Robert W. Kovacs Jr.

Robert W. Kovacs Jr.

also known as Robert Kovacs, Law Office of Robert W. Kovacs, Jr.

4.9
Rating: 9.7

Licensed for 17 years

Bankruptcy and debt Lawyer at Worcester, MA
Practice Areas: Bankruptcy & Debt, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Foreclosure

131 Lincoln Street, Worcester, MA

About Robert

Practice Areas

4

Practice Areas

Bankruptcy and Debt 25%

The Law Office of Robert W. Kovacs, Jr. is dedicated to assisting individual find solutions to overwhelming debt. Our practice is limited to consumer bankruptcy matters and other solutions to debt.

18 years | 2,200 cases

25%
Chapter 13 Bankruptcy 25%

18 years | 1,500 cases

25%
Chapter 7 Bankruptcy 25%

18 years | 1,200 cases

25%
Foreclosure 25%

18 years | 1,400 cases

25%

Fees and Rates

Cost

Free Consultation

$0 first 60 minutes

Hourly Rates

$ 300-300 per hour

Contingency

20%-45%


Payment Methods

  • Cash
  • Check
  • Credit Card

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Licenses

Licensed in Massachusetts for 17 years

State: Massachusetts

Acquired: 2008

Active

No misconduct found

Location

Kovacs Law, P.C.

131 Lincoln Street, Worcester, MA, 01605

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Robert W. Kovacs Jr.'s Reviews

Avvo Review Score

4.9 /5.0

31 Client Reviews

5 star (30)
4 star (0)
3 star (0)
2 star (0)
1 star (1)

Posted by anonymous | January 14, 2026 | Hired Attorney

This review is from a person who hired this attorney.

Thank you!

Great knowledgeable & helpful lawyer! Handled my care professionally from start to end. Highly recommend!

Posted by Sara | November 9, 2025 | Hired Attorney

This review is from a person who hired this attorney.

Excellent bankruptcy attorney

I had an excellent experience working with Robert on my Chapter 7 bankruptcy. He was professional, understanding, and made a stressful process so much easier to handle. He explained everything clearly, answered all my questions promptly, and guided me every step of the way. Thanks to his expertise an...d support, my case went smoothly from start to finish. I highly recommend Robert to anyone needing help with bankruptcy or debt relief.

Posted by Paula | June 19, 2024 | Hired Attorney

This review is from a person who hired this attorney.

always there

Lynn and Robert worked hard and did a great job for me. Lynn was in early, and Robert was in late. I was able to meet with them around my schuedle.

Posted by Jack | July 30, 2023 | Hired Attorney

This review is from a person who hired this attorney.

A huge thank you!

On 2017, I was going through a tough time with a foreclosure on a property I had in Florida. I was on the brink of losing the property completely. I just moved to Massachusetts. I didn't know of any bankruptcy attorneys. No one, couldn't refer me to any. Living in Worcester. I had to browse through... the internet for a preferably trustworthy local attorney. I ended finding Robert Kovacs & called his office. A woman of the named Lynn. Answered my call.I had explained to her my situation. Right away! She scheduled me for a quick appointment with Robert. Lynn was very professional, kind, & was concerned about my problem. Very sweet person! Soon I met, Esq. Kovacs for a free consolation. I knew, he's the guy that is going to represent me on my Chapter 13. Putting a halt on the foreclosure of my property. Consolidating the rest of my other debts! His Attorney retainment price & fees were very fair! I highly recommend Mr. Kovacs! Aside as true professional! A great guy to get to know! Very honest up front & honest on representing his clients! I made it with him! Thank you & your staff for what you have done for a long 5 years! Definitely, will recommend him to others. Who are in need of a great Bankruptcy Attorney! God bless you & your family as well!

Posted by Staci | May 25, 2023 | Hired Attorney

This review is from a person who hired this attorney.

Bankruptcy

Rob and Lynn made the process so much easier. They answered every single question and helped me manage the stress of filing for bankruptcy.

Robert Kovacs

Replied last May 29, 2023

Hi Staci, Thank you for the review. It means a lot to me that you would take the time to write. Rob

See All Client Reviews

Robert W. Kovacs Jr.'s Lawyer Endorsements

Endorse Robert
Kristina R. Vickstrom headshot
Kristina Vickstrom

Bankruptcy and debt lawyer | Jul 26

Relationship: Fellow lawyer in community

"I endorse this lawyer."

