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Bill is a native of Southern California. In 1994, he graduated with honors from the University of California Los Angles with a double major in economics and political science. After graduation, he traveled to Japan to teach English and then attended Loyola Law School and graduated in 1998 towards the top of his class. While at law school, he participated in the moot court competition and was involved in several law school organizations.
Prior to forming Cumming & Associates, Bill was a partner at Lewis, Brisbois Bisgaard & Smith, which is one of California’s largest law firms. While at the firm, his practice focused on civil litigation with an emphasis in business and commercial litigation, real estate, construction and intellectual property. He has tried to conclusion both bench and jury trials and has also successfully resolved numerous claims by way of arbitration and mediation. Bill is also an experienced bankruptcy attorney and his practice focuses on helping individuals and companies with Chapter 7 and 13 bankruptcies.
Bill also works with several small to mid-size companies and handles their corporate transactional work. He has the expertise to advise his clients in matters relating to the formation and dissolution of business entities, purchase or sale of on-going businesses, drafting and negotiating general business agreements, corporate governance, joint ventures, commercial leases, real estate matters, employment and consulting agreements, licensing agreements and other business law matters.
He has built a solid reputation as a skilled trial attorney with a winning record and as a knowledgeable expert in business-related transactions. Bill has been recognized on multiple occasions as a “Rising Star” by Super Lawyers magazine, an honor reserved for the top 2.5% of lawyers in Southern California under the age of 40.
Bill enjoys spending time with his wife Julie and their three young children. His interests include playing the guitar, golfing, mountain bike riding, surfing and skiing. Bill is an instrument rated private pilot and likes to run with his Border Collie, Bella.
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Practice Areas
28 years | 250 cases
28 years | 250 cases
28 years
Free Consultation
$0 first 60 minutes
State: California
Acquired: 1999
No misconduct found
3080 Bristol Street, Sixth Floor, Suite 630, Costa Mesa, CA, 92626
cummingandassociateslaw.com/73 Client Reviews
Showing 1 - 5 of 16 reviews | Responsiveness
Posted by anonymous | January 20, 2026 | Hired Attorney | Business
Exceptional Counsel for Resolving Complex Business Disputes
My team hired Bill to handle a complex business dispute involving a failed investment and misconduct by a managing member. From the very beginning, Bill stood out for his clarity, strategic thinking, and practical approach. He quickly understood the facts, helped us evaluate risk versus reward, and p...
Posted by Rick | January 18, 2023 | Hired Attorney | Business
A Stellar Attorney
Recently, I was faced with the prospect of trying to sell the business I had owned and managed for 35 years to a Fortune 500 company. Having never negotiated such a complex process, I (wisely) decided to enlist the services of a reputable consultant, and his first recommendation was that I should hir...
Posted by Denise Trevino | November 24, 2020 | Hired Attorney | Landlord & Tenant
Always Available
We hired Bill to help with an eviction notice that we considered unjust. The proceeding took several months to complete. We were concerned that we would have to go to court to settle everything. Throughout the process, Bill was always available. He helped us look for options, negotiate the terms of ...
Posted by Diane | January 06, 2015 | Bankruptcy & Debt
Top Notch Integrity - a Lawyer you can TRUST!
I've known Bill for several years and have always highly recommended him but I most recently got to see him in action on my personal bankruptcy case. He was super patient to answer all my questions during the investigative phase when I was trying to determine if bankruptcy was an option for me. He wa...
Posted by Craig | December 30, 2014 | Bankruptcy & Debt
Superior professional service!
Mr. Cumming was very informative as to bankruptcy proceedings. Everything he said would happen, did happen. He was very prompt in returning all of my calls and emails during this process. I really appreciated his knowledge and expertise along with a refined personal touch. I would highly recommend h...
"Bill and I had the chance to work together on a real estate matter. He is very knowledgeable and had a friendly demeanor. It would be an honor to work alongside him again."
"Whenever a potential client needs a referral to a bankruptcy attorney, I recommend Mr. Cumming. He is diligent and straight-forward and takes good care of his clients."
"Bill is a great lawyer and person. I worked with Bill at a large national firm and I can attest to the fact that he is a hard working and extremely competent attorney. I would wholeheartedly recommend him to anyone. As a fellow lawyer in the community, I carry much respect for him and his legal skills."
"I endorse this lawyer. William Cumming is an intelligent, tenacious and thoughtful lawyer. I’ve gone to him for direction and advice on a number of matters and I’ve been very impressed on each occasion. Bill is upstanding and ethical in every respect and he follows through with clients and colleagues alike. I recommend Bill with the highest confidence."
Family lawyer
Litigation lawyer
Personal injury lawyer
Real estate lawyer
Real estate lawyer
Intellectual property lawyer
2025
Super Lawyer, Super Lawyers
2024
Super Lawyer, Super Lawyers
2023
Super Lawyer, SuperLawyers
2022
Super Lawyer, SuperLawyers
2021
Super Lawyer, SuperLawyers
2011
Top Attorneys - August 2011, OC Metro Magazine
2007
Rising Star, Super Lawyers Magazine
2006
Rising Star, Super Lawyers Magazine
2008 - Present
Managing Partner, Cumming & Associates, APC
2008 - Present
Orange County Bar Association
1999 - Present
American Bar Association
Obtained a $3.5 million dollar verdict against one of the defendants and the others filed bankruptcy.
Plaintiffs settled with the defendants for a confidential amount.
Afer a month long jury trial the jury issued a defense verdict.
Plaintiffs obtained a judgment against Robert Del Valle and other defendants for $2.6 million.
1998
JD - Juris Doctor
1994
BA - Bachelor of Arts
2015
Real Estate and Bankruptcy
2014
Real Estate and Bankruptcy
2010
Top Ten Questions that Real Estate Professionals Ask About Bankruptcy
2009
The Impact of the Mortgage Forgiveness Debt Relief Act
English