Scott Allen Kramer

Sometimes, despite my best intentions, things don't always turn out the way I thought they would. Personal financial decisions I thought were calculated risks turned into a devastating tumble down the road of life. Stressed, emotional, and embarrassed I felt I wasn’t in control anymore. I didn’t know... who to talk to or where to turn. If I didn’t act soon my financial life would be dictated by others. I needed discrete, professional help. I went on the internet to research my options and start the ball rolling in the right direction. I looked at debt consolidation, buy down, and bankruptcy options. I needed to talk to someone face to face instead of on the phone. I needed someone who could discuss all the options and tell me the consequences of each. I came across Scott Kramer on the internet and gave his office call to set an appointment. Soon I was sitting in Mr. Kramer’s office telling him about my circumstances. Mr. Kramer listened to me and put me at ease. I began to feel the stress lift as he explained the different options and we began to formalize a plan of recovery. I decided the best option would be bankruptcy. Throughout the process, Mr. Kramer was always available to answer my questions and keep me informed of what was going on and what was going to happen next. I was in the capable hands of an experienced advocate that is known and respected in the local courts. The court discharged my debt and now I’m rebuilding my credit. Thank you Mr. Kramer.

I can't say enough about Mr. Kramer. The decision to file bankruptcy was the most difficult decision we have faced so far, but after having our initial consultation with Mr. Kramer, our fears were put to rest. We were planning a Chapter 13, but do to unforeseen circumstances regarding employment, ...we ended up filing as a Chapter 7. He kept us informed every step of the way, and presented the facts in easy to understand and honest terms. Our case was discharged and closed without issue. We have our fresh start, and we owe it all to Mr. Kramer!

There are no words I can use to describe how I want thank Mr. Kramer. My case was complicated and I went to see 3 other lawyers before going to see Scott Kramer. Nobody knew what to do with my case and some wouldn't even try to do it. But Mr. Kramer knew exactly what to do and I was so thankful he to...ok my case. He knows his job very well and was very patience with me with my hearing loss as well. Working with him and his team was a wonderful experience. I received word from Mr. Kramer yesterday that my bankruptcy case had been discharged. I still had 3 years left to pay on it. He did an amazing job on my case. If you go with Mr. Kramer as your bankruptcy lawyer, you will not be disappointed. I will refer anyone and everyone to him who needs his services. He is simply amazing at his job. I feel I was very well blessed the day I met Mr. Kramer and he was kind enough to take my case. God bless you Mr. Kramer and thank you for everything you did to make this experience as easy as possible on me. Thank you

When I went for a consultation concerning my situation, Scott was frank and upfront about what my options were. I was appreciative that he spent the time I needed to make decisions on what I wanted to pursue. Scott gave me personal recomendations with my LLC which was much appreciated. It is obvio...us he is very knowledgable with his subject matter and I appreciated that he has been responsive to all my questions. Scott is very busy but he will respond to your email requests fairly quickly. I at times asked him very specific information, many things I do not know how they work and still have some further clarifications I need as we go further into the process. I have found Scott to be trust worthy and approachable. I apprecaite both characteristics.