Archived
Filing bankruptcy after a quit claim was filed 2 years previously?
Would this be an issue with a Chapter 7?
Virginia's answer
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Answered on May 03, 2013
Maybe. More information is needed. A transfer within two years of filing bankruptcy is always a potential issue. You should consult with an...
Archived
Do I have to attend a hearing on a motion for extension of time if I don't have a problem with it being granted?
Virginia's answer
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Answered on February 08, 2013
Honestly, I think you should call the Court and ask whether you should appear. Each Judge usually handles procedures differently. As someone else...
Archived
If he files for bankruptcy after we get married for debt that he has before our wedding will it affect my credit?
Virginia's answer
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Answered on January 29, 2013
It would be better for your fiancé to speak to an attorney now. Although his filing for bankruptcy will not effect your credit score, your income...
Archived
How do I proceed with a debt that am currently been sued for?
Virginia's answer
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Answered on January 29, 2013
It sounds like you may want to consider filing bankruptcy. In New Jersey it is illegal to be garnished for two debts at the same time. In...
Archived
Receiving a personal loan after filing bankruptcy
Virginia's answer
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Answered on January 15, 2013
Usually within the first year of filing your bankruptcy your credit score will go up! You will want to make sure the credit bureaus were notified...
Archived
I am drowning in debt and cannot seem to catch up on my bills i did file bankcrupsy over 10 years ago can i do it again?
Virginia's answer
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Answered on December 08, 2011
Yes, you can file bankruptcy again. However, you should know that the bankruptcy laws changed in 2005. You should contact an attorney to discuss...
Archived
How long does it take to forclose in NJ?
Virginia's answer
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Answered on November 27, 2011
Although I cannot give you a specific time period foreclosure is taking on average between two to three years depending on the mortgage company,...
Archived
Credit card debt and bankruptcy
Virginia's answer
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Answered on November 06, 2011
Absolutely, with a few exceptions. Most people file a Chapter 7 bankruptcy to wipe out credit card debt after becoming ill, unemployed, divorced,...
In NJ, can a creditor take my car if they get a judgement against me for unpaid credit card debt?
Virginia's answer
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Answered on November 06, 2011
Yes, they can place a levy on a car but it is unlikely the creditor will take your car. It would depend on the value. It may not be cost effective...
Archived
How do we get a suspension on the 3 weeks of vacation checks we overpaid during a Chapter 13?
Virginia's answer
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Answered on November 02, 2011
Your question is a little unclear. I will assume your husband did not receive an income during that time period because if he was receiving income...