Scott Allen Kramer

I consider myself a hard working, independent woman who has always taken pride in what I do and how I do it. After a 19 year marriage and 3 wonderful children later, I found myself in a place I never thought I would be...afraid, alone, and in serious debt. I didn't know what to do, and denial was d...efinitely NOT working anymore. I was getting collection calls ALL the time, I was nervous and anxious ALL the time. I still had to keep things running as a single mother, but I literally felt like I was drowning and I was running out of money. I felt defeated and alone. I considered debt consolidation/counseling but even that seemed overwhelming. I stopped into a library one afternoon and happened to walk across a book dealing with bankruptcy. It was really the last thing I wanted to do. I figured I could at least talk to a lawyer, no harm in that. I knew Scott Kramer from a friend of mine. I decided to call him and set up a visit. I remember sitting across from him, just crying. "this isn't me", "I shouldn't be here", I'm not a bad person". Scott was amazing. He made me realize that EVERYBODY deserves a second chance...he was right! I took a deep breathe, stood up, shook his hand and started the filing process with him. The entire time Scott made me feel okay about what I was doing. He was absolutely the most professional, yet caring lawyer I had ever met or worked with. He kept me updated on the process, managed my expectations, answered all my crazy questions...he was great! Once the process was finished, I felt a HUGE sense of relief, it really did feel like a ton of bricks off my chest. The most incredible thing....I was even able to buy a house after only 2 years! I have heard others talk about their bankruptcy experience and it makes me cringe to hear what some of them went through. My experience was the best. I HIGHLY recommend Scott Kramer.

I can't say enough about Mr. Kramer. The decision to file bankruptcy was the most difficult decision we have faced so far, but after having our initial consultation with Mr. Kramer, our fears were put to rest. We were planning a Chapter 13, but do to unforeseen circumstances regarding employment, ...we ended up filing as a Chapter 7. He kept us informed every step of the way, and presented the facts in easy to understand and honest terms. Our case was discharged and closed without issue. We have our fresh start, and we owe it all to Mr. Kramer!

There are no words I can use to describe how I want thank Mr. Kramer. My case was complicated and I went to see 3 other lawyers before going to see Scott Kramer. Nobody knew what to do with my case and some wouldn't even try to do it. But Mr. Kramer knew exactly what to do and I was so thankful he to...ok my case. He knows his job very well and was very patience with me with my hearing loss as well. Working with him and his team was a wonderful experience. I received word from Mr. Kramer yesterday that my bankruptcy case had been discharged. I still had 3 years left to pay on it. He did an amazing job on my case. If you go with Mr. Kramer as your bankruptcy lawyer, you will not be disappointed. I will refer anyone and everyone to him who needs his services. He is simply amazing at his job. I feel I was very well blessed the day I met Mr. Kramer and he was kind enough to take my case. God bless you Mr. Kramer and thank you for everything you did to make this experience as easy as possible on me. Thank you

Scott Kramer was referred to me due the detail and complexity of my case. After interviewing several attorneys the choice to work with Mr. Kramer was clear. Several meeting took place over the course of a year and at present we receive follow-up and confirmation our case is being handled properly and... professionally. Mr. Kramer put into action the plan best suited to our situation. We are confident his representation, of me and my companies, benefitted all to the best of our abilities.