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John N Skiba

Chapter 7 bankruptcy Attorney

4.5   29 reviews
  • Licensed for 20 years
    State AZ
    Acquired 2003
    Status
    Active No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About John

Learn John’s areas of practice.

3
Practice areas
  1. Chapter 7 bankruptcy
    60%
    Assistance for families who are dealing with debt problems, including credit card debt, medical bills, etc.

    20 years

  2. Consumer protection
    30%
    Represent consumers in who are being sued by debt collectors, particularly junk debt buyers like Midland Funding, Portfolio Recovery Associates, Cavalry SPV, and National Collegiate Student Loan Trust.

    20 years

  3. Debt settlement
    10%
    We assist consumers with settling their debts and learning budgeting skills and strategies to stay debt free.

    21 years

I devote my practice 100% to consumer issues.  Whether you are having a difficult time financially and need to file for bankruptcy relief or if you are being harassed by creditors and need an aggressive attorney to make creditors follow the law, my staff and I can help you in obtaining the relief you need.

 Prior to law school I attended BYU where I studied sociology and psychology.  While at BYU I was fortunate to play football for the Cougars and was part of the inaugural Mountain West Conference champion team.

 I offer a free consultation on bankruptcy cases to discuss what options are available and to help you prepare a plan in moving forward.

Photos and videos

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Location

No contact information available for this lawyer

Reviews

4.5 / 5.0
  29 customer reviews
Posted by CT | March 7, 2022
This review is from a person who hired this attorney.
| Hired Attorney
John is Amazing!
John is one of the best attorneys that I have worked with. He knows the law and fights for his clients. He also is a straight shooter that lets you know how everything could play out. Never a regret that I retained him.
Posted by Jimmy & Neva | September 14, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Great !
What can I say about John Skiba ? I'll start with what a great attorney he is ! My husband and I were basically drowning in debt, and trying to keep the collectors away, but this was something that got the best of us, and we just couldn't do it on our own. I began looking for a bankruptcy attorney. Ugh. What a job that was ! I read and read and read different reviews from all sorts of people about several attorneys, and just when I was about ready to give up before I even started, I came across the attorney, John Skiba. I read everything he had posted online about himself, his experience, and reviews written about him. I liked what I read. He seemed very knowledgeable. I made the call, made an appointment and my husband and I met with Mr. Skiba. I have to tell you, from the first impression, my husband and I liked him right away. He listened. He really listened. He didn't rush us. He made us feel comfortable. Needless to say, we hired him that moment. Our bankruptcy case has been completed, and John was with us every step. He made us not feel ashamed, but made a fresh start for us. I would not hesitate to recommend John Skiba to anyone who is in need of a top-notch Bankruptcy attorney. Thanks, John. Jimmy & Neva
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Posted by anonymous | January 22, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Excellent Debt Defense Lawyer
John is a great attorney, for debt defense he is the best in the business. I was dealing with a junk debt buyer and initially subscribed to John’s consumer warrior site for assistance representing myself. However, this particular debt buyer was very difficult to work with and unwilling to accept reasonable settlement offers. I decided to hire Mr. Skiba and his team to represent me at trial, and they won my case. I only wish I would have brought him in sooner, it is a daunting task to attempt to represent yourself.
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Posted by anonymous | July 22, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Excellent from Start to Finish!
When we first consulted with Mr. Skiba we were impressed with his vast knowledge of the law as well as his patience with explaining the whole process of bankruptcy to us. He answered all of our questions at our initial meeting. He was very communicative throughout the whole process. If we had any questions or concerns he was extremely prompt in replying to our inquiries. He made going to court very painless. He was with us every step of the way. We feel very blessed to have had him as our attorney and would recommend him to our family and friends in a heartbeat. He's an all around standup guy!
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Posted by kalvin | April 26, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Professional
This was my first time ever needing an attorney. I was unsure at first, however Mr. Skiba was willing to answer all my questions and he was easy to contact. This was an unpleasant experience made easier and less confusing thanks to Skiba. I will definitely recommend to my family and friends and would seek his services again in the future if needed.
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Posted by RIck | April 4, 2018
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Great information & guidance
Spoke with John about issues I was having with law suits & debts and I was THRILLED that he was so informative & diligent in finding new relevant information. I can experience a much needed peace of mind as a result of my session with John. I WILL recommend John to anyone experiencing debt issues. I feel sooooo much more optimistic since our meeting. THANK YOU JOHN !
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Posted by anonymous | March 22, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Absolutely Awesome!
John is not only a great attorney but a really nice and genuine person. His rates are reasonable, his follow through is excellent and his system of conferencing with clients is outstanding. John won our case but more important, I felt like no matter what the outcome was, that with John we did our best in defending ourselves.
Posted by anonymous | February 15, 2018
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Excellent Professional Service
