Joe Dye Culik

A couple of years ago I entered into a loan modification with Bank of America. I searched for help and decided to retain Attorney Joe Culik. It was a long process and through it all Attorney Culik always returned e-mails, phone calls etc. He always kept me updated with any informaton . I can not than...k Attorney Culik and his firm for the peace of mind through a very difficult time. He is an Ace at what he does and he truly believes in the cause. I received a loan modification and my home was saved!

We found this firm through a friend of ours who had also had amazing results and told us "they are good people." We're a family from the Northshore and ran onto some hard times and needed a break. From the moment we met with Attorney Culik through the entire process they treated us with respect and c...aring and the utmost professionalism. Our life was put back to normal again because of what they did for us. I've paid it forward several times by recommending friends to this firm for various things and they've all had great experiences. Bank of America treated us so badly and we were facing foreclosure. Culik Law stopped the foreclosure and within a few months had secured a modification for us. Everyone I met there was caring, helpful, and courteous. They welcome you to come to their office and go out of their way to communicate each step of the way. Each day when I see my kids playing in the living room or the backyard of our home, I remember the help they gave us when we needed it.

As a war veteran I was hoping to work out a loan modification with the bank on my own but found that the bank was not going to work with me. I then decided to take legal action by getting an attorney. After calling a lot of other law offices and not receiving any help I called Culik law to help me ob...tain a loan modification with Bank of America. After talking with Joe and his team at Culik Law I was blown away by their care and professionalism. They were outstanding and very professional. They talked to me about the loan modification process and pledged their help to me which made me feel at ease. Joe and his team immediately went to work on my behalf and fought the bank for my loan modification. Joe kept me informed during the entire process and answered any and all questions I had. He returned every single call and email and made me feel at ease during the whole process. I'm pleased to say that Joe and his team at Culik Law were able to get my loan modified! I highly recommend using Culik law for your loan modification or any other legal matters. I want to thank Joe and his team for fighting the Bank for me and not giving up. Its because of Culik law that I have a modified Home loan and payments I can afford. Thank you Culik Law!!

Mr. Culik was our attorney in a foreclosure matter where the bank had done the foreclosure already while we thought we were working with them on modification. Not only did Mr. Culik turn the foreclosure around and undo it but he also persisted in work for the modification. This home means the world t...o us raised our kids here and have lived here more than 40 yrs. Losing it nearly broke us. Mr. Culik was caring and listened to us on our first meeting and gave me hope again. Home went from sold to us having a payment we can now afford with cut pay and deduction in hours. We can now plan to retire here. In all the lawyers I've dealt with, he was the best and our whole family sends our thankfulness. We were referred by attorney generanal's office and thank them too. We are going to be okay now.

I had taken care of most of my debts over the last few years but one cropped up where I was being sued for a debt I wasn't even sure was mine. The debt collector was coming after me hard with everything, calling work, calling home, calling my wife, calling my cell day and night without stop. I went i...n and reviewed the information with Attorney Culik who represented me in defending the lawsuit. He was actually able to get the case dismissed, the debt cleared, and my credit fixed. It just feels great to know someone is on your side when stuff like this happens. He was easy to talk to and the team in the office was real friendly too.