Skip to main content

Deborah F Bowinski

Open for Business
Virtual Consultation
  Save
Avvo Rating9.1
  • Denver, CO
  • Licensed for 32 years
  • Free consultation
Deborah F Bowinski
Deborah F Bowinski
AboutContactReviewsCost

About Deborah

"Open and Available. Due to concerns over the coronavirus we are conducting consultations via telephone and Zoom only, until further notice. Call or email to schedule an appointment!"

I can help you get the debt relief you need and allow you to keep your dignity along the way.  I am a solo practice consumer bankruptcy and student loan lawyer in Denver, CO with over 30 years of experience. I assist clients who are experiencing financial difficulties by helping them to obtain the best, most complete, and most appropriate relief possible. I have successfully helped clients stop lawsuits, prevent garnishments, save vehicles from repossession, save homes from foreclosure, eliminate second mortgages, and generally achieve relief from creditors to gain peace of mind. It is important to me that my clients feel able to have their questions answered and for them to understand the process. 

 

Call me today to see how I can help.  I offer a free, no obligation, initial consultation.  I will assist you in obtaining relief from your overwhelming debt burden.  Get relief and keep your dignity.

Read More

Practice areas

Chapter 13 bankruptcyChapter 7 bankruptcyBankruptcy and debt
  1. Bankruptcy and debt: 60%

    I help people get relief from their unmanageable debts and I provide individualized legal counseling with a "hands on" approach in order to get the most complete relief possible. I can often assist with getting student loan debt under control.

    29 years

  2. Chapter 7 bankruptcy: 20%

    Chapter 7 bankruptcy cases are best suited to households with low to moderate income, those who don't have more than $10,000 of equity in a vehicle or about $100,000 of equity in a home, or those who owe more in business debts than in personal ones.

    29 years

  3. Chapter 13 bankruptcy: 20%

    Chapter 13 bankruptcy cases are best filed by those in households with above average income, or by those who have significant equity in valuable assets. Additionally, chapter 13 cases can assist with dealing with back tax debt!

    29 years

Languages spoken

English

Contact

501 S. Cherry St., Suite 1100
Suite 575
Denver, CO, 80246

Website
http://www.bowinskilaw.com 

    Resume

    License
    StateStatusAcquiredUpdated
    COActive198905/13/2021
    We have not found any instances of professional misconduct for this lawyer.
    Avvo Contributions
    Legal answers2427
    Legal guides0
    Awards
    Award nameGrantorDate granted
    Order of St. IvesUniversity of Denver, College of Law1988
    Work Experience
    TitleCompany nameDuration
    Attorney & Counselor at LawDeborah F Bowinski1993 - Present
    Staff AttorneyChapter 13 Trustee1990 - 1993
    Associations
    Association namePosition nameDuration
    Colorado Consumer Bankruptcy AssociationMember2013 - Present
    Better Business BureauAccredited Business2011 - 2012
    Education
    School nameDegreeGraduated
    University of Denver College of LawJD - Juris Doctor1988
    Franklin and Marshall CollegeBA - Bachelor of Arts1979
    Speaking Engagements
    Conference nameTitleDate
    Pro Se Bankruptcy ClinicChapter 7 Bankruptcy2015
    Pro Se Bankruptcy ClinicsChapter 7 Bankruptcy2014
    The Mod Squad: Modifying Chapter 13 PlansModifying Confirmed Chapter 13 Plans2013
    Pro Se Bankruptcy ClinicsChapter 7 Bankruptcy2013
    Pro Se Bankruptcy ClinicsChapter 7 Bankruptcy2012
    Continuing Legal Education SeminarForm 22 and the Means Test2012
    Pro Se Bankruptcy ClinicsChapter 7 Bankruptcy2011
    Continuing Legal Education SeminarChapter 13 Plan Construction and Confirmation2011

    Reviews

    (4)
    5 Star
    		100%
    4 Star
    		0%
    3 Star
    		0%
    2 Star
    		0%
    1 Star
    		0%
    Review Deborah Bowinski

    Helpful and Honest

    Posted by

    She is awesome. I peppered her with questions for over an hour on topics from student loans, bankruptcy and garnishments. She was extremely helpful, knows the law and gave clear instructions. In fact, at times making recommendations that the best client outcome may not be to use her services. She isn't going to over promise to get your business.
    This review is from a potential client who consulted with this attorney.
    Consulted attorney

    She knows the law

    Posted by

    Ms. Bowinski was very knowledgeable and generous with her time and suggestions. She answered all my questions and was very informative with what I need to make decisions which will work in my best interests. She seemed genuine and honest and counseled me without influence. Should I ultimately decide to go forward with filing Chapter 7, she is definitely my choice.
    This review is from a potential client who consulted with this attorney.
    Consulted attorney

    Advice from an expert

    Posted by

    She has been a God send! With all of the costs incurred in fighting my ex's bankruptcy, I was left with nothing. I have a fraud judgement that he was attempting to file bankruptcy on. He stole my life savings and destroyed my credit. He now owes me $96,000, but has fought me every step of the way. Without the advice I was given (for free) I never would have made it through this. True professional, and someone who genuinely cares.