Mr Skiba was very helpful, I had purchased the wrong draft and instructional videos and he helped me download the right one and gave me access to what I needed through his website. He told me to email him with any additional questions I may have and offered his service if I needed it. He genuinely cared and was very kind and his willingness to help me made me feel better about how I was going to proceed with my case. I would recommend Mr Skiba to everyone who is dealing with or needs consulting in the law field with debt consultation or bankruptcy. I wish I had the funds to use him to represent me in court. John is definitely the best attorney to use and I would recommend him to family and friends.
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Posted by Larry | January 29, 2018
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Clearly honest
I met with John about the possibility of hiring him for a Chapter 7 bankruptcy. After listing my debts and explaining my situation, he told me that there was no reason to hire him at this time. I went there with money to retain him. He told me a bankruptcy was not necessary. Any attorney that turns down a retainer is honest in my opinion. If I do need someone in the future, I would use him for sure.
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Posted by Doug | December 23, 2017
This review is from a person who hired this attorney.
| Hired Attorney
The good guys win!
As with most Americans, our family has been diligently working towards a financial recovery since the crash of 2008. After losing almost everything we have been making a lot of progress on that mission with debt settlement, new home ownership and a savings account again! Recovering American families like ours with hard work and sacrifice have been able to put ourselves back on a positive track with the possibility of providing a safe and comfortable future for our families, not to mention the opportunity to contribute to the regrowth of our nation's economy. Then out of nowhere comes an opportunistic collection agency that bought an old credit card debt that had been officially written off by the original creditor years ago. Mind you, this was debt that had been created by my former employer (a genuine con man) that had since served a prison term for white collar crimes. This collection agency made it their mission to hunt me down, send their goons to my home and pound on my door at dinner time and embarrass me at my place of employment by telling my co-workers that they needed to talk to me to serve me. They claimed that I owed them over $20,000.00 and were going to take me to Superior Court. After many, many failed attempts to serve me in the traditional manner (personally handing me a summons) they resorted to mailing me a summons to my place of employment. That constituted an official serve! How is that even legal? Naturally I was quite concerned about the tenacity of this collection agency, the amount they were trying to extort from me and the fact that this was a Superior Court matter so I new I needed legal representation to give me and my family a fighting chance. After an initial conference with John Skiba, I knew we had the right firm on our side. His calming demeanor, clear and concise explanation of the situation and processes and his extensive knowledge of the legal system and our rights immediately put us at ease. After retaining John's services we supplied him with all of the pertinent information and documentation he needed to prepare our defense. In the meantime the collection agency declined our offer to settle out of court to make this whole thing go away and let us get on with life. Not only did they decline a settlement offer, they tacked on a ridiculous amount of fabricated interest penalties to increase the debt to over $40,000.00! Who are these greedy people? Waiting for our case to make its way through the bogged down court system seemed like an eternity as our emotions were out of control but eventually our case made it to a Superior Court judge. John was very well prepared and confident with his representation of our case. The collection agency was unable to present a lot of the requested documentation from John Skiba which compromised the validity of the plaintiff's claims. A week later the judge, after a preponderance of the evidence ruled in our favor. In Superior Court it's an all or nothing ruling. In other words there is no settlement amount or compromise. A ruling in our favor means we owe the plaintiff nothing and we are entitled to recover our attorney fees and court costs from the plaintiff! Poetic justice!Words cannot express how impressed we are with John's professionalism and experience in protecting innocent people from the shady predators out there who take advantage of recovering American families. Highly, highly recommend John and his team!!!
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Posted by Chris | March 7, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Great Legal Team!
Bankruptcy laws are complex and difficult to understand. The bankruptcy process is intimidating to navigate without legal help. I'm thankful I received legal consultation and representation. Kymber was the first person I contacted at this office. She answered some of my questions about bankruptcy then scheduled an immediate appointment for me to meet with John. Throughout the bankruptcy process, Kymber promptly returned my calls and emails. She was very thorough when going through my stacks of documents prior to filing the bankruptcy petition. If required documents were missing, she immediately contacted me via email to request them. Kymber was a tremendous help. I met with John during the initial consultation and prior to filing the bankruptcy petition. He patiently explained the bankruptcy process and laws to me, reviewed my petition and schedules with me before filing them, and addressed all of my concerns. The decision to file bankruptcy wasn't easy one. John treated me with compassion and dignity during a very challenging time in my life. I was truly grateful for his help. I spoke to Jesse prior to the 341 meeting. Of course, I was anxious because I didn't know what to expect. I'm thankful that Jesse counseled me beforehand. He addressed my concerns which helped to alleviate my anxiety. He attended the meeting with me then discussed the next steps in the bankruptcy process afterwards. I greatly appreciated his help as well. Overall, I received outstanding service from Kymber, John, and Jesse. I highly recommend this law firm to anyone in AZ considering bankruptcy or requiring legal representation due to a creditor lawsuit. My bankruptcy case was discharged and I can breathe a little easier now. Thank you all so very much for your assistance!
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Posted by anonymous | December 16, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Best of the Best!
