We provide experienced and understanding service to consumers in chapter 7 and chapter 13 bankruptcy
|Award name||Grantor||Date granted|
|Peer Review Rated||Martindale-Hubbell||2016|
|2016 Client Distinction Award||Martindale-Hubbell||2016|
|Attorney||Kramer Legal Group, Ltd.||2003 - Present|
|Association name||Position name||Duration|
|Thomas F. Waldron American Bankruptcy Law Forum||Trustee||2014 - Present|
|National Association of Consumer Bankruptcy Attorneys||Member||2005 - Present|
|Ohio State Bar Association||Member||2000 - Present|
|In re Anderson, 383 B.R. 699 (Bankr. S.D. Ohio 2008)||Objection to confirmation sustained in part, denied in part.|
|In re Murray, 350 B.R. 408 (Bankr. S.D. Ohio 2006)||Debtors prevailed. The absence of the automatic Stay did not relieve creditors of binding effect of debtors' Chapter 13 plan.|
|See all legal cases|
|University of Dayton||Law||Juris Doctor||1999|
|San Francisco State University||Psychology||BS - Bachelor of Science||1986|
|Thomas F. Waldron American Bankruptcy Law Forum||Chapter 13 Bankruptcy||2015|
|CLE||Bankruptcy Chapter 13||2014|
|CLE||Bankruptcy Chapter 13||2013|
|CLE||Chapter 13 Bankruptcy||2012|
|American Bankruptcy Law Forum||Bankruptcy Exemptions and exemptability of inherited IRA's||2011|
|Dayton Bar Association||An Introduction to Chapter 13||2009|
|2008 American Bankruptcy Law Forum||Bankruptcy Exemptions||2008|
Posted by Leigh
I consider myself a hard working, independent woman who has always taken pride in what I do and how I do it. After a 19 year marriage and 3 wonderful children later, I found myself in a place I never thought I would be...afraid, alone, and in serious debt. I didn't know what to do, and denial was definitely NOT working anymore. I was getting collection calls ALL the time, I was nervous and anxious ALL the time. I still had to keep things running as a single mother, but I literally felt like I was drowning and I was running out of money. I felt defeated and alone. I considered debt consolidation/counseling but even that seemed overwhelming. I stopped into a library one afternoon and happened to walk across a book dealing with bankruptcy. It was really the last thing I wanted to do. I figured I could at least talk to a lawyer, no harm in that. I knew Scott Kramer from a friend of mine. I decided to call him and set up a visit. I remember sitting across from him, just crying. "this isn't me", "I shouldn't be here", I'm not a bad person". Scott was amazing. He made me realize that EVERYBODY deserves a second chance...he was right! I took a deep breathe, stood up, shook his hand and started the filing process with him. The entire time Scott made me feel okay about what I was doing. He was absolutely the most professional, yet caring lawyer I had ever met or worked with. He kept me updated on the process, managed my expectations, answered all my crazy questions...he was great! Once the process was finished, I felt a HUGE sense of relief, it really did feel like a ton of bricks off my chest. The most incredible thing....I was even able to buy a house after only 2 years! I have heard others talk about their bankruptcy experience and it makes me cringe to hear what some of them went through. My experience was the best. I HIGHLY recommend Scott Kramer.
Posted by Frenchie
Scott has done an outstanding job handling my bankruptcy. He stayed on top of all aspects of it and kept me informed every step of the way. By the far the best experience I have had with an attorney!!
Posted by Larry
I was given Scott's name from a person who said he would be able to help me. I had been through a very messy divorce and had been trying to pay my bills for three years. I could not do it any longer and I was at my wits end. Filing for bankruptcy was just not in my character. All my life I've been taught to pay my bills and I had accomplished that until my divorce. I excepted all of our debt and a major amount to the feds. There was just not enough income to make it. I thought I could make it, but I couldn't. I was embarrassed I was a fraid I would be humiliated . So I made an appointment with Scott Kramer. When I first met him I felt like I had known him for years he was kind, considerate and treated me with dignity. His assistance was wonderful. He Explained my situation and what he felt was best for me. I agreed and we proceeded with my bankruptcy chapter 13. During the time of my bankruptcy I had an unfortunate accident. I had loaned my car to a friend and a young lady pulled out in front of him and it totaled my van. I had nothing I got measly pennies for my van and I have no vehicle. Once again I talk to Scott and explain my situation Scott immediately jumped on and got me permission to purchase a vehicle so I still could continue with my life. This young man is absolutely amazing and I highly recommend that anyone needing assistance contact Scott Krammer attorney-at-law.
I thank you from the bottom my heart for your kindness, respect, thoughtfulness and treating me like a human being.