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SaraEllen McCay Hutchison

Consumer protection Attorney at Tacoma, WA

5.0   10 reviews
  • State Years
    Alaska - AK 18 years
    Washington - WA 18 years
  • Licensed for 18 years
    State AK
    Acquired 2005
    Active No misconduct found
  • Licensed for 18 years
    State WA
    Acquired 2005
    Active No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About SaraEllen

Learn SaraEllen’s areas of practice.

Practice areas
  1. Consumer protection
    Did a business do something unfair and deceptive? The Consumer Protection Act is powerful remedy. I take these cases to trial and frequently co-counsel.

    14 years

  2. Identity theft
    I handle Fair Credit Reporting Act cases involving ID theft and inaccurate reporting. Other people's info on your credit or background check might actually be a computer mixup called a "mixed file." This isn't "credit repair."

    14 years

  3. Privacy
    Inaccurate info on a background check or credit report? The Fair Credit Reporting Act is a privacy statute that protects you.

    14 years

  4. Contracts and agreements
    If you are getting ripped off in some transaction, subscription or agreement with a business -- like a telecom, or with a service provider like a life coach or business coach, you have rights and may be able to get a refund. Reach out to me.

    14 years

  5. Credit card fraud
    The Fair Credit Billing Act is a federal law that protects you from getting stuck with false credit card charges. You might also have claims under the Fair Credit Reporting Act.

    14 years

  6. Debt collection
    If you are the victim of abusive debt collection, or someone is harassing you to pay a debt that isn't yours or that you already paid, you have rights under the Fair Debt Collection Practices Act and other laws.

    14 years

  7. Appeals
    I represent "the side of the people" -- the consumer, employee, injured person, etc. whether they are the appellant or appellee. If you are an individual or organization needing appellate or amicus help, I am happy to discuss.

    9 years

  8. Discrimination
    If you are military, a veteran, disabled, or a member of another protected group or identity and are experiencing discrimination at your job or discrimination by a business, you have rights.

    3 years

I am a Consumer Rights Trial Lawyer. I have devoted my career to fighting for fairness. Here's who I help, and how:

I help consumers restore their good name and protect their pocketbooks and privacy with powerful laws like the Fair Credit Reporting Act, Fair Debt Collection Practices Act and the Washington State Consumer Protection Act.

Have you been harmed by false credit reporting or identity theft? This looks like:

  • You have something on your credit or background check that does not belong to you (it’s someone else’s due to a computer problem, similar name, or identity theft), and you’ve been turned down for credit, insurance, an apartment or a job, or,
  • Some account is reporting totally inaccurate (e.g., mortgage company or car lender says you didn’t pay after you paid it off), and you have already disputed to the creditor, debt collector, Equifax, Experian and/or Trans Union and it’s still wrong on your credit.

Abusive debt collection? This looks like:

  • You paid the debt, but somebody is demanding you pay it again.
  • It isn't your debt.
  • It was your debt, but they're being horrid to you on the phone

I also help my fellow lawyers as co-counsel, local counsel, trial counsel and appellate counsel.

I have several large verdicts (meaning, large for cases without bodily harm) in state and federal courts and am admitted to the 9th Circuit, 3rd Circuit and 6th Circuit.

I have a unique way of bringing out the very best in you and your clients at trial and can take on a variety of trial and litigation roles. Please check out my website for greater detail on how I can help you.

Are you an entrepreneur or life coach who has been ripped off or scammed by a business coach or other kind of program or "container?"

Not only am I a consumer protection lawyer, I am a life coach with two certifications and I know what's wonderful -- and not so wonderful -- about the industry. I will work hard to get you a refund or other relief to which you may be entitled if you had a disappointing or even abusive experience with a coach or program.

Check out my website to read more.


