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Joe Dye Culik

Business Attorney at Charlotte, NC

4.7   26 reviews

also known as Joe Culik


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About Joe

Learn Joe’s areas of practice.

Licensed for 14 years
State NC
Status Active
Acquired 2016
Updated 12/27/2022
State MA
Status Active
Acquired 2008
Updated 09/16/2019

We have not found any instances of professional misconduct for this lawyer.

Contact Joe

DYE CULIK PC
1200 E. Morehead Street, Ste 220
Charlotte, NC, 28204

Reviews

4.7 / 5.0
  26 customer reviews
Posted by Sabrina Winters, Esq. | April 2, 2021
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Excellent Attorney
Joe is an excellent attorney and extremely knowledgeable in his field. As an attorney myself, I have had many opportunities to refer my clients to Joe who need Business Planning; every single time I hear how wonderful his services were. I will continue to refer my clients to Joe and would not hesitate a minute in doing so.
Posted by anonymous | February 18, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Excellent Attorney for my business
Joe Culik was so great to work with when I had some issues come up in my business. He handled them quickly and kept in touch with me throughout with updates. The outcome far exceeded my expectations. It is so comforting to know I have a good attorney in Charlotte who can help with any of my business issues as they come up. He was personable and really seemed concerned about getting to know me and my business and the concerns I had. Highest recommendation for the small business community in NC.
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Posted by anonymous | August 28, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Better than expected results. Great attorney.
There is no better attorney for help with debt collection issues. I have used Culik Law and Attorney Culik for a couple of different cases and each time received a better result than I had even hoped. I felt like I had someone on my side and couldn't be happier. Debts were either eliminated completely or settled for much much less than owed. Cannot thank him enough.
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Posted by anonymous | January 13, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Knowledge and kindness from a professional
We have used Attorney Culik for several cases over the past six years, all were related to an unexpected job loss that resulted in issues with my mortgage and mountains debt we were being sued for. He has always been kind, patient, and most importantly dug into the cases and was able to help our family come out of a serious financial situation. In a couple of cases where debt collectors were coming after us hard, he was able to get the cases settled for much less and get them to stop calling us. We cannot thank him and his amazing staff enough. From the bottom of our hearts.
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Posted by anonymous | April 3, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Supportive, Knowledgeable, and Professional
Joseph Culik and Christopher Brine are supportive, knowledgeable, and professional attorneys. They and their entire firm treated us with real respect and concern throughout an unusually difficult, embarrassing, and convoluted foreclosure matter. They educated us about the process and kept us well informed every step of the way. Ultimately, we were able to get the loan modification and keep the house, thanks in significant part to the excellent lawyering of Joe and Chris. I have and will continue to recommend them to others facing foreclosure and debt issues.
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Posted by anonymous | March 5, 2015
Peace of mind and wonderful outcome
A couple of years ago I entered into a loan modification with Bank of America. I searched for help and decided to retain Attorney Joe Culik. It was a long process and through it all Attorney Culik always returned e-mails, phone calls etc. He always kept me updated with any informaton . I can not thank Attorney Culik and his firm for the peace of mind through a very difficult time. He is an Ace at what he does and he truly believes in the cause. I received a loan modification and my home was saved!
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Posted by anonymous | February 24, 2014
Professional and Knowledgeable
I own a small business and have used numerous attorneys over the years for other matters. Attorney Culik and Culik Law stood head and shoulders above the rest in professionalism, caring, and real knowledge on the areas of law they helped me in - debt and foreclosure litigation. They are real people actually trying to do good and certainly made a difference for my family. I especially appreciated the way I was always able to reach out to Joe for questions and that he kept me in the loop throughout the case even on areas I didn't previously understand. I have referred them to many close friends and family members and will continue to do so.
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Posted by NicM | January 24, 2014
Forever grateful for the care and professionalism we received
