Birmingham, AL
Consumer protection Lawyer at Birmingham, AL
Practice Areas: Consumer Protection, Personal Injury, Bankruptcy & Debt
You shouldn't hire a non-lawyer to handle your case. You should either handle the case on your own, or you should hire a licensed attorney in Alabama who knows how to handle these types of lawsuits. I...
See Full GuideA 1692e(8) violation under the FDCPA (Fair Debt Collection Practices Act) allows consumers to sue debt collectors, instead of disputing through the credit bureaus. Under this section of the FDCPA, the...
See Full GuideAn autodialer is a machine that calls thousands of numbers an hour. Usually we'll get a call from our doctor's office from an autodialer to remind us of an appointment, which helps us out.. The TCPA p...
See Full GuideThis is a reasonable question, because of HIPAA and other laws that explain your right to privacy. When we sue the defendant and claim personal injury, the defendant has the right to defend themselves...
See Full GuideAn annuity is where we turn our assets into stead streams of income. We give the insurance company money, and they give us a contract that says they will give you X amount a month for X amount of mont...
See Full GuideIf the debt collector is lying about removing false credit reporting, sue them in Federal Court for money damages. These debt collectors have a bad habit of explaining their actions by saying, "It's j...
See Full GuideA default judgment is a document that you receive if you ignore your collection lawsuit. It says that you owe the collection agency. Take a default judgment seriously, because it will affect your cred...
See Full GuideThese three terms are related to your home. The note is the debt. The mortgage is the security tying the debt to your home. We like to say that the mortgage "ties the debt to the dirt." The deed is th...
See Full GuideYes, they can. Debt collectors often violate the TCPA (Telephone Consumer Protection Act) when they blow up your cell phone with computer/robo dialed calls and text messages. Discover when it is illeg...
See Full GuideIt's very frustrating to go through a loan modification and the mortgage company keeps asking you for the same documentation over and over. Make sure and send the documents (even multiple times) to th...
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