael a few years ago at a seminar and I was impressed with his knowledge and character.
Since then I've seen the good work he has done helping consumers who are dealing with debt collectors (and other consumer issues).
I recommend you check out his information -- he shares a ton online -- and then contact his office to get honest guidance.
He'll tell you the truth about your situation and then you can make your own decision.
John Watts"
Consumer protection Attorney | Nov 02
Relationship: Fellow lawyer in community
"Mike is the expert in all legal matters relating to Creditor Harassment and unfair debt collection tactics . He is extremely professional, ethical and competent. I refer cases to him without hesitation. I am honored to endorse Mike Cardoza."
Debt collection Attorney | Aug 08
Relationship: Fellow lawyer in community
"If you have a debt collection or credit reporting problem I strongly recommend that you reach out to Mike. His website is filled with useful information and at the time I'm making this recommendation he has a terrific 133 second video that will get you started. Very few lawyers give away this much useful information!"
Consumer protection Attorney | May 07
Relationship: Worked together on matter
"Mr. Cardoza is a thorough and personable attorney who works hard to get the job done for his clients. I have worked with on numerous projects in the past and always enjoyed working with him."
Consumer protection Attorney | Mar 23
Relationship: Worked together on matter
"Michael is one of the most knowledgeable, hardworking attorneys in the community. He is very passionate about his work and very dedicated to his clients. Without a doubt - I would recommend him to anyone seeking counsel on consumer protection matters!"
Class action Attorney | Mar 21
Relationship: Co-worker
"Mike Cardoza has a brilliant legal mind that I would turn to if I ever needed to hire my own lawyer. His clients have always raved about his tireless efforts to promote their interests and to protect their rights. I enthusiastically endorse Mike Cardoza."
Bankruptcy and debt Attorney | Aug 19
Relationship: Co-worker
"As smart and ethical as they come, there simply is NO BETTER LAWYER in this practice area than Mike Cardoza. I've known Mike for years since we were on active duty together at Camp Pendleton. He has always impressed me with his heart, his judgment, and his peerless skills as an attorney. I can say without hesitation that if I or a loved one needed an attorney, I would look no further. I enthusiastically recommend Mike!"
Consumer protection Attorney | Aug 10
Relationship: Fellow lawyer in community
"I enthusiastically endorse Mike Cardoza for consumer protection, bankruptcy and debt, credit repair and related fields. I have known Mike for over 20 years. His integrity and dedication to clients is second to none. Mike is a fearless and zealous advocate for his clients, and literally wrote the book on how to beat debt collectors at their own game: http://www.amazon.com/Secret-World-Debt-Collection-Game--ebook/dp/B00XK3ETNS/ref=sr_1_1?s=digital-text&ie=UTF8&qid=1439227043&sr=1-1&keywords=mike+cardoza. If you are in need of a strong defender of your rights in the world of debt collection and consumer protection, run, don't walk, to Mike Cardoza."
Bankruptcy and debt Attorney | Jul 29
Relationship: Fellow lawyer in community
"You want this man as your lawyer! No matter what your problem -- debt collectors, credit repair, consumer protection, or bankruptcy and debt issues -- Mike Cardoza excels at them all. I have known Mike for over 20 years and never have I met a more dedicated, intelligent, and hard-working attorney. Mike will fight for you, and win. I wholeheartedly endorse this lawyer."
Bankruptcy and debt Attorney | Jul 21
Relationship: Fellow lawyer in community
"I have known Mike for over 25 years. He has always impressed me with his ability to zealously tackle any issue and to resolve matters with a positive outcome. I would not hesitate to recommend Mike to my friends and family and that is testament to his integrity and skill."
Consumer protection Attorney | Jul 15
Relationship: Fellow lawyer in community
"Mike is an asset to the community. He is the go-to lawyer for consumer protection matters and is a passionate advocate. I've come to know Mike over the past few years and his legal abilities, knowledge of the law and personality make him my number one choice. I strongly endorse this lawyer."