John Skiba truly is the Consumer Warrior. I was hit with a junk debt buyer lawsuit. There were several things wrong with what the debt buyer was doing but I wasn't sure if anything could be done about it but settle for the thousands they wanted. Their numbers were wrong, their documents were wrong, and they were very difficult to talk to. I had heard and read about John Skiba and the work he has done for consumers in bankruptcy cases and debt collection lawsuits. He knows the industry better than any other consumer attorney. His office was extremely helpful and responsive. They took care of everything and aggressively defended each attempt by the debt buyer's attorneys until the case was dismissed in my favor. Thank you, John!
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Posted by Mindy | December 8, 2016
This review is from a person who hired this attorney.
| Hired Attorney
John Skiba - excellent attorney!
John Skiba helped my husband and I at one of the hardest times in our lives. He made sure things went as smooth as possible and we were able to recover quickly financially from the spot we were in. I would recommend him to anyone needing bankruptcy assistance.
Posted by Thom | December 2, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Remarkable advocate
A number of years ago I found myself on an impossibly complex real estate litigation that required some very thoughtful post judgment legal strategy and planning. John Skiba was referred to me, and it turns out he was exactly the right person for this effort, at exactly the right time. Fast forward half a dozen years and the angst and expense of those dark times is a distant memory. John's steady hand and strategic thinking turned a lemons situation into lemonade. I hope to never need his services again, but should that ever be the case; he's my goto.
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Posted by Eddie | November 27, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Excellent Attorney
He has helped me with several of my situations and with each situation he was very knowledgable and attentive to what I needed. I highly recommend him if you are seeking legal services in the consumer area.
Posted by Michele | May 5, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Awesome!!
Attorney Skiba and his staff are great people to work with! The process was explained so I could understand what would be going on and kept in touch as to what was going on with the case. I would highly recommend Attorney Skiba for any consumer needs! I would definitely go back in the event I needed to! Thanks so much for all of your help!
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Posted by Justin | March 7, 2014
Excellent Attorney!
I received a call from a Collection Agency from an apartment that I lived in 5 years ago. I did not want to settle with the collection agency on a debt that I didn't feel occurred. Though, I could have settled for possible less than attorney fees, I hired John off the principle of the situation. Not only did John win the Judgment, but also had their Attorney pay for my costs. I would recommend the professionalism of Skiba Law group to everyone!
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Posted by Brian | February 21, 2014
Honest Lawyer
I met with attorney John Skiba about 8 months ago in regards to a debt collection company suing my wife.Within the first 5 minutes of my consultation with Mr. Skiba i knew he was the attorney for us. I was so impressed right off the bat with his professionalism and can do attitude. Mr. Skiba laid out all of the available options that my wife and I had and wanted to make sure that I was completely comfortable with all of the possible outcomes. Mr. Skiba was very clear in regards to our case. He stated from the beginning that we had a very good chance at beating this case due to the lack of evidence. I cannot thank him enough for all of his help and will continue to refer him to any friends, or family members that I possibly can when they are in need of a trusted attorney. Mr. Skiba offers a free consultation and I would highly recommend it to anyone facing difficult financial times to call him and schedule an appointment. Mr. Skiba will definitely guide you in the right direction and his fees are extremely reasonable. He made this difficult time very painless and i thank him for that. In the end my wife and i won our case thanks to Mr. Skiba. So if your looking for an attorney that will fight for your rights and who is up front and honest and delivers John Skiba is the one.
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Posted by Jeff | September 25, 2012
Awesome Bankruptcy Attorney!
I met with attorney John Skiba about a year ago for a bankruptcy consultation when I was living in AZ and was impressed right off the bat with his professionalism and compassion for the difficult financial situation that I was going through. He was available to meet with me right away. At the meeting, he clearly laid out all of the available options that I had and wanted to make sure that I was completely comfortable with what all of the possible outcomes could be. After working with John for almost a year on what I consider to be a pretty complicated bankruptcy, the outcome ended up being the best possible case scenario and was exactly what John had predicted. It was the best possible outcome for my family and for myself. Also, he was there every step of the way to answer any questions or concerns that I had. I cannot thank him enough for all of his help and will continue to refer him to any clients, friends, or family members that I possibly can when they are in need of a trusted bankruptcy adviser. I met John originally at a presentation that he was giving to a real estate company. I had even referred him to a family member prior to using him myself, and they were also very impressed and happy with his services. He offers a free consultation and I would highly recommend to anyone facing difficult financial times to call him and schedule an appointment. He will definitely guide you in the right direction and his fees are extremely reasonable compared to all of his competition. I would not go to anyone else for a bankruptcy or consultation.
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Posted by anonymous | November 17, 2010
Jacksion White Review
I have to totally disagree with the Aug 25 review. My wife and I have been very pleased with not only John Skiba but his support team, Brittany and Ashley as well. All of our questions were answered promptly and thoroughly. They were very professional and were very understanding of the emotional side of bankruptcy. I would recommend John Skiba and the Jackson White team to anyone. Thanks for all your help John
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Cost