2367 Tacoma Ave S
Tacoma, WA, 98402

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5.0 / 5.0
  10 customer reviews
5 Star
4 Star
3 Star
2 Star
1 Star
Posted by Alicia | February 21, 2023
This review is from a person who hired this attorney.
| Hired Attorney
If I could give her more stars, I would
She is one of the fastest most efficient attorneys. She has helped me out on two complicated cases. Not only did she get them resolved, but she got them done quickly.
Posted by anonymous | June 20, 2019
This review is from a person who hired this attorney.
| Hired Attorney
Knows the Law!
SaraEllen Hutchinson is an excellent lawyer in consumer protection. I was trying to handle a problem myself with one of the credit reporting agencies. It was going on for 7 months, and not only was I getting nowhere, it was actually getting worse. I was scared, angry, and completely locked out of my credit report, while ID thieves were in. I called SaraEllen's office on a Friday at 5:00 pm. She emailed me the same evening, and by Monday morning she was handling my case. She has a strong working relationship with other lawyers, and within 2 months she had everything corrected. She represented me and handled everything with professionalism, and her knowledge of the credit protection laws. I am so happy with the outcome, and if I ever need need help in this area of law again, I won't hesitate hiring her!
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Posted by Candicejade Tajalle-Crisostomo | January 7, 2017
This review is from a person who hired this attorney.
| Hired Attorney
My attorney SaraEllen,
My attorney SaraEllen, has given me the opportunity to have a fresh start in building a career for myself. SaraEllen has helped me get through a very emotional and terrifying experience with debt collection at the age of 20. She has been motivated and strong willed through out my whole case and also helping me dispute other problems that I wasn't even sure was possible without having to just bite the bullet and take it as it came at me. She was very knowledgable and taught me how to stand up for myself in situations that I knew nothing about. SaraEllen is a person who I would definitely recommend to anyone who is in need of help with any circumstances similar to mine. Thank you so much, SaraEllen you are the absolute BEST!
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Posted by Michael | December 31, 2014
SaraEllen, Best Debt Lawyer in Seattle!!
SaraEllen is a master of her trade. She navigates the legal system with a forceful finesse and communicates with clients clearly, consistently, and calmly. I was dealing with a company who was trying to collect a false debt. I did everything in my power to resolve it myself, but I was stuck in an automated system. I was worried my credit would be ruined and was referred to SaraEllen by a close friend to resolve the matter. From the first meeting I knew I was in the best possible hands available, she was sharp, professional, and respectful. We built a thorough case in two short weeks and had my debt removed and a settlement within a month! My experience with SaraEllen was amazing, there's no better debt lawyer in Seattle!
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Posted by Jinnger | June 25, 2014
Great Experience
SaraEllen represented all qualities I would expect from a trustworthy lawyer. I have not had any prior experience with attorneys in the past, however, Sara kept me well informed, looked at my case from all angles and handled all events in a respectful and professional manner. I would reccommend her services to anyone who is faced with debt collection concerns. I was uncertain of a lot of events and Sara continued to ask questions and became very knowledgable about my situation. She was always able to explain terms and conditions in a laymen's terms if I did not understand. She made all her actions clear to me and laid out all options and let me decide what I wanted to do while giving me her professional opinion. I am very satisfied at the outcome of my case, even when things seemed to not go our way she was adament in approaching it from all angles and did not fail to deliver a positive outcome.
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Posted by anonymous | March 11, 2013
My Lawyer SaraEllen Hutchison is AWESOME!!!!!
SaraEllen helped me out on a debt that had caused me so many sleepless nights and years and years of accrued interest. She not only negotiated the debt down to such an amazingly small amount compared to what the creditor wanted but she also got the repayment terms down to something I could handle, She answered all my emails and phone calls almost immediately. I would recommend her to anyone with Debt problems or Credit Card problems. SHE IS ABSOLUTELY AMAZING!!
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Posted by Melissa | December 11, 2012
Awesome attorney
She is an awesome person as well as attorney really helps out the less knowledgeable
Posted by anonymous | June 19, 2012
Excellent Defender for the Disadvantge
The nicest attorney I've ever known. Very understanding and have a big heart to people who are bullied by debt collectors. She 's very smart and very reliable. She's very detailed and oriented and rise you up in difficult situation. She'll treat you humanely in every step of the way. I trust her and recommend her 100%.
Posted by Ian | April 19, 2012
SaraEllen was a pleasure to work with
I don't have much experience with working with a lawyers but when I was faced with some financial difficulties I thought it was best to at least speak with an attorney. After doing some searching on the internet I came upon the Law Office of SaraEllen Hutchison. She offered a 15 minute free consultation. At that time I didn't have a expectation for rendering her service. After explaining the situation she agreed to take my case. From that point forward it was a complete pleasure to work with her. Over the course of several phone calls she collected all the necessary information and proceeded with the case...... on her own dime. She didn't miss any details. I was really impressed with the amount of information she collected and that made all the difference in the end. Over the duration of the case she was always very helpful in explaining what was going on so I could understand. Also, she was very prompt with emails/phone replies. I would not hesitate to work with SaraEllen again and wholehearted recommend her to others.
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Posted by Amanda | March 5, 2012
excellent debt attorney
She was so helpful, she kept me well informed during the entire case, even when there was a pause in the case she still called to let me know that we were waiting on results. The case resulted in my favor and I am very thankful for that. She truely cared about helping me and was interested in my case. She showed qualities you don't find in many lawyers. I would highly recommend her to any person going though debt collection.
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  • Hourly Rates $ 450-550 per hour
  • Contingency 30%-40%
Payment methods
Cash, Check, Credit Card


AVVO RATING 10.0 (Superb)

Work Experience

  • Attorney
  • Law Office of SaraEllen Hutchison, PLLC
  • 2010 - Present
  • Municipal Lobbyist
  • Alaska Center for the Environment
  • 2007 - 2009
  • Attorney
  • Allen N. Dayan & Associates
  • 2006 - 2007


  • Gerry Spence Trial Lawyers College
  • Graduate
  • 2012
  • Georgia State University College of Law
  • JD - Juris Doctor
  • 2004

Sample of Legal Cases

  • Brandt v. Columbia Credit Services et al, 2:17- cv-703-RSM (Western Dist. Wash 2018)
  • Verdict for Plaintiff.
  • Fangsrud von Esch v. Legacy Salmon Creek Hospital et al, No. 17-35659 (9th Cir., September 13, 2018) (not for publication)
  • Remanded
  • Douglass v. Convergent Outsourcing, 3rd Cir. 2014
  • Summary Judgment vacated; remanded in favor of consumer Douglass.


