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Virginia Elizabeth Fortunato

About me

Ms. Fortunato always wanted to be an attorney.  She knew that she wanted to help people.  Bankruptcy law allows her to help her clients obtain the fresh start they are entitled to by law.


She specifically enjoys fighting mortage abuse by lenders.  All to often mortgage servicers are taking advantage of homeowners.  She fights the mortgage lenders and servicers on behalf of her clients fighting for loan modifications, damages, and attorneys fees.


She is happily married and has a one-year-old son.  She loves dogs and has a dog named Maxie.


Ms. Fortunato loves to spend her time by the ocean.  She also loves to scrapbook.



Photos and videos

1589649 1378936157

Practice areas


  1. Chapter 13 Bankruptcy: 46%
    11 years, 500 cases
  2. Chapter 7 Bankruptcy: 45%
    11 years, 2 thousand cases
  3. Debt Settlement: 5%
  4. Bankruptcy & Debt: 3%
    11 years, 2.5 thousand cases
  5. Foreclosure: 1%
    11 years, 12 cases



Hourly ($400-450/hour), Retainer (always), Free consultation (30 minutes), Pro bono (5%)

Payment types:

Cash, Check

Attorney endorsements

32 total 

Are you an attorney? Endorse this lawyer

  • James J Fitzpatrick

    Ginny is as good as it gets when it comes to bankruptcy law in the State of New Jersey. She is well known by her colleagues and the court for her zealous representation, professionalism and expertise in the area of bankruptcy law. I have referred many people to her over the years and they have all praised her compassion, attention to detail and understanding of complex bankruptcy matters. Ginny's knowledge in the areas of foreclosure and mortgage modification make her an invaluable asset to her clients. I highly recommend Ginny to anyone facing the difficult decision to file for bankrputcy.


    James Fitzpatrick Bankruptcy & Debt Attorney
    Relationship: Fellow lawyer in community

  • Daniela P. Romero

    Virginia is a bulldog and there is no one that will fight harder for you. What more do you really need to know? She is highly knowledgeable in her expertise and is constantly striving to know more. I highly recommend her!


    Daniela Romero Chapter 7 Bankruptcy Attorney
    Relationship: Fellow lawyer in community

Contact info

Virginia E. Fortunato, L.L.C.

One Kinderkamack Road
Hackensack, NJ, 07601


We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Award nameGrantorDate granted
Top Bergen Lawyers(201) Magazine2014
Rising starSuper Lawyers2013
Rising StarSuper Lawyers2012
Appointed as a Committee Member (2011-2013)Lawyer's Advisory Committee (U.S. Bankruptcy Court for the District of New Jersey)2011
Cum laudeRhode Island College1997
Hawkins AwardRhode Island College Sociology Department1997
Work experience
TitleCompany nameDuration
Virginia E. Fortunato, Esq.Virginia E. Fortunato, L.L.C.2011 - Present
Virginia E. Fortunato, Esq.Mark Goldman, PC2005 - 2011
Association namePosition nameDuration
Max Gardner's Bankruptcy Boot CampRe-Boot Boot Camp Graduate and Member2012 - Present
Bergen County Bar AssociationMember2011 - Present
Rugters Law School's Bankruptcy Pro Bono Project (Newark)Advisory Board (Advisor)2011 - Present
Lawyers Advisory Committee (LAC) for the US Bankruptcy Court, District of New JerseyCommittee Member2011 - Present
Max Gardner's Bankruptcy Boot CampBoot Camp Graduate and Member2008 - Present
NJ Continuing Legal Education (NJ-ICLE)Lecturer2006 - Present
Bankruptcy Inn of CourtBarrister2005 - Present
National Association of Consumer Bankruptcy Attorneys (NACBA)Member2005 - Present
Legal cases
Case nameOutcome
Fighting Back Against Mortgage Lenders and ServicersLoan Modifications
See all legal cases 
Publication nameTitleDate
New Jersey Law JournalLearning the Art of Bankruptcy Warfare2008
New Jersey Law JournalMortgage Lenders and Their Attorneys Accused of Foreclosure Overcharges2007
School nameMajorDegreeGraduated
New England School of LawLawJD - Juris Doctor2001
Rhode Island CollegeCriminal JusticeBA - Bachelor of Arts1997
National Association of Consumer Bankruptcy AttorneysBi-Annual Seminars/ConventionsN/AN/A
New Jersey Continuing Legal Education (CLE)N/AClasses taken through out the year, every year.N/A
Speaking engagements
Conference nameTitleDate
Intake For Volunteer Lawyers For Justice (VLJ)Pro Bono Consumer Bankruptcy Seminar/Intake2015
Rutgers University Pro Bono ProjectBankruptcy- Client interviews and 341 hearings.2013
New Jersey Annual Bench Bar ConferenceConsumer Bankruptcy Issues2013
Mortgage SeminarMortgage and Bankruptcy Seminar2013
Bankruptcy American Inn of Court of NJBankruptcy2012
Bankruptcy American Inn of Court NJChapter 7 Bankruptcy2011
Bankruptcy American Inn of Court NJChapter 13 Bankruptcy Cases2011
Bankruptcy American Inn of Court Mid-Monthly Meeting (NJ-CLE)Initial Client Consultation2011
Seton Hall Law School's Legislative Law Journal SymposiumThe Status of the law since the 2005 bankruptcy amendments.2010
Bergen County Bar Association Bankruptcy and EthicsBankruptcy2010
New Jersey Continuing Legal Education (NJ-ICLE)Basic Bankruptcy Skills2007
New Jersey Annual Bench Bar ConferenceMortgage Abuse Issues2007
New Jersey Continuing Legal Education (NJ-ICLE)Basic Bankruptcy Skills2006
New Jersey Annual Bench Bar Conference910 Issues2006