Joe Dye Culik

Joe Dye Culik

also known as Joe Culik

4.7
Rating: 10.0

Licensed for 17 years

Business Lawyer at Charlotte, NC
Practice Areas: Business, Franchising, Litigation, Contracts & Agreements

2333 Randolph Road Suite 115, Charlotte, NC

About Joe

Fees and Rates

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Licenses

Licensed in North Carolina for 9 years

State: North Carolina

Acquired: 2016

Active

No misconduct found

Licensed in Massachusetts for 17 years

State: Massachusetts

Acquired: 2008

Active

No misconduct found

Location

DYE CULIK PC

2333 Randolph Road Suite 115, Charlotte, NC, 28207

DYE CULIK PC

9541 Julian Clark Avenue, Huntersville, NC, 28078

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Joe Dye Culik's Reviews

Avvo Review Score

4.7 /5.0

26 Client Reviews

Showing 1 - 5 of 9 reviews | Communication Style

Posted by anonymous | March 01, 2021 | Hired Attorney | Business

Excellent Attorney for my business

Joe Culik was so great to work with when I had some issues come up in my business. He handled them quickly and kept in touch with me throughout with updates. The outcome far exceeded my expectations. It is so comforting to know I have a good attorney in Charlotte who can help with any of my business ...issues as they come up. He was personable and really seemed concerned about getting to know me and my business and the concerns I had. Highest recommendation for the small business community in NC.

Joe Culik

Replied last March 01, 2021

Thank you for the excellent feedback. We are so grateful that you chose our firm to help you and are happy to have been able to deliver a great outcome. We're here if you need us in the future.

Posted by anonymous | April 04, 2016 | Hired Attorney | Foreclosure

Supportive, Knowledgeable, and Professional

Joseph Culik and Christopher Brine are supportive, knowledgeable, and professional attorneys. They and their entire firm treated us with real respect and concern throughout an unusually difficult, embarrassing, and convoluted foreclosure matter. They educated us about the process and kept us well in...formed every step of the way. Ultimately, we were able to get the loan modification and keep the house, thanks in significant part to the excellent lawyering of Joe and Chris. I have and will continue to recommend them to others facing foreclosure and debt issues.

Posted by anonymous | March 06, 2015 | Debt Settlement

Peace of mind and wonderful outcome

A couple of years ago I entered into a loan modification with Bank of America. I searched for help and decided to retain Attorney Joe Culik. It was a long process and through it all Attorney Culik always returned e-mails, phone calls etc. He always kept me updated with any informaton . I can not than...k Attorney Culik and his firm for the peace of mind through a very difficult time. He is an Ace at what he does and he truly believes in the cause. I received a loan modification and my home was saved!

Posted by anonymous | January 21, 2015 | Debt Settlement

Could have been better

I hired Mr Culik 2 years ago to get my loan modified. I was (and still am) in dire need of a modification on my high interest loan. We were living paycheck to paycheck but after reading the reviews I thought he may be able to help. I explained to him that it would be hard to pay his fee but he wor...ked out a payment plan which was helpful. He explained to me that going through with his method was not 100% and I appreciated it. However, probably due to having to go on a payment plan in order to afford him, he didn't respond to emails very frequently. A full year went by with no resolve. Mr Culik is a very knowledgeable lawyer and knows his stuff but if you are not filing for bankruptcy or under foreclosure I wouldn’t recommend him. Maybe I caught him at a bad time but unfortunately he was unable to help me.

Joe Culik

Replied last September 04, 2012

I really appreciate this individual taking the time to connect with us by submitting a review. We consider any review of the work we do important since we constantly seek to improve the quality of work we offer clients. I have carefully reviewed our client records and cannot find anything that correlates to the events described in this review. I would, however, warmly welcome this individual to contact me directly so I can better understand and address their frustrations. In the meantime, I will explain a little about how the modification process and our firm operates. We definitely understand the frustration with how long the legal process can take. In cases of loan modifications, we are often required to “hurry up and wait,” that is, to provide information and make demands on the bank, and then wait for a period of time that is mandated under the loan-modification guidelines or other applicable laws. Because of this, from the client’s perspective, it may feel like there is very little happening. This is natural -- after all, when it’s your house, any amount of time can feel like an eternity. We make every effort during this period to keep the client updated and I have very qualified associate attorneys who work with me to continually push cases forward and ensure that clients are connected to the process and get very timely responses to any question or concern. Even with an attorney involved, the companies we go up against sometimes cause delays or fail to resolve issues in a timely manner. This, after all, is what they’re good at. But even if the issue can’t always be resolved immediately, going up against those companies is what we’re good at, and why we’re here. Other times, a change in the client’s circumstances, such as a change in income, may make it necessary to take additional steps in the process. It sounds as if one of these issues may have arisen in this particular case. Legal outcomes can be predicted, but they can’t be guaranteed. We try to make this clear from the start so that clients’ expectations are both optimistic and realistic. Rather than making impossible claims about what we can do, we try to keep expectations reasonable -- not all cases end the same because of the number of loan modification programs and variations in guidelines between them. We can guarantee, however, that we have the expertise to make sure our clients get the best chance possible to save their homes. We do try to be flexible by offering payment plans and other accommodations so that the client can afford legal representations. This makes it so that clients can afford to hire us, and so that we can afford to perform the work we do for our clients. But just as with a doctor, accountant, or other professional engaged to perform a service, our capacity to perform legal services depends in part on the client’s participation in the representation including timely responses, document submission, and payment. Our record shows that we have worked extremely hard to push the banks to do what we believe is right, which is to protect consumers and keep homeowners in their homes whenever possible. Sometimes we do this with a lawsuit against the banks, sometimes with a bankruptcy, and sometimes with a loan modification. We have stopped foreclosures on the eve of the sale with restraining orders and injunctions, eliminated debts in bankruptcies, gone after abusive banks and debt collectors, and even rescinded foreclosure sales for clients who contacted us after a foreclosure already took place. I hope that this person will take advantage of our commitment to clients by contacting me directly with any concerns so that I can address them to their satisfaction. As you can see from some of the other reviews on here, we work very hard to get our clients the results they want against all odds.

