Scott Allen Kramer

I was given Scott's name from a person who said he would be able to help me. I had been through a very messy divorce and had been trying to pay my bills for three years. I could not do it any longer and I was at my wits end. Filing for bankruptcy was just not in my character. All my life I've been ...taught to pay my bills and I had accomplished that until my divorce. I excepted all of our debt and a major amount to the feds. There was just not enough income to make it. I thought I could make it, but I couldn't. I was embarrassed I was a fraid I would be humiliated . So I made an appointment with Scott Kramer. When I first met him I felt like I had known him for years he was kind, considerate and treated me with dignity. His assistance was wonderful. He Explained my situation and what he felt was best for me. I agreed and we proceeded with my bankruptcy chapter 13. During the time of my bankruptcy I had an unfortunate accident. I had loaned my car to a friend and a young lady pulled out in front of him and it totaled my van. I had nothing I got measly pennies for my van and I have no vehicle. Once again I talk to Scott and explain my situation Scott immediately jumped on and got me permission to purchase a vehicle so I still could continue with my life. This young man is absolutely amazing and I highly recommend that anyone needing assistance contact Scott Krammer attorney-at-law. Scott, I thank you from the bottom my heart for your kindness, respect, thoughtfulness and treating me like a human being. Larry

I can't say enough about Mr. Kramer. The decision to file bankruptcy was the most difficult decision we have faced so far, but after having our initial consultation with Mr. Kramer, our fears were put to rest. We were planning a Chapter 13, but do to unforeseen circumstances regarding employment, ...we ended up filing as a Chapter 7. He kept us informed every step of the way, and presented the facts in easy to understand and honest terms. Our case was discharged and closed without issue. We have our fresh start, and we owe it all to Mr. Kramer!