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Virginia J. Southgate
About Virginia
Biography
Let me help you find Life After Debt. When life doesn't go according to plan and debt makes it hard to move forward, you deserve a fresh start. Find out if bankruptcy is the best option for you. I have more than twenty years experience as a bankruptcy lawyer and am happy to give you a no pressure, free consultation to see what debt relief options will best suit your needs. Call, text or email today.
Practice Areas
2
Practice Areas
Chapter 13 Bankruptcy
50%
30 years
Chapter 7 Bankruptcy
50%
30 years
Fees and Rates
Cost
Hourly Rates
$ 275-275 per hour
Retainer
Sometimes
Payment Methods
- Cash
- Check
- Credit Card
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Chat withLicenses
Licensed in Kentucky for 29 years
State: Kentucky
Acquired: 1996
No misconduct found
Location
Law Offices of Virginia J. Southgate
4 West Fourth Street, Suite 300, Newport, KY, 41071
Patton & Southgate Attorneys
4 West Fourth Street, Suite 300, Newport, KY, 41071
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Virginia J. Southgate's Reviews
Avvo Review Score
1 Client Review
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Practice Areas
What Clients Mention
Showing 1 - 1 of 1 review
Posted by Krystal | March 07, 2018 | Hired Attorney | Bankruptcy & Debt
Compassionate guidance through bankruptcy
Ms. Southgate was recommended to me at a very difficult time in my life. I had divorced and was facing a complicated financial situation with my home and business. My mother suddenly passed during this time, I had no one I trusted or felt comfortable discussing my situation with. I spent my 401k, lif...
Virginia J. Southgate's Lawyer Endorsements
"I am associated with Virginia through several national organizations and listservs. I have seen that she puts forth a lot of effort for the benefit of her clients. Providing free legal information on her website is a good step at informing clients about the legal subject of bankruptcy before she even sits down with someone. I endorse and would suggest any one potentially needing to file bankruptcy or review their options to schedule an appointment with Virginia."
"Virginia Southgate is fellow member of the National Association of Consumer Bankruptcy Attorneys. NACBA is an association dedicated to protecting the rights of consumers from abuse by banks and other creditors who have the money to buy legislation harmful to consumers. She has been a long time consumer bankruptcy attorney with 16 years experience in the field and is a managing partner in her firm. She is recognized as an being among the best attorneys by other lawyers who voted her to be on the KY State Bar Association Board of Directors. She is also multilingual speaking both English and French. A client that she agrees to represent is fortunate to have her for their attorney."
"I endorse this lawyer. is an experienced bankruptcy lawyer, whom I know through her participation on AVVO, and the National Association of Consumer Bankruptcy Lawyers. She is a knowledgeable and caring, and can provide excellent representation to someone in financial difficulty."
"I endorse this lawyer. Virginia is an experienced lawyer, who knows the ropes and rules, the tips, and tricks that allow her clients to get the most relief, and solve their debt problems. Her breadth of experience and knowledge mean that she can do things that are difficult at best for other lawyers. She is a real warrior, who will fight for your rights."
"I endorse this lawyer. Virginia Let is a caring and zealous advocate. She will help you get your life back to normal."
"Although we've never met in person, Attorney Southgate and I are fellow members of NACBA and a legal practice listserv. Virginia is always willing to help less-experienced attorneys with issues and can provide creative solutions to bankruptcy problems. She is clearly a passionate advocate for consumer debtors and I endorse Virginia Southgate without reservation."
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Experience
Work Experience
2000 - Present
Managing Partner, Patton & Southgate
Associations
2010 - Present
National Association of Consumer Bankruptcy AttorneysMember
2009 - Present
Kentucky Bar FoundationBoard of Directors
1996 - Present
Northern Kentucky Bar AssociationMember
Education
1996
Northern Kentucky University, Salmon P. Chase College of Law
JD - Juris Doctor
1993
Northern Kentucky University
BA - Bachelor of Arts
Speaking Engagements
2019
Consumer Bankruptcy Seminar
Jeopardy! Notice/Opportunity Good Lien/Bad Lien
2018
Consumer Bankruptcy Law Conference
Best Practices for Debtors’ & Creditors’ Attorneys in Chapter 7 Cases
2017
Consumer Bankruptcy Seminar
ETHICS: How to Lose a Discharge and Attorney Fees at the Same Time
2016
Consumer Bankruptcy Conference
ETHICS: Dealing with Dishonest, or Just Plain Wrong Debtor: When you have to disclose and when You have to Shut Up
2016
13th Bienniel Consumer Bankruptcy Conference
Notice Jeopardy: Notice & Service Issues
Languages
English
French
Activity
Legal Answers
Legal Answers
Q&A
We pay house payment 199.00 we never missed a payment but now they want the whole 17000. Can they do that..my wife has stage 4 c
28 Feb 2021
Q&A
Can i get Heloc if i am not on deed but on mortgage?
21 Feb 2021
Q&A
How can I stop foreclosure if a company has paid my backed property taxes?
11 Jan 2018