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Joe Dye Culik
also known as Joe Culik
About Joe
Practice Areas
4
Practice Areas
Fees and Rates
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Chat withLicenses
Licensed in North Carolina for 9 years
State: North Carolina
Acquired: 2016
No misconduct found
Licensed in Massachusetts for 17 years
State: Massachusetts
Acquired: 2008
No misconduct found
Location
DYE CULIK PC
2333 Randolph Road Suite 115, Charlotte, NC, 28207
DYE CULIK PC
9541 Julian Clark Avenue, Huntersville, NC, 28078
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Joe Dye Culik's Reviews
Avvo Review Score
26 Client Reviews
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Practice Areas
What Clients Mention
Showing 1 - 2 of 2 reviews | Trustworthiness
Posted by anonymous | January 21, 2015 | Debt Settlement
Could have been better
I hired Mr Culik 2 years ago to get my loan modified. I was (and still am) in dire need of a modification on my high interest loan. We were living paycheck to paycheck but after reading the reviews I thought he may be able to help. I explained to him that it would be hard to pay his fee but he wor...
Joe Culik
Replied last September 04, 2012I really appreciate this individual taking the time to connect with us by submitting a review. We consider any review of the work we do important since we constantly seek to improve the quality of work we offer clients. I have carefully reviewed our client records and cannot find anything that correlates to the events described in this review. I would, however, warmly welcome this individual to contact me directly so I can better understand and address their frustrations. In the meantime, I will explain a little about how the modification process and our firm operates. We definitely understand the frustration with how long the legal process can take. In cases of loan modifications, we are often required to “hurry up and wait,” that is, to provide information and make demands on the bank, and then wait for a period of time that is mandated under the loan-modification guidelines or other applicable laws. Because of this, from the client’s perspective, it may feel like there is very little happening. This is natural -- after all, when it’s your house, any amount of time can feel like an eternity. We make every effort during this period to keep the client updated and I have very qualified associate attorneys who work with me to continually push cases forward and ensure that clients are connected to the process and get very timely responses to any question or concern. Even with an attorney involved, the companies we go up against sometimes cause delays or fail to resolve issues in a timely manner. This, after all, is what they’re good at. But even if the issue can’t always be resolved immediately, going up against those companies is what we’re good at, and why we’re here. Other times, a change in the client’s circumstances, such as a change in income, may make it necessary to take additional steps in the process. It sounds as if one of these issues may have arisen in this particular case. Legal outcomes can be predicted, but they can’t be guaranteed. We try to make this clear from the start so that clients’ expectations are both optimistic and realistic. Rather than making impossible claims about what we can do, we try to keep expectations reasonable -- not all cases end the same because of the number of loan modification programs and variations in guidelines between them. We can guarantee, however, that we have the expertise to make sure our clients get the best chance possible to save their homes. We do try to be flexible by offering payment plans and other accommodations so that the client can afford legal representations. This makes it so that clients can afford to hire us, and so that we can afford to perform the work we do for our clients. But just as with a doctor, accountant, or other professional engaged to perform a service, our capacity to perform legal services depends in part on the client’s participation in the representation including timely responses, document submission, and payment. Our record shows that we have worked extremely hard to push the banks to do what we believe is right, which is to protect consumers and keep homeowners in their homes whenever possible. Sometimes we do this with a lawsuit against the banks, sometimes with a bankruptcy, and sometimes with a loan modification. We have stopped foreclosures on the eve of the sale with restraining orders and injunctions, eliminated debts in bankruptcies, gone after abusive banks and debt collectors, and even rescinded foreclosure sales for clients who contacted us after a foreclosure already took place. I hope that this person will take advantage of our commitment to clients by contacting me directly with any concerns so that I can address them to their satisfaction. As you can see from some of the other reviews on here, we work very hard to get our clients the results they want against all odds.
Posted by Susan | April 17, 2012 | Foreclosure
Non-Responsive and Unavailable
After I read the review on Mr. Culik, I was very impressed with the reviews on the website. Unfortunately, after almost five or six months of waiting for a timeline on my foreclosure, I was told my money was gone and Culik law would notify my bank that they would not represent me. However, Culik ...
Joe Culik
Replied last April 17, 2012I am not aware of who this client is because they did not give us the courtesy of addressing their concerns directly, and because this situation and the statements made have never occurred with any client. It's true that we cannot work without being paid, but our policy is that all contact information is immediately changed back to the client once a case ends. I personally oversee all cases but because I help hundreds of homeowners save their homes it is necessary sometimes for one of my associates to communicate ongoing with a client. I am always available, however, if a client has concerns or would like more information on their case. We are known very well for excellent communication and client care. It is in that spirit that we have associates always available so a client does not have to wait more than a day to hear back from us on any issue. But, regardless of the rigorous work we do and tremendous care we put into this cases, sometimes because of situations beyond our control they do not always work out the way the client wishes they would. This may be such a case but because this individual never came to me, I was never given a chance to understand their side. I simply know this review contains many false statements because these things simply don't occur at Culik Law. I extend an open invitation should this individual choose to be honest and contact me directly at any time to discuss their concerns.
Joe Dye Culik's Lawyer Endorsements
"Joe, is easily one of the best lawyers I've ever had an opportunity to work with. His clear view of the litigation landscape and aggressive approach ensured an astonishingly quick and positive result for my client. His office is run by a top-notch Chief Operating Officer to boot. I can't recommend them enough."
"I endorse this lawyer. He is a passionate consumer advocate with a wealth of knowledge on people's rights and options for debt resolution."
"Attorney Culik and I practice in the same community, and I highly recommend his work. Attorney Culik is extremely thoughtful and practices at the forefront of complex and current issues involving foreclosures, mortgages, and consumer debt - we refer our own clients to each other, and I remain confident that my clients are well served when their issue requires his areas of expertise."
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Experience
Honors
2025
Super Lawyer, SuperLawyers
2024
Super Lawyer, SuperLawyers
2019
Rising Star, Massachusetts Super Lawyers
2019
Rising Star, North Carolina Super Lawyers
2018
Rising Star, Super Lawyers
2018
Rising Star, SuperLawyers
2016
Rising Star, Massachusetts Super Lawyers
2015
Preeminent 5.0 out of 5, Martindale-Hubbell
2015
Customer Satisfaction Excellence Award Winner, Better Business Bureau
2015
Rising Star, Massachusetts Super Lawyers
2015
Client Distinction Award, Martindale-Hubbell
2014
Rising Star, Super Lawyers
2014
Customer Satisfaction Excellence Award Winner, Better Business Bureau
2013
Client Distinction Award, Martindale-Hubbell
2013
Preeminent 5.0 out of 5, Martindale-Hubbell
2013
Rising Star, Super Lawyers
2012
Certificate of No Complaints (48 months), Better Business Bureau
2012
Rising Star, Massachusetts Super Lawyers
2012
Client Distinction Award, Martindale-Hubbell
2012
Massachusetts Rising Star, Boston Magazine
2012
Preeminent 5.0 out of 5, Martindale-Hubbell
2011
Client Distinction Award, Martindale-Hubbell
Work Experience
2008 - Present
Principal Attorney, DYE CULIK PC
Associations
2025 - Present
Mecklenburg Bar FoundationChair
2014 - Present
North Carolina Bar AssociationAttorney Member
2006 - Present
American Bar AssociationMember
Education
2008
Michigan State University College of Law
Juris Doctorate
2005
Oakland University
Bachelor of Arts
Languages
English
Activity
Legal Answers
Legal Guides