There are many things about my work that I enjoy but the part that is most satisfying is taking a bad situation and turning it into a good situation.
I often have clients that come in very upset over a situation. Maybe they are facing foreclosure. Or dealing with an abusive debt collector. Or their credit reports are so incorrect that they are losing their security clearance or they are losing a mortgage over it. Other times clients are dealing with the constant pain of injuries from a car wreck.
They are frustrated and upset to have to deal with this problem. They don't have accurate information on their rights and options. This is exactly where the insurance companies, debt collectors, and mortgage companies want you to be.
Unsure of your rights and unsure of what action to take. You see they assume that you:
3
Practice Areas
31 years | 400 cases
31 years | 300 cases
31 years | 500 cases
33%-50%
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Chat withState: Alabama
Acquired: 1995
No misconduct found
301 19th Street North, Birmingham, AL, 35203
201 Client Reviews
Showing 6 - 10 of 28 reviews | Compassion
Posted by Heather | July 08, 2019 | Hired Attorney | Debt Collection
Passionate about justice!!
Highly recommend. I've never been in a law suit before. Our first experience was w/Mrs. Carolyn. She was very understanding and very through in explaining the process and the possibilities their office could help with. She was also available or returned our calls quickly - before we even decided on a...
Heather, It was a great pleasure to represent you guys! Thank you so much for the very kind review. Being in the situation you were in is very stressful -- I know when I'm in positions where I don't know what to do I want to know the options. And the "good and bad" of each option. You guys were great at getting us documents and being very active in figuring out for yourselves which option was best for you. Thank you again for being such great clients and for the very helpful review you left -- we always like to know how we did and what we can do to improve. Carolyn is great and I'm glad you found her so helpful! You have a wonderful week! John Watts
Posted by Chris & Mary | June 26, 2018 | Hired Attorney | Debt & Lending Agreements
A Blessing from Above
Mr. John went above and beyond for my wife and I. He spent several hours going over our case to save our home from what I believe is a predatory lending Credit Union. Although we are still in the process of going through court proceedings, I finally feel a little relief and less stress because of h...
Posted by Eddie | August 14, 2017 | Debt & Lending Agreements
Auto Loan problem, Mr Watts is the Attorney to place your trust in.
After being harassed and verbally attacked by a sub prime auto loan company (debt collector) , My Wife and I had our backs against a wall. After contacting Mr. Watts, and sitting down with him, I have to say, my opinion of Attorneys has changed all together. He was both very knowledgeable regarding ...
Eddie, thank you for taking the time to leave us a review! It can definitely feel like our backs are against the wall when we are facing debt collectors. Especially ones that go over the line. Glad we were able to meet you and help you in some way. Thanks for letting us represent you and thank you for the feedback. John Watts
Posted by Jamie | August 08, 2017 | Lawsuits & Disputes
Best Lawyer In Alabama
John is very personable. He made my husband and me feel like he actually does his job because he cares- it's not about the money. It's about taking on companies that get out of line! It's taking on companies that get away with nonsense and make your life more complicated than it has to be. John was m...
Jamie, Thank you for the kind words. We enjoyed representing y'all. It takes people like you standing up to the companies to make a change. To make them alter the way they do business. Thank you for doing that and for letting us work with you. Thanks also for taking the time to leave us a review! John Watts
Posted by Jeffery | August 07, 2017 | Hired Attorney | Debt Collection
Stressed for 2 Years!
When I got served notice that I was being sued by a debt buyer 2 years ago, it felt like the end of the world. Immediately I started doing my research to figure out how to handle this. It was Circuit Court so I quickly learned this was a much more serious and involved process. I contacted John ear...
Jeffery, Thank you for the detailed review -- we appreciate it very much! What you describe is real life -- sometimes part of the reason to hire a lawyer is to take away the stress. I recently struggled and struggled to fix a plumbing problem. Cost me a lot of money trying to do it myself -- called a plumber and he commented how he loved very simple and easy jobs like this. :) Sometimes handling a case on your own (self represented or "pro se") is the way to go but other times it is better to hire someone. Best way to figure this out is to contact a lawyer that you have confidence in to help you go through your options. I'm glad you took the chance to reach out to us again right before trial -- and very happy we had a great success in your case. You stood strong -- refused to pay these guys any money -- and wonderful things happened. That took great courage on your part. The old line about courage -- not the absence of fear but acting in spite of the fear. You were right to be concerned about the trial -- it is a big deal. But you kept fighting and thank you for letting us help you. Appreciate the feedback and best wishes!! John Watts
"I have known John Watts for several years, and through that time, I have come to know John as an attorney of integrity who will fight for his client's rights. In light of the current economic crisis, John has studied issues related to wrongful foreclosures and other foreclosure issues, and as a result, he has been able to help his clients prevent abusive practices from financial institutions. In addition, John has helped clients recover compensation as a result of abusive debt collectors. If you need an attorney to protect your consumer rights, I highly recommend John."