Nicholas J. Carbone headshot
Nicholas Carbone

Unknown lawyer | Apr 16

Relationship: Worked for lawyer

"I endorse this lawyer."

Mark Issa Murad headshot
Mark Murad

Unknown lawyer | Mar 21

Relationship: Other

"I endorse this lawyer."

Ryan Jacob Fishman headshot
Ryan Fishman

Bankruptcy and debt lawyer | Dec 09

Relationship: Fellow lawyer in community

"I endorse this lawyer."

Hovanes Margarian headshot
Hovanes Margarian

Unknown lawyer | Nov 12

Relationship: Fellow lawyer in community

"I endorse this lawyer."

Douglas MacMillan Borthwick headshot
Douglas Borthwick

Chapter 13 bankruptcy lawyer | Nov 10

Relationship: Fellow lawyer in community

"I endorse this lawyer."

Simon Kabzan headshot
Simon Kabzan

Unknown lawyer | Sep 15

Relationship: Other

"I endorse this lawyer. Excellent attorney and highly recommended as an asset to this community."

Richard Todd Rosenstein headshot
Richard Rosenstein

Unknown lawyer | Jun 02

Relationship: Fellow lawyer in community

"I endorse this lawyer."

Sean Cleary headshot
Sean Cleary

Chapter 11 bankruptcy lawyer | Apr 24

Relationship: Fellow lawyer in community

"I endorse this lawyer. A brilliant and highly respected attorney in the legal community."

John Elloian headshot
John Elloian

Chapter 7 bankruptcy lawyer | Mar 20

Relationship: Fellow lawyer in community

"Robert is a very competent and compassionate attorney. He is very dedicated to his practice and possesses the knowledge and insight that any client would appreciate and expect."

Jacob Jan Sapochnick headshot
Jacob Sapochnick

Chapter 11 bankruptcy lawyer | Aug 31

Relationship: Other

"I endorse this lawyer."

Chris Matthew Limberopoulos headshot
Chris Limberopoulos

Unknown lawyer | Jan 01

Relationship: Fellow lawyer in community

"I endorse this lawyer."

Olga Zlotnik headshot
Olga Zlotnik

Bankruptcy and debt lawyer | Dec 01

Relationship: Fellow lawyer in community

"I endorse this lawyer."

Matisyahu Wolfberg headshot
Matisyahu Wolfberg

Bankruptcy and debt lawyer | Nov 19

Relationship: Fellow lawyer in community

"I endorse this lawyer."

Nadine Marie Jett headshot
Nadine Jett

Chapter 7 bankruptcy lawyer | Nov 09

Relationship: Fellow lawyer in community

"I endorse this lawyer. This lawyers contributions to this site are invaluable. I happily endorse this lawyers work, ability and charity to those asking for advice. Further, I like to endorse good lawyers, because I find the AVVO rating system to be dishonest and corrupt. Frequently, disgruntled litigants on the opposing side (not your clients) will bash a lawyer on this site, pretending to be "your" client. When this situation is brought to AVVO attention, Avvo refuses to do anything to investigate and remove the false, slanderous "client" reviews. AVVO is a mean petty internet blog site trying to make money off of lawyers, and does not care if the public receives truthful information."

Herman Singh Dhade headshot
Herman Dhade

Unknown lawyer | Oct 20

Relationship: Fellow lawyer in community

"I endorse this lawyer."

Michael Anzalone headshot
Michael Anzalone

Bankruptcy and debt lawyer | Oct 09

Relationship: Fellow lawyer in community

"Great bankruptcy lawyer, full recommendation."

Bryce A. Fetter headshot
Bryce Fetter

Tax lawyer | Oct 02

Relationship: Fellow lawyer in community

"I endorse this lawyer."

Stefano Vincenzo D'Agostino headshot
Stefano D'Agostino

Bankruptcy and debt lawyer | Oct 02

Relationship: Fellow lawyer in community

"I endorse Attorney Kovacs. I have read his answers on Avvo and find them to be insightful and a valuable resource to members of the Avvo community."

Elliot M.S. Yi headshot
Elliot Yi

Unknown lawyer | Sep 26

Relationship: Fellow lawyer in community

"I endorse this lawyer."