Posted by anonymous | February 24, 2014 | Bankruptcy & Debt

Professional and Knowledgeable

I own a small business and have used numerous attorneys over the years for other matters. Attorney Culik and Culik Law stood head and shoulders above the rest in professionalism, caring, and real knowledge on the areas of law they helped me in - debt and foreclosure litigation. They are real people a...ctually trying to do good and certainly made a difference for my family. I especially appreciated the way I was always able to reach out to Joe for questions and that he kept me in the loop throughout the case even on areas I didn't previously understand. I have referred them to many close friends and family members and will continue to do so.

See All Client Reviews

Joe Dye Culik's Lawyer Endorsements

Endorse Joe
Fisher Edward Wise headshot
Fisher Wise

Litigation lawyer | Dec 02

Relationship: Worked together on matter

"Joe, is easily one of the best lawyers I've ever had an opportunity to work with. His clear view of the litigation landscape and aggressive approach ensured an astonishingly quick and positive result for my client. His office is run by a top-notch Chief Operating Officer to boot. I can't recommend them enough."

Peter T. Lane headshot
Peter Lane

Bankruptcy and debt lawyer | Sep 11

Relationship: Fellow lawyer in community

"I endorse this lawyer. He is a passionate consumer advocate with a wealth of knowledge on people's rights and options for debt resolution."

Michael J. Bace headshot
Michael Bace

Foreclosure lawyer | Dec 03

Relationship: Fellow lawyer in community

"Attorney Culik and I practice in the same community, and I highly recommend his work. Attorney Culik is extremely thoughtful and practices at the forefront of complex and current issues involving foreclosures, mortgages, and consumer debt - we refer our own clients to each other, and I remain confident that my clients are well served when their issue requires his areas of expertise."

View All Endorsements
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Sabrina Winters

Estate planning lawyer

Fisher Edward Wise headshot
Fisher Wise

Family lawyer

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Christopher Fialko

Criminal defense lawyer

Kristin Lisa Thurbide headshot
Kristin Thurbide

Consumer protection lawyer

Christopher A. Connelly headshot
Christopher Connelly

Criminal defense lawyer

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Peter Lane

Unknown lawyer

Michael J. Bace headshot
Michael Bace

Business lawyer

Experience

Rating:  10.0 (Superb)

Honors

2025

Super Lawyer, SuperLawyers

2024

Super Lawyer, SuperLawyers

2019

Rising Star, Massachusetts Super Lawyers

2019

Rising Star, North Carolina Super Lawyers

2018

Rising Star, Super Lawyers

2018

Rising Star, SuperLawyers

2016

Rising Star, Massachusetts Super Lawyers

2015

Preeminent 5.0 out of 5, Martindale-Hubbell

2015

Customer Satisfaction Excellence Award Winner, Better Business Bureau

2015

Rising Star, Massachusetts Super Lawyers

2015

Client Distinction Award, Martindale-Hubbell

2014

Rising Star, Super Lawyers

2014

Customer Satisfaction Excellence Award Winner, Better Business Bureau

2013

Client Distinction Award, Martindale-Hubbell

2013

Preeminent 5.0 out of 5, Martindale-Hubbell

2013

Rising Star, Super Lawyers

2012

Certificate of No Complaints (48 months), Better Business Bureau

2012

Rising Star, Massachusetts Super Lawyers

2012

Client Distinction Award, Martindale-Hubbell

2012

Massachusetts Rising Star, Boston Magazine

2012

Preeminent 5.0 out of 5, Martindale-Hubbell

2011

Client Distinction Award, Martindale-Hubbell

Work Experience

2008 - Present

Principal Attorney, DYE CULIK PC

Associations

2025 - Present

Mecklenburg Bar Foundation

Chair

2014 - Present

North Carolina Bar Association

Attorney Member

2006 - Present

American Bar Association

Member

Education

2008

Michigan State University College of Law

Juris Doctorate

2005

Oakland University

Bachelor of Arts

Languages

English

Activity

Avvo Rating

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