What damages can I get if I sue under the FCRA for false credit reporting in Alabama?
Jul 18, 2019
When you're suing under the Fair Credit Reporting Act (FCRA) for false credit reporting, you may be compensated with statutory damages (which is up to $1,000 er violation), and these bad debt collecto...
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How will I know whether or not I've won my Alabama debt collection lawsuit?
Jul 18, 2019
When you're dealing with a debt collection lawsuit, it makes sense to wonder how you'll know the verdict of your lawsuit. In Alabama, either the judge will let you know at the of your trial, or you wi...
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Can I use the TCPA to sue my credit card company for blowing up my cell phone?
Jul 18, 2019
Yes, the TCPA can be used against your credit card company. The TCPA is "Telephone Consumer Protection Act" and it is a great law that protects consumers.. Companies, including credit card companies, ...
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What is a good form letter to send to debt collectors under the FDCPA?
Jul 18, 2019
When you're looking to send a dispute letter to a debt collector, here are a few things to consider: The purpose of the letter, which is to dispute with them and gain information. How to send the lett...
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Will I be sued on the same debt after I've settled my collection case?
Jul 17, 2019
If you are sued on a debt that you've already settled, then whoever sued you will have very serious issues. In the past we've handled several of these types of cases, and the amount of money that the ...
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Should I show up for my debt collection lawsuit trial in Alabama?
Jul 17, 2019
When you're dealing with a debt collection lawsuit, it makes sense to wonder whether or not you should show up to your trial. If you're handling your collection lawsuit on your own, you MUST show up f...
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How will I be notified of my trial date in my debt collection lawsuit in Alabama?
Jul 17, 2019
If you have a lawyer, your lawyer will be notified through the online court system. If you represent yourself, you'll receive a letter or court notice that will give you the date and time and location...
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Debt buyers are covered by the FDCPA in a collection lawsuit, right?
Jul 17, 2019
Yes, they are in almost all cases. Debt buyers who are in the business of buying debt to then collect or sue on it are just one type of debt collector that are covered by the Fair Debt Collection Prac...
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Are all debt collection lawsuits the same across the country?
Jul 17, 2019
No, they're not. The videos that I do are for Alabama consumers only. There is some overlap and hopefully you can learn things from the Alabama videos but do keep in mind you always have to make sure ...
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Why credit reporting agencies do not believe consumers when there are credit reporting errors.
Jul 17, 2019
You have the right to accurate credit reports. So why do these credit bureaus (Equifax, Experian, TransUnion, etc) not believe you when you give them proof of errors? Why do they believe the furnisher...
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