We found this firm through a friend of ours who had also had amazing results and told us "they are good people." We're a family from the Northshore and ran onto some hard times and needed a break. From the moment we met with Attorney Culik through the entire process they treated us with respect and caring and the utmost professionalism. Our life was put back to normal again because of what they did for us. I've paid it forward several times by recommending friends to this firm for various things and they've all had great experiences. Bank of America treated us so badly and we were facing foreclosure. Culik Law stopped the foreclosure and within a few months had secured a modification for us. Everyone I met there was caring, helpful, and courteous. They welcome you to come to their office and go out of their way to communicate each step of the way. Each day when I see my kids playing in the living room or the backyard of our home, I remember the help they gave us when we needed it.
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Response from Joe Culik January 26, 2014
We are so grateful for your wonderful feedback - thank you! We are honored that you chose Culik Law to help with your mortgage matter and enjoyed working to resolve it in the best way possible. We wish you the best and are here if you ever need us again.
Posted by KBrown | August 9, 2013
One of the good ones, we can't thank him enough
Mr. Culik was our attorney in a foreclosure matter where the bank had done the foreclosure already while we thought we were working with them on modification. Not only did Mr. Culik turn the foreclosure around and undo it but he also persisted in work for the modification. This home means the world to us raised our kids here and have lived here more than 40 yrs. Losing it nearly broke us. Mr. Culik was caring and listened to us on our first meeting and gave me hope again. Home went from sold to us having a payment we can now afford with cut pay and deduction in hours. We can now plan to retire here. In all the lawyers I've dealt with, he was the best and our whole family sends our thankfulness. We were referred by attorney generanal's office and thank them too. We are going to be okay now.
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Response from Joe Culik August 19, 2013
Thank you so much for the wonderful feedback and kind words. Outcomes like yours are why we love what we do and why we give these cases our all. Sometimes even when it seems like all hope is lost, there is a way to fight back and I'm so glad we were able to do that in your case. We are grateful for you as a client and appreciate the opportunity you gave us to help.
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Posted by anonymous | August 8, 2013
Thank You to Joe Culik and Culik Law! Big help in my case.
As a war veteran I was hoping to work out a loan modification with the bank on my own but found that the bank was not going to work with me. I then decided to take legal action by getting an attorney. After calling a lot of other law offices and not receiving any help I called Culik law to help me obtain a loan modification with Bank of America. After talking with Joe and his team at Culik Law I was blown away by their care and professionalism. They were outstanding and very professional. They talked to me about the loan modification process and pledged their help to me which made me feel at ease. Joe and his team immediately went to work on my behalf and fought the bank for my loan modification. Joe kept me informed during the entire process and answered any and all questions I had. He returned every single call and email and made me feel at ease during the whole process. I'm pleased to say that Joe and his team at Culik Law were able to get my loan modified! I highly recommend using Culik law for your loan modification or any other legal matters. I want to thank Joe and his team for fighting the Bank for me and not giving up. Its because of Culik law that I have a modified Home loan and payments I can afford. Thank you Culik Law!!
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Response from Joe Culik August 19, 2013
I wanted express my gratitude and that of everyone at Culik Law for your thoughtful feedback. The level of care you felt is what we strive for and it makes us happy that you truly felt it and let us know. It was a pleasure working with you and we thank you for allowing us to be of assistance in getting you to a great end result.
Posted by anonymous | August 4, 2013
Great attorney, really helped me when I needed it
I had taken care of most of my debts over the last few years but one cropped up where I was being sued for a debt I wasn't even sure was mine. The debt collector was coming after me hard with everything, calling work, calling home, calling my wife, calling my cell day and night without stop. I went in and reviewed the information with Attorney Culik who represented me in defending the lawsuit. He was actually able to get the case dismissed, the debt cleared, and my credit fixed. It just feels great to know someone is on your side when stuff like this happens. He was easy to talk to and the team in the office was real friendly too.
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Response from Joe Culik August 9, 2013
Thank you so much for the kind words. Cases against debt collectors for violations of the Fair Debt Collection Practices Act are truly enjoyable because I can use the law to fight back for individuals like yourself who are experiencing debt collections abuses. On behalf of myself and everyone at Culik Law, we are so grateful for your feedback and the opportunity to help you in this case.
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Posted by anonymous | August 2, 2013
