Birmingham, AL
Consumer protection Lawyer at Birmingham, AL
Practice Areas: Consumer Protection, Personal Injury, Bankruptcy & Debt
You can actually use both the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) to stop debt collectors from falsely reporting on your credit. Find out when and how e...
See Full GuideWhen you're writing a cease and desist letter, there's no magic language to use. You simply need to say, ""I refuse to pay any debt you have" or "I don't want you to communicate anymore with me" to th...
See Full GuideThis is a wonderful question. Very few cases actually go to trial for a few reasons such as: 1. The fact that most civil cases settle. 2. Fee shifting can take place. This means the debt collector can...
See Full GuideUnfortunately, bad things can happen when you've been sued in a ejectment lawsuit in Alabama. Here are a few things that can happen. 1. You could legitimately be kicked out of your house. 2. You could...
See Full GuideWhen you're dealing with the Fair Debt Collection Practices Act (FDCPA), there are some consequences that the debt collectors face. One of these consequences is that if you win your case, the collecto...
See Full GuideOnce the judgment against you has been satisfied, here are some steps you should take. First, you need to check your credit reports. If they're not reporting a judgment, then you're good. When a judgm...
See Full GuideIn Alabama, you have 30 days from the time you were served to answer your ejectment lawsuit. An ejectment lawsuit happens AFTER a foreclosure. You will be kicked out of your home if you don't respond ...
See Full GuideIf you represent yourself, I can't tell you what to put in your answer, but I can walk you through what you will be looking at when you file your answer. On the answer form, you will see 4 boxes, A, B...
See Full GuideYour credit reports impact many areas of life. Here are a few steps you can take to make sure that they're perfect. 1. Print off your credit reports. 2. Literally go line by line and make sure that ev...
See Full GuideThe first thing you should do is check your credit reports. If the judgment isn't there, then there's nothing to do. However, if the judgment is still on your credit report, then you should properly d...
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