William Reid Cumming

Bill Cumming represented us when a creditor on our bankruptcy sued us and refused to sign off on the bankruptcy. He succeeded in getting a settlement which allowed a dismissal of the law suit and they signed off on the bankruptcy. We are more than happy with the results and recommend him highl...y.

I WAS RECOMMENDED TO BILL BY OTHER ATTORNEY AND WHAT A DELIGHT TO KNOW HIM PROFESSIONALLY, AND I FEEL LIKE I NOW PERSONALLY KNOW HIM AS WELL,HE KEPT ME AT EASE WITH THE WHOLE PROCESS OF BK. BILL IS VERY KNOWLEDGABLE , UPDATED ME WITH THE PROGRESS AND KEPT MY INTEREST FIRST UNLIKE OTHER ATTORNEYS I... HAVE DEALT IN PAST WHO ALWAYS THINK FOR THEIR FEES FIRST. I HAVE TALKED TO FEW ATOORNEYS AND NEEDED SOME ADVICE ON MY CURRENT LICENSES WHICH I HOLD AND THEY WERE UNABLE TO ANSWER FEW SIMPLE QUESTIONS I ASKED, AND BILL WENT EXTA MILE TO CONTACT THE STATE AND OTHER RELATED AGENCIES TO MAKE SURE BANKRUPTCY WILL NOT EFFECT MY LICENSE AND LIVELYHOOD , NO OTHER ATTORNEY WILL DO THIS WITHOUT ADDING MORE FEES, BILL DID NOT ASK FOR A DIME MORE THEN AGRRED UPON FEES, THIS EXTAR STEP HE HAS TAKEN PUT HIM ABPVE ALL ATTORNEYS, ALL I CAN SAY IS THANKS YOU SO MUCH BILL. YOU ARE A GOOD PERSON HOPE YOUR INDUSTRY TAKE LESSON FROM YOU................THANKS AGAIN

Mr Cumming gave us excellent advice and persuaded us to settle our debt, rather than face bankruptcy court. His phase one/phase two approach opened up a line of communication between us and the plaintiffs attorney. We were then allowed to offer a settlement amount that was affordable to us. Mr Cummin...g kept us completely informed every step of the way by forwarding every correspondence to us via e-mail. His professional courtesy is second to none. He responded to our questions in a timely manner and always offered to help with anything that he could. We gained peace of mind by hiring Bill Cumming. From the start to the finish he and his staff did a superb job. We would enlist their services again in a heartbeat. Thank You again for all of your help. Sincerely, Doreen

I thoroughly enjoyed working with Bill Cumming! He made the emotional and uncomfortable process of declaring for bankruptcy a comforting and manageable procedure, constantly reminding me to look ahead, toward the future. I felt safe with his talented and knowledgeable focus on the law process and he ...always returned my emails and calls in a timely manner. I have recommended Mr. Cumming to friends and family looking for answers in these tough economic times. He helped me begin again financially! Thank you, Bill! >> Maryjane O.

We benefitted greatly from Mr. Cumming's knnowledge and experience in this area of the law and felt relieved throughout the process, particularly at the bankruptcy hearing. His work was thorough and complete and his clear explanations made the entire process much easier to comprehend, especially leg...al issues. Our bankruptcy has been discharged and the case closed. A few additional items relating to the bankruptcy have subsequently risen involving our other business affairs. Mr. Cumming has been very responsive in answering our questions which enabled us to respond in an appropriate manner. We are very pleased to provide this review and wish to particularly stress our appreciation for the sound fiscal counsel and advice he provided. This has been instrumental in enabling us to rebuild our financial plan and a new life of debt free living without credit cards.