Excellent Attorney - Made A Real Difference in Our Lives
I am extremely satisfied with the result and service I received from Joe and team. They were straight forward and over delivered on both issues they handled for us - mortgage and debt related issues. The amount of money they saved my family has been absolutely life changing by obtaining a loan modification with huge savings and settling a long time debt for pennies on the dollar. I actually really wanted to give them a bonus for such a job well done in the end I was so satisfied and when does that ever happen.
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Response from Joe Culik August 2, 2013
We were all very happy to see your feedback - thank you! We are so incredibly grateful you chose Culik Law to help with both of your cases and enjoyed working to resolve them in the best way possible. To make such an impact in people's lives is why we do what we do.
Posted by Jennifer Z | August 1, 2013
Outstanding and Compassionate Attorney - Changed Our Life
We had tried so many options to try and save our home. We had been scammed by an out of state attorney, tried to do it on our own, and even tried to work with the AG's office. All without success. I had literally given up and felt like I was at the end of my rope. I was referred to Josef Culik by friends of ours who loved this law firm. I gave it a shot and it's one of the best things I've ever done. Joe and the entire team were so kind, respectful of our situation, and caring. Within a few months they successfully obtained the loan modification no one else could. Peace entered our lives again. I am so grateful and would highly recommend this wonderful attorney and his team.
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Response from Joe Culik August 2, 2013
Thank you so much for the wonderful feedback! This inspires me and the Culik Law team to continue working diligently to help individuals uphold their rights and lend our expertise to change things for the better. It is with tremendous gratitude that we come to work each day and are given the opportunity to work with families like yours to make a difference.
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Posted by Scott | August 31, 2012
Success despite challenges. Many thanks to Attorney Culik and team.
My experience with Culik Law has been excellent. My situation presented several unique challenges, and the bank which holds my mortgage initially showed little interest in cooperating since they were not participating in HAMP or any other program and I was months behind on the mortgage. They had pretty much shut me down repeatedly and said that nothing could be done. Attorney Culik and his skilled colleagues worked tirelessly on my behalf to negotiate a successful mortgage loan modification and proved them wrong. Many thanks, once again, to everyone at Culik Law. I am moving on with my life now with this huge hurdle behind me.
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Response from Joe Culik August 2, 2013
Thank you very much for your kind words. Working against some of these banks can be quite a challenge sometimes and no case is the same. We are so pleased we were able to delivery a great outcome for you even with HSBC's push-back. We are grateful to have you as a client and hope to work with you again.
Posted by Nicole | August 31, 2012
Modification bliss after years of struggle
Several years ago my husband and I were both laid off from our jobs of many years. This was a huge shock to us after being responsible for years and always paying our bills. When we found out that we could get our mtg modified we looked into options. Unfortunately we tried going with an out of state company in California first who told us we were "pre-approved." After sending them money and documents we waited for a year only to find out we were never approved and they really did nothing for our situation. Then, we looked for someone local and were given a referral for Culik Law from the Attorney Generals office. After speaking with Joe we knew we had found the right attorney and throughout the process loved working with every person at the firm. They make sure there is someone to call you back at all times and you can always get in touch with Shawna Culik or another associate to find out status. No more waiting for days for the one attorney to give you a call which Ive done with other law firms we've hired. They secured a modification for us through Making Home Affordable which we could never have done on our own, we tried believe me. Their thoughtful and optimistic attitude has never ceased to make me feel like everything is going to be okay. I recommend this firm a million times over if you are seeking help in any modification issues. We thank them so so much for making our life okay again.
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Response from Joe Culik August 2, 2013
On behalf of Shawna and the whole team we are incredibly grateful for your wonderful feedback on the work we did to obtain your loan modification. It was a pleasure working with you and making such a positive impact in a client's life is so incredibly rewarding. Thank you.
Posted by Christy | August 31, 2012
A world of thanks to this awesome team