"I have known John and he is very well respected and does top quality work in protecting and assisting consumers with financial and debt issues. In the past I have had issues with clients relating to credit card debt and John was the lawyer I turned to, to get advice and direction. He is truly the top in this field of law."
"Though I don't know John personally, when I first stepped into private practice, I had hundreds of questions. I shot him an email, and this man took a good chunk of time out of one of his otherwise busy days to sit and chat with me, in detail about best practices in this field. I can count on one hand the folks who looked out for me when I started practicing, and of those, the majority were folks that I knew prior to practicing law. John helped me when he didn't even know me. He's a great benefit to our profession."
"I have known John for years. He is a fantastic advocate for the injured. He will take the time to explain all options to his clients without all the legalese that some lawyers throw around. John offers a lot of information on his website and you can learn a lot about your problem by watching his videos. Plus he is one of the nicest guys you will ever meet."
"John is a very experienced and knowledgable lawyer who I have known for many years. Importantly, he'll tell you whether or not you really need an attorney and he'll explain things in a way that makes sense. John has a ton of great information at his website. I'd highly recommend that you reach out to him if you need a lawyer"
"Truly exceptional and professional attorney with an outstanding reputation in the legal field for providing high quality representation and results for his clients! I highly endorse John"
"John Watts is the attorney we send out any consumer protection cases to. Whether it creditors violating the law or mortgage companies that wrongfully foreclose on people's homes, John is the person you want on your side."
"I've known John for 20 years. Over the years, we've handled many cases together. He's one of the finest lawyers I've ever worked with. He is knowledgeable about the law, kind to his clients and gives great advice."
"I endorse this lawyer. It is clear by reading the answers in the AVVO community that this lawyer is a top notch attorney who is highly respected in the legal community."
"I endorse this lawyer. John is one of the "go to" lawyers for consumers who are the victims of identity theft or abusive collection practices."
"John Griffin Watts is the kind of lawyer we all aspire to be & I am honored to have the opportunity to offer him my endorsement"
"I endorse this lawyer. John is very knowledgeable and takes and puts his client's interests first."
"John Watts is a top notch lawyer. He is smart, compassionate, precise, and personable. He is able to very quickly decipher legal situations and boil them down to very basic elelments and find solutions. He takes great care of his clients and is universally well-liked and respected."
"I endorse this lawyer. John is a very knowledgeable attorney in the field of Consumer Protection and Fair Debt Collection. He does a fine job for his clients and obtains favorable results with the courts. I have referred many clients to him and would do so again in the future."
"I have known John for quite some time now and have worked with him with mutual clients and on other joint projects. I've always found him to possess the perfect blend of legal talent, experience and creativity. His clients love him and trust his judgment. In fact, they're not just clients — they are raving fans. But that's to be expected when you have a lawyer like John on your side. John speaks to his clients in plain English. No legal jargon here. I've also been impressed with the respect he displays toward his clients, by keeping them regularly informed of the progress of their case, by returning their phone calls promptly, and by always dealing with them as true equals. The confidence he inspires in everyone who works with him makes John just the sort of lawyer you hope yours will be. They just don't come any better than John."
"Having represented several major credit card companies, I have mixed feelings about seeing Mr. Watts' name appear on the other side of one of my cases. On the one hand, I know I better have an airtight and thoroughly prepared case to have any chance of getting a verdict against his client. On the other, I know I'll be treated courteously and with the utmost respect."
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2018
Preeminent 5.0 out of 5, Martindale-Hubbell
2018
Peer Review Rated, Martindale-Hubbell
2010
AV Rated, Martindale-Hubbell
2004
AV Rated, Martindale-Hubbell
1993
Law Review, Cumberland School of Law
1993
Moot Court Board, Cumberland School of Law
2011 - Present
Owner, Watts & Herring, LLC
2006 - 2011
Owner, Watts Law Group, PC
1995 - 2006
Attorney, Yearout & Traylor, PC
2006 - Present
National Association of Consumer AdvocatesMember
1995 - Present
Alabama State Bar AssociationMember
Motion to dismiss was denied. 2012 WL 5379177
Attorney fees awarded at $375 per hour. 2012 WL 4329294
1995
JD - Juris Doctor
1992
BS - Bachelor of Science
2013
2013
2010
2010
2010
2009
Using Social Media In Marketing A Law Practice And In Litigation
2009
Preventing Identity Theft
2009
Understanding the Fair Debt Collection Practices Act
2008
Credit Reporting By Debt Collectors and Defending Debt Collection Suits
2008
Credit Reporting By Debt Collectors
N/A
TCPA Class Actions: Phone, Text and Fax Solicitation Claims on the Rise
2006
English
Legal Answers
Legal Guides
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30 Apr 2023
During a loan modification, does the foreclosure sale date still appear in newspaper publications ?
09 Oct 2019
What damages can I get if I sue under the FCRA for false credit reporting in Alabama?
18 Jul 2019
How will I know whether or not I've won my Alabama debt collection lawsuit?
18 Jul 2019
Can I use the TCPA to sue my credit card company for blowing up my cell phone?
18 Jul 2019