We have not found any cost information for this lawyer

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AVVO RATING 9.3 (Superb)

Work Experience

  • Shareholder - Attorney
  • Jackson White, P.C.
  • 2021 - 2023
  • Consumer Litigation/Bankruptcy
  • Arizona Consumer Law Group, PLC
  • 2011 - 2020
  • Senior Associate
  • Jackson White, P.C.
  • 2009 - 2011
  • Senior Associate
  • Combs Law Group, P.C.
  • 2008 - 2009
  • Owner
  • Skiba Law Group, PLC
  • 2005 - 2008
  • Prosecutor
  • Maricopa County Attorneys Office
  • 2004 - 2005
  • Associate
  • Aspey, Watkins & Diesel, PLLC
  • 2003 - 2004
View all work experience

Education

  • University of Nevada
  • Juris Doctor
  • 2003
  • Brigham Young University
  • BS - Bachelor of Science
  • 1999

Sample of Legal Cases

  • Midland Funding, LLC v. Van Slyke
  • Defense Verdict
  • Wyatt v. Cavan Commercial, LLC
  • Jury Verdict for Plaintiff $600,000+

Associations

  • Ramsey Solutions
  • Master Financial Coach
  • 2018 - Present
  • National Association of Consumer Advocates
  • Member
  • 2011 - Present
  • American Bar Association
  • 2005 - Present
  • State Bar of Arizona
  • Member
  • 2003 - Present
  • National Association of Consumer Bankruptcy Attorneys
  • N/A
  • American Bankruptcy Institute
  • N/A
View all associations

Languages Spoken

  • English

Honors and Awards

  • Top Ten of 2012
  • Attorney at Law Magazine
  • 2012
  • CALI Excellence for the Future - Trial Advocacy
  • The Center for Computer -Assisted Legal Instruction
  • 2003

Publications

  • Jackson White, P.C. Client Publication
  • What You Need to Know About Bankruptcy
  • 2009
View all publications

Speaking Engagements

  • Lawyer Forward 2015
  • Entrepreneurship in Law Practice
  • 2016
  • Arizona Association of Independent Paralegals
  • Defending Consumer Debt Collection Cases
  • 2016
  • 2016 Annual Employment & Labor Law Fall Seminar
  • Social Media for Lawyers
  • 2016
  • Consumer Bankruptcy Issues & Housing
  • Consumer Bankruptcy & Housing Issues
  • 2012
  • Bankruptcy & Real Estate
  • Bankruptcy & Real Estate
  • 2012
  • Monthly Realtor Update
  • Bankruptcy and Real Estate Update
  • 2011
  • John Hall & Associates Monthly Realtor Meeting
  • Bankruptcy Issues in Short Sales
  • 2011
  • Pruven Real Estate & Investments Web Cast
  • Short Sales and the Arizona Anti-Deficiency Laws
  • 2010
  • Bankruptcy, Short Sales & Deficiency Laws
  • Bankruptcy, Short Sales, & Deficiency Laws
  • 2010
  • United Brokers Group Monthly Meeting
  • Bankruptcy and Foreclosure
  • 2009
  • United Brokers Group Community Outreach
  • Bankruptcy in the Housing Crisis
  • 2009
  • Paramount Properties of Arizona Agent Meeting
  • Removing second mortgages through Chapter 13 bankruptcy
  • 2009
  • West USA Realty Meeting
  • Bankruptcy and Short Sales
  • 2008
  • West USA Realty Meeting
  • Bankruptcy and Real Estate
  • 2008
View all speaking engagements