View All Endorsements
Thomas L. McLaughlin Jr. headshot
Thomas McLaughlin

Real estate lawyer

Kristina R. Vickstrom headshot
Kristina Vickstrom

Elder law lawyer

Kevin Christopher McGee headshot
Kevin McGee

Bankruptcy and debt lawyer

Richard Sabbatino Ravosa Jr. headshot
Richard Ravosa

Bankruptcy and debt lawyer

Nicholas J. Carbone headshot
Nicholas Carbone

Unknown lawyer

Jeffrey P Weber headshot
Jeffrey Weber

Family lawyer

Hovanes Margarian headshot
Hovanes Margarian

Unknown lawyer

Richard Todd Rosenstein headshot
Richard Rosenstein

Unknown lawyer

Sean Cleary headshot
Sean Cleary

Unknown lawyer

Philip M. Stone headshot
Philip Stone

Unknown lawyer

John Elloian headshot
John Elloian

Unknown lawyer

Reza Athari headshot
Reza Athari

Unknown lawyer

Gary Lee Stanley Jr headshot
Gary Stanley

Unknown lawyer

David R. Chenelle headshot
David Chenelle

Bankruptcy and debt lawyer

Dmitry Lev headshot
Dmitry Lev

Bankruptcy and debt lawyer

Olga Zlotnik headshot
Olga Zlotnik

Unknown lawyer

Joshua Branden Swigart headshot
Joshua Swigart

Unknown lawyer

Seyed Abbas Kazerounian headshot
Seyed Kazerounian

Unknown lawyer

Deborah F Bowinski headshot
Deborah Bowinski

Chapter 13 bankruptcy lawyer

Experience

Rating:  9.7 (Superb)

Honors

2022

2022 Honor Roll, Massachusetts Bankruptcy Court

2019

PRO BONO HONOR ROLL, Volunteer Lawyers Service

2019

2019 Honor Roll, Massachusetts Bankruptcy Court

2018

Honor Roll, Massachusetts Bankruptcy Court

2016

Certified Consumer Bankruptcy Lawyer, American Board of Certification

2015

Pro-Bono Service Recognition, Massachusetts Bankruptcy Court

2014

Top 40 Lawyers Under 40, American Society of Legal Advocates

2014

Pro Bono Recognition Awards, Massachusetts Bankruptcy Court

2013

Top 40 Lawyers Under 40, American Society of Legal Advocates

2013

Top Contributor, Avvo

2012

Pro-Bono Service Recognition, Massachusetts Bankruptcy Court

2012

Clients' Choice, Avvo

2011

Pro-Bono Service Award, Equal Justice

2011

Pro-Bono Service Award, WCBA -- Honorable Harry Zarrow Homeless Advocacy Project

2009

Pro Bono Service Award, Legal Assistance of Central Massachusetts

Work Experience

2008 - Present

Attorney, Kovacs Law, P.C.

Associations

2016 - Present

Certified Consumer Bankruptcy Lawyer

Certified Consumer Bankruptcy Lawyer

2014 - Present

American Bankruptcy Institute

Member

2009 - Present

National Association of Consumer Bankruptcy Lawyers

Member

2008 - Present

Massachusetts Bar Association

Member

2008 - Present

Worcester County Bar Association

Member

2006 - Present

American Bar Association

Member

Sample of Legal Cases

2022 Bankr. LEXIS 2821

640 B.R. 781

487 B.R. 44

Win for the debtor

Debts discharged

Debts discharged

463 B.R. 163

Time of Filing

Second mortgage lender not allowed to have insurance money after house fire.

Debtors got to rebuild their home!

See More Legal Cases

Education

2008

Thomas M. Cooley Law School

JD - Juris Doctor

2004

Fairfield University

BA - Bachelor of Arts

Speaking Engagements

2009

Bankruptcy Law: What you Need to Know

Bankruptcy Law

Languages

English

Activity

Avvo Rating

Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Attorneys who claim their profiles and provide Avvo with more information tend to have a higher rating than those who do not.

What determines Avvo Rating?
  • Experience & background Years licensed, work experience, education
  • Legal community recognition Peer endorsements, associations, awards
  • Legal thought leadership Publications, speaking engagements
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Avvo Rating Levels
10.0 - 9.0 Superb8.9 - 8.0 Excellent7.9 - 7.0 Very Good6.9 - 6.0 Good5.9 - 5.0 Average4.9 - 4.0 Concern3.9 - 3.0 Caution2.9 - 2.0 Strong Caution1.9 - 1.0 Extreme Caution