  • National Association of Consumer Advocates
  • Attorney Member
  • 2011 - Present
  • King County Bar Association
  • Member
  • 2014 - 2016
  • Washington State Association for Justice
  • 2012 - 2015
  • Washington State Bar Association, Consumer Protection, Antitrust and Unfair Practices Section
  • Executive Committee Member
  • 2012 - 2016
  • Spokane County Bar Association
  • Member
  • 2010 - 2011
View all associations

Languages Spoken

  • English

Honors and Awards

  • CALI Award - Legislation
  • CALI
  • 2003


  • Trial News Washington State Trial Lawyers
  • Truth, Justice, and Emotional Distress Damages
  • 2019
  • The Warrior
  • Discovering the Emotional Story
  • 2019
  • The Warrior
  • On Burnout
  • 2018
View all publications

Speaking Engagements

  • National Association of Consumer Advocates Fair Credit Reporting Act Conference
  • Defendant's Depositions
  • 2019
  • Oregon Trial Lawyers Association, Consumer Law Section
  • Maximize Non-Economic Damages in Consumer Protection Trials
  • 2018
  • National Consumer Law Center Annual Litigation Conference
  • Building a Solo Consumer Practice
  • 2017
  • National Association of Consumer Advocates Webinar Series
  • Building an FCRA Practice
  • 2017
  • Alaska Bar Association, Bankruptcy Law Section
  • FCRA 101 for Alaska Bankruptcy Section Meeting
  • 2017
  • WSAJ North Seattle Roundtable
  • Fair Credit Reporting Act
  • 2016
  • LawReview CLE Consumer Protection
  • Ethics
  • 2013
View all speaking engagements

Attorney endorsements

Received (11)
Given (8)
Endorse SaraEllen
Identity theft Attorney | Dec 17
Relationship: Fellow lawyer in community
"SaraEllen Hutchison is the kind of attorney who won't stop until she gets to the very bottom of a case. She's not satisfied with anything that's less than 100% of the value her clients should receive in a case and fights like a bear to get all of it!"
Debt collection Attorney | May 09
Relationship: Fellow lawyer in community
"I highly recommend SaraEllen as a consumer protection attorney. She has offered guidance on a number of debt collection matters for Clients of mine and I have no hesitation referring individuals to her firm."
Debt settlement Attorney | Feb 17
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Debt collection Attorney | Jan 12
Relationship: Friend
"SaraEllen is a tremendous advocate for her clients. I would not hesitate to refer a matter to this lawyer. I endorse this lawyer."
Debt collection Attorney | Jul 22
Relationship: Worked together on matter
"I have had the pleasure of working with SaraEllen on various matters. She is smart and well-versed in all things debt collections and negotiations, and credit reporting. So glad she is in the trenches for consumers."
Debt collection Attorney | May 04
Relationship: Other
"SaraEllen fights for her clients like no one I have ever seen. I would highly recommend her to anyone that has issues regarding debt collections"
Unknown Attorney | Nov 24
Relationship: Other
"I endorse this lawyer."
Debt and lending agreements Attorney | Jun 18
Relationship: Fellow lawyer in community
"I endorse this lawyer. Attorney Hutchison is a fellow member of the National Association of Consumer Advocates (NACA). She fights abusive debt collection practices and her postings on NACA's listservs show a significant expertise in that area."
General practice Attorney | Oct 01
Relationship: Fellow lawyer in community
"I endorse this lawyer, Sara's passion for the disadvantaged is a rare trait in our community."
Litigation Attorney | Aug 29
Relationship: Fellow lawyer in community
"I endorse this lawyer. I have known Ms. Hutchison for well over a year and she is a bright and capable lawyer. She has shown to be a very quick study and she picks up legal issues quickly and analyzes cases very well."
Contracts and agreements Attorney | Aug 29
Relationship: Fellow lawyer in community
"I have had the privilege of working with Ms. Hutchinson on several matters including a district court trial. I am very impressed with her knowledge of trial practice and professionality. Ms. Hutchinson always goes the extra mile to achieve her clients' goals. She has my unqualified endoresement. Anyone who hires Ms. Hutchinson should feel confident that he or she has made the right decision."
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Criminal defense
Criminal defense
Bankruptcy and debt
Employment and labor
Debt and lending agreements