    Awesome

    Posted by

    Debi Rocked. She was very helpful and understood what we were going through. She treated us with respect and did not treat us like we were trash. She is AWESOME.

    Attorney endorsements

    (39)
    Are you an attorney? Endorse this lawyer

    Dallas Norton, Bankruptcy and debt Attorney on Sep 26, 2020
    Relationship: Fellow lawyer in community

    I endorse this lawyer. 5 star reviews!!

    Judy Sternberg, Bankruptcy and debt Attorney on May 6, 2019
    Relationship: Other

    I endorse this lawyer.

    Travis Whitson, Bankruptcy and debt Attorney on Dec 2, 2016
    Relationship: Fellow lawyer in community

    Deb is an extremely knowledgeable and capable attorney. I find her integrity beyond reproach, and I would not hesitate to refer anyone to her regarding all individual bankruptcy matters.

    William Zurinskas

    I endorse this lawyer.

    Matt McCune, Bankruptcy and debt Attorney on May 4, 2015
    Relationship: Fellow lawyer in community

    I endorse this lawyer. Deborah is an excellent attorney and has a reputation for treating her clients with dignity and respect.

    Nancy Norton, Bankruptcy and debt Attorney on Feb 16, 2015
    Relationship: Fellow lawyer in community

    I endorse this lawyer.

    Judd Nemiro

    This lawyer is highly respected in the community. I endorse this lawyer..

    Andrew Trexler, Bankruptcy and debt Attorney on Sep 15, 2014
    Relationship: Fellow lawyer in community

    I endorse this lawyer. I've always known Debbie to be very thoughtful and knowledgeable in her advice to fellow lawyers and those seeking guidance on debt collection and bankruptcy matters.

    Hovanes Margarian, Chapter 13 bankruptcy Attorney on Jul 13, 2014
    Relationship: Fellow lawyer in community

    I endorse this lawyer.

    Nathan McKinney, Bankruptcy and debt Attorney on Jun 12, 2014
    Relationship: Fellow lawyer in community

    I endorse this lawyer based on her willingness to diligently and competently answer questions.

    John O'Brien, Chapter 13 bankruptcy Attorney on May 30, 2014
    Relationship: Fellow lawyer in community

    I endorse this lawyer. An extremely talented and well respected attorney in the legal community.

    Robert Gauss, Chapter 13 bankruptcy Attorney on Feb 5, 2014
    Relationship: Fellow lawyer in community

    I endorse this lawyer. Deborah is extremely good with complex chapter 13 matters and is highly experienced in all aspects of bankruptcy. She is kind and decent, while at the same time getting things done well.

    Christopher Leroi, Bankruptcy and debt Attorney on Dec 8, 2013
    Relationship: Fellow lawyer in community

    I endorse Ms. Bowinski as an attorney and do refer clients to her for bankruptcy and debt needs. We have encountered each other through Avvo and have "agreed to disagree" on many issues. However, I have been impressed with her experience and with her tenacity as an attorney. She is willing to stand up for herself and for her clients and take on anyone. That is precisely what you want in an attorney. I learn a great deal from her Avvod answers every day.

    Gary Bollinger, Bankruptcy and debt Attorney on Oct 24, 2013
    Relationship: Other

    A source of steady, reliable advice on Avvo. I endorse this lawyer.

    Estela Matta, Bankruptcy and debt Attorney on Sep 25, 2013
    Relationship: Fellow lawyer in community

    I endorse this lawyer. She is very knowledgeable and experienced. She is dedicated to her clients and profession. She will help you get the relief you seek.

    Earl Maxwell, Bankruptcy and debt Attorney on Aug 20, 2013
    Relationship: Fellow lawyer in community

    I endorse this lawyer based upon our association on Avvo and research of her Answers, qualifications, and experience.

    M. Miller, Chapter 13 bankruptcy Attorney on Jul 18, 2013
    Relationship: Fellow lawyer in community

    I endorse this lawyer.

    E Taylor, Bankruptcy and debt Attorney on Apr 30, 2013
    Relationship: Fellow lawyer in community

    I endorse this lawyer. I've been reading her posts on Avvo for some time now, and she demonstrates a solid understanding of bankruptcy law and compassion for the people posting questions.

    Bryce Fetter, Chapter 7 bankruptcy Attorney on Apr 15, 2013
    Relationship: Fellow lawyer in community

    I endorse this lawyer.

    Sarkis Sirmabekian

    Ms. Bowinski consistently provides solid and excellent responses to questions posed by the Avvo legal community. Without hesitation, I fully endorse this lawyer.

    Cost

    RATES
      • Free Consultation Some lawyers offer a free consultation to help determine whether their services are right for your legal needs
        30 minutes
      PAYMENT METHODS

      Cash, Check