William Reid Cumming

My husband and I are self-employed architects; we made most of our income from buying, renovating and selling houses in Virginia. In 2022 we had our first child. Lost income from clients who could no longer pay, plummeting real-estate values and a non-existent job market for architects left us with ...virtually no income for four years. We used our credit cards and savings, my 401k, sold our home at a huge loss, all with the idea that the market had to pick up soon and we would then be able to pay off our debts without filing for bankruptcy. We were terrified of bankruptcy because we depended on being able to get a mortgage to finance home purchases and renovations, our main source of income. In retrospect not filing was a mistake, the market never recovered in time for us and we accumulated a massive amount of credit card debt which we could not pay, somewhere around $50-60,000. Much of this has been charged off or we negotiated settlements; however we have two judgements, Amex for $1136 and Chase for $8566, which I tried to settle, and a Citibank account that was bought by Asset Acceptance, original balance of $16,166 now pumped up to $26,340. I read about Pinnacle Credit Specialist on Quora and I didn’t hesitate to contact him, to my greatest surprise, all the debts were cleared completely including the charge offs and credit card debts. More so our credit score has increased to 809 and 801 respectively. All thanks to [email protected] the savior I met a few months ago. You can also reach him via signal: +1 (206) 970-5442 Cheers

I was referred to Bill from a close friend that I trust.The lien on my home was from an old Discover card debt that I didn't realize was there until I tried to refinance my home. I was not sure if it would be possible to remove the lien because the court documents had been destroyed due to age of cas...e. Bill and his team were able to convince the Discover card attorney that this lien should not be there. Bill and his team handled everything including going to recorders office and filing the documents to remove the lien. Not only was he successful but he also did this work for a much lower amount than the flat rate we agreed upon. I highly recommend William Cumming and his team for your legal needs.

Within the sector of business my firm operates, we are often trust into wotking with companies or individuals with less than professional business practices. Needless to say, this fact can be taxing on a business owner such as myself. We here at Splash Plumbing and New Technology Plumbing have depend...ed on the ethical, professional and wise counsel of Mr. Cummings firm for several years. Our requirements for professional law intervention ranges from simple collections to mechanic lien foreclosures. All of which have been handled promptly and with detailed care. In the vent the reader of this post is in need of a law firm with tact and ethics, I would highly recommend Cumming and Associates. Daniel Gratz President Spash Plumbing