Attorney endorsements

Received (18)
Given (11)
Endorse John
Bankruptcy and debt Attorney | Feb 07
Relationship: Fellow lawyer in community
"I have known John and have watched his good work for consumers in Arizona for a number of years now. Especially dealing with debt collectors or debt buyers like Midland Funding. He gives away a ton of great information that you should look at. Not everyone who is dealing with debt or a debt collector needs a lawyer but everyone needs good solid information. He'll give you very solid information. And then you'll need to act on that information. If you need a lawyer in Arizona, I highly recommend John Skiba. He'll shoot straight with you and guide you through the process. John Watts"
Debt settlement Attorney | Apr 16
Relationship: Fellow lawyer in community
"I have known John for almost 15 years. I have relied upon his counsel many times in the areas of bankruptcy and debt settlement. He is extremely competent and articulate. I highly recommend John to anyone who is in need of advice relating to bankruptcy or consumer rights issues."
Bankruptcy and debt Attorney | Feb 10
Relationship: Fellow lawyer in community
"I've known John for several years through national channels. He is a tremendous advocate for clients that are going through a vey difficult situation. If you have a credit problem or debt is getting out of control in Arizona, I highly recommend you contact John."
Chapter 7 bankruptcy Attorney | Apr 14
Relationship: Fellow lawyer in community
"John Skiba possesses the requisite experience and demonstrated skill as an authority in the field of bankruptcy. Individuals struggling with debt or collections will find Mr. Skiba provides the highest level legal counsel. Highly recommend."
Chapter 13 bankruptcy Attorney | Apr 09
Relationship: Other
"John is focused on staying on the cutting of the law and business in order to serve the needs of his clients."
Bankruptcy and debt Attorney | Apr 16
Relationship: Worked together on matter
"I have worked with John and appreciate his friendship in the legal community. He is a trusted attorney who I will continue to recommend to anyone who is considering bankruptcy or who needs an ally with debt issues."
Debt settlement Attorney | Apr 16
Relationship: Fellow lawyer in community
"John is a great lawyer. He has an analytical mind that can discern both the legal and practical aspect of a matter that are most important to getting results."
Chapter 7 bankruptcy Attorney | Apr 16
Relationship: Fellow lawyer in community
"I have known John for several years. He has a strong background in litigation and is a leader among his peers in bankruptcy and consumer advocacy."
Chapter 7 bankruptcy Attorney | Sep 12
Relationship: Fellow lawyer in community
"John Skiba is a fantastic attorney. He's a true genius at his craft. Every referral I've ever sent him gave me nothing but positive feedback. I highly recommend John if you have any sort of debt problem. He not only handles bankruptcy cases but fights against dishonest and abusive debt collectors."
Chapter 13 bankruptcy Attorney | Feb 03
Relationship: Fellow lawyer in community
"I have worked opposite John and found him to be knowledgeable and professional. He is an experienced bankruptcy attorney and a progressive voice for online client service. I recommend him without hesitation."
Bankruptcy and debt Attorney | Sep 10
Relationship: Fellow lawyer in community
"I have known and practiced with John for ten years. He is a great attorney who really believes in fighting vigorously for his clients. I have referred many clients to him over the years who have been very happy with his representation. He is a genuinely nice person who enjoys helping people navigate challenges they are facing."
Bankruptcy and debt Attorney | Sep 03
Relationship: Fellow lawyer in community
"I watch John practice in Arizona and he does a great job for his clients."
Chapter 7 bankruptcy Attorney | May 29
Relationship: Fellow lawyer in community
"I know from personal experience that John is a caring and insightful bankruptcy attorney. He cares about his clients and he advocates like you would expect an attorney. I endorse him whole heartedly."
Bankruptcy and debt Attorney | Apr 26
Relationship: Fellow lawyer in community
"John is a skilled attorney with a broad range of experience. This experience enables him to see issues and identify risks that attorneys with more limited vision would miss."
Chapter 7 bankruptcy Attorney | Feb 12
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Feb 05
Relationship: Other
"I endorse this lawyer based on his insightful advice posted on AVVO."
Chapter 7 bankruptcy Attorney | Sep 01
Relationship: Co-worker
"When people contact me with questions about bankruptcy, I refer them to John Skiba -he has to be Arizona's #1 Bankruptcy Attorney. He offers a free consultation to help people work through the issues during these tough economic times. He helps a lot of people and charges a reasonable fee. I trust John to handle any bankruptcy issues that come accross my desk."
Chapter 7 bankruptcy Attorney | Jul 24
Relationship: Fellow lawyer in community
"I endorse this lawyer's work. I am familiar with Mr. Skiba from his many insightful and intelligent answers to questions posted on Avvo. Always willing to help out and give good concise answers."
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