I had tried what must be a record ten times to get a modification only to get a denial each time and to be led in circles by my bank Wells Fargo. I finally decided to find a local attorney to help me and came across Culik Law. I cannot be more infinitely grateful that I did. Just last week I received word that they had secured a 2% modification with close to $90K in principal forgiveness. I initially met with Attorney Culik but worked throughout the process with Shawna and the rest of this caring and amazing team of people. They have someone there who will get back to you right away and did not give the bank a moment's rest until they finalized my modification. I can move on now with my business and life in peace. I send a million blessing their way and thank them from the bottom of my heart.
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Response from Joe Culik August 2, 2013
Thank you for the great feedback! This was a challenging case but we are so thrilled to have been able to push through and deliver such a great outcome. We appreciate the blessings you sent our way and will use them to continue the work we do for other Massachusetts families.
Posted by anonymous | April 17, 2012
Culik Law made our landlord pay for breaking the law
We decided to call Culik after a lot of trouble getting our landlord to do anything about numerous problems with our apartment and some severe issues that were starting to affect our children's health. Honestly I really had no idea anyone would even care about our situation but thought I would give it a shot anyway. We immediately felt at ease with everyone at Culik Law and Attorney Culik gave us hope we hadn't had for years. He told us about the law in MA and there were more violations than we even thought that our landlord was doing. He filed a lawsuit on our behalf and won. Our entire family has no words good enough to express our thanks. We feel like we truly had someone on our side.
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Response from Joe Culik September 4, 2012
We are so grateful that you took the time to provide feedback on the work we did for you. This is an area that so many individuals aren't sure what their rights are and many times can be take advantage of by landlords. We posted a blog awhile back with some good information on tenant rights. Be sure to pass it along if you know of someone in trouble. http://www.culiklaw.com/2011/09/16/8-tips-for-tenants-before-you-sign-the-dotted-line%E2%80%A6/ Again, thank you so much for your kind words. Successes like yours are what we stand for.
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Posted by Karen | April 17, 2012
Attorney Josef Culik and his associates helped me save my home
After 3years of being mislead by so called loan modification companies, who pretend to work with attorneys, but really don't . I felt I had let my family down, we were going to lose our home, our "american dream". what I've worked so hard my entire adult life for. Everyone who claimed they would help just kept taking money and asking for the same paper work over and over. More paperwork and money with zero results. In a last ditch effort I was searching on the web, I came across a review like the one I am writting now, it was sincere, heart felt and real. So I said "what the hell"? "why not"? "I' could be losing the house anyway." So I called Culik Law, I spoke with Attorney Culik from the intial telephone interveiw and through out the entire process. Attorney Culik was professional with a sense of compassion and sincerity. He would touch base with me frequently, either by phone or email. Which is quite comforting. You know someone you can trust is on the job, and he has your best interest at hand. My loan was 3years in default and Attorney Josef Culik help me take on the Bank that refused to modify my predetory loan. it was a long unnerving process, Attorney Culik was confidence and hard work paid off. We Won! He Did it Attorney Josef Culik and his associates help me save my home. I now have a new mortgage at a normal market rate, I have been paying my new loan successfully for 10 months. I have said it so many time before , I will say it again THANKS JOSEF! . CULIK lAW THE RIGHT AND ONLY CHOICE!
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Posted by Robert | February 20, 2011
Highest Recommendation
Extraordinary work by Culik Law, P.C. I had attempted to get a loan modification on my home mortgage, but without success. At first I hesitated to pay a fee, but it was by far the best financial move I ever made. Joe Culik saved me over one thousand dollars per month on my mortgage for the next thirty years! This result literally pays for his fee more than a hundred times over. Joe was invariably supportive and tirelessly persistent with the bank. It took much longer than we anticipated, but Joe was tenacious to the point of relentlessness with our opponent. He knows the law, and he knows the ropes, and he just will not quit short of victory. Joe kept me informed the whole time. Joe kept track of every piece of paper. Joe returned my calls and emails. I had an entirely positive experience and result.
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Posted by Richard | February 15, 2011
Eternal Thanks to You
I cannot thank you enough for the stellar work you did on my Loan Modification. I tried it myself with no success. You were the expert I needed! You were friendly with me and relentless with the bank. You never lost patience nor spirit. You took it to every level necessary to win. AND WIN WE DID. The Modification you obtained cut over a thousand dollars from my monthly mortgage payment! I can keep my house!
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Resume

AVVO RATING 10.0 (Superb)

Work Experience

  • Principal Attorney
  • DYE CULIK PC
  • 2008 - Present

Education

  • Michigan State University College of Law
  • Juris Doctorate
  • 2008
  • Oakland University
  • Bachelor of Arts
  • 2005

Associations

  • Mecklenburg County Bar
  • Chairperson
  • 2015 - Present
  • North Carolina Bar Association
  • Attorney Member
  • 2014 - Present
  • Massachusetts Academy of Trial Attorneys
  • Attorney Member
  • 2012 - Present
  • National Association of Consumer Advocates (NACA)
  • Attorney Member
  • 2010 - Present
  • Massachusetts Bar Association
  • Member
  • 2008 - Present
  • American Bar Association
  • Member
  • 2006 - Present
View all associations

Languages Spoken

  • English

Honors and Awards

  • Rising Star
  • Massachusetts Super Lawyers
  • 2019
  • Rising Star
  • North Carolina Super Lawyers
  • 2019
  • Rising Star
  • Super Lawyers
  • 2018
  • Rising Star
  • SuperLawyers
  • 2018
  • Rising Star
  • Massachusetts Super Lawyers
  • 2016
  • Customer Satisfaction Excellence Award Winner
  • Better Business Bureau
  • 2015
  • Rising Star
  • Massachusetts Super Lawyers
  • 2015
  • Client Distinction Award
  • Martindale-Hubbell
  • 2015
  • Preeminent 5.0 out of 5
  • Martindale-Hubbell
  • 2015
  • Rising Star
  • Super Lawyers
  • 2014
  • Customer Satisfaction Excellence Award Winner
  • Better Business Bureau
  • 2014
  • Client Distinction Award
  • Martindale-Hubbell
  • 2013
  • Preeminent 5.0 out of 5
  • Martindale-Hubbell
  • 2013
  • Rising Star
  • Super Lawyers
  • 2013
  • Certificate of No Complaints (48 months)
  • Better Business Bureau
  • 2012
  • Rising Star
  • Massachusetts Super Lawyers
  • 2012
  • Client Distinction Award
  • Martindale-Hubbell
  • 2012
  • Massachusetts Rising Star
  • Boston Magazine
  • 2012
  • Preeminent 5.0 out of 5
  • Martindale-Hubbell
  • 2012
  • Client Distinction Award
  • Martindale-Hubbell
  • 2011
View all awards

Attorney endorsements

Received (3)
Given (7)
Endorse Joe
Litigation Attorney | Dec 02
Relationship: Worked together on matter
"Joe, is easily one of the best lawyers I've ever had an opportunity to work with. His clear view of the litigation landscape and aggressive approach ensured an astonishingly quick and positive result for my client. His office is run by a top-notch Chief Operating Officer to boot. I can't recommend them enough."
Bankruptcy and debt Attorney | Sep 11
Relationship: Fellow lawyer in community
"I endorse this lawyer. He is a passionate consumer advocate with a wealth of knowledge on people's rights and options for debt resolution."
Foreclosure Attorney | Dec 03
Relationship: Fellow lawyer in community
"Attorney Culik and I practice in the same community, and I highly recommend his work. Attorney Culik is extremely thoughtful and practices at the forefront of complex and current issues involving foreclosures, mortgages, and consumer debt - we refer our own clients to each other, and I remain confident that my clients are well served when their issue requires his areas of expertise."