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Lu Ann Trevino

Debt and lending agreements Attorney at Houston, TX

5.0   32 reviews

Licensed for 24 years

Virtual consultation available

Free consultation

About Lu Ann

Learn Lu Ann’s areas of practice.

1
Practice area
  1. Debt and lending agreements
    100%
    Assisting and defending people in formulation and interpretation of debt and lending agreements.

    25 years, 5,000 cases

CREDIT CARD DEBT OR REPOSSESSION? LET THE TREVINO LAW HELP YOU GET YOUR FINANCIAL LIFE BACK ON TRACK

This website has finally added  my favorite area of practice which is consumer rights.  My passion is helping consumers exercise their rights to fair treatment in the marketplace.  You don't have to accept deception and unfair treatment from credit card companies, mortgage companies, car dealers, or any other vendor or service provider.  Preventing bankruptcy makes me smile. 

 

As part of my passion for helping "regular" people, I am expanding my employment law practice.  If you feel you have suffered impermissible discrimination at work, I would be happy to discuss your situation and possible solutions.

 

I am a veteran (regular Army) 1973-1976.  I lived and worked in Nigeria 1981-1984.

Top Contributor 2022
Top Contributor

Avvo

Client's Choice 2018
Client's Choice

Avvo

Licensed for 24 years
State TX
Status Eligible to Practice in Texas
Acquired 1998
Updated 10/23/2022

We have not found any instances of professional misconduct for this lawyer.

Contact Lu Ann

Lu Ann Trevino
13201 Northwest Freeway
Suite 800
Houston, TX, 77040

Reviews

5.0 / 5.0
  32 customer reviews
5 Star
 
97%
4 Star
 
3%
3 Star
 
0%
2 Star
 
0%
1 Star
 
0%
Client's Choice 2018
Client's Choice
Lu Ann received a significant number of 4+ stars in 2018
Posted by Pauline | June 11, 2012
Looking for great legal representation.
I have the utmost respect for her and her firm. She has gone above and beyond the call of duty and has definitely left a very honest impression of her and her firm. If I ever needed any legal representation I would for sure refer her as call her. Even after everything is said and done she still takes time out and responds to my emails over issues that happened a year ago. I am totally grateful. Other attorneys charge when they have to pick up the phone much more if they had to return an email.
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Posted by anonymous | November 26, 2010
I only wish I had met Attorney Lu Ann Trevino last year
Attorney Lu Ann Trevino is straighforward, honest and is an attorney that can be held in great trust. I only had a consultation with Attorney Trevino, and she spent over an hour speaking with me about my options. She was honest and caring and I could tell that should I need an Attorney in the future, she would be the one, hands down. She instilled confidence in her client, at a time when one needs it the most.
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Posted by Michelle | November 15, 2018
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Smart and very helpful
Thank you so much for your time and legal answer , and 2 other attorney's I had spoke with a couple months ago didn't mention the Carmack Amendment , nor did they seem to know anything about my situation ,but thankfully you did! And I appreciate your help ! Thanks Ms Trevino
Response from Lu Ann Trevino November 18, 2018
Glad to help.
Posted by anonymous | November 14, 2018
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Abstract of Judgment
I consulted with Ms. Trevino regarding recovering money from small claims judgment. She offered information that answered my questions. Very helpful. Thank you for responding.
Response from Lu Ann Trevino November 14, 2018
Thank you for the kind review.
Posted by Mark | June 21, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Student Loan Co Sign case
Lu Ann did an amazing job on my case. I Consigned a student loan for me wife’s friend and over time he defaulted. I was served with a lawsuit saying I owed over 17k for this defaulted loan. I hired Lu Ann and she went to work on my case and ina short amount of time I was removed from the law suit. Amazing work on her part!
Posted by Arthur | April 21, 2018
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Prompt and Professional
Ms. Trevino responded to a post I made in well under 24 hours. Her answer was clear, precise and left no question in my mind about next steps. If I did decide to consult with an Attorney regarding my issue, she would be right at the top of my list.
Posted by Merilee | February 20, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Better results than I could have ever hoped for!
Ms. Trevino represented me in a case where I was being sued over a delinquent private student loan for a substantial sum. My entire experience with Ms. Trevino and her law firm was so much better than I could have hoped for! To begin with, I had consultations with several law firms before choosing Ms. Trevino. Her price was competitive and she allowed a payment plan, which was the only way I could afford legal representation. But most importantly, she spent the most time with me during our consultation. She was the most informative and the was by far the best at making sure I truly understood the process, my options and the possible outcomes. I found her demeanor and attitude to be very reassuring and the stress of being sued was greatly reduced by knowing that I had her representing me. So overall, working with her was pleasant, educational and empowering. But that's not even the best part. The outcome of my lawsuit was amazing! The debt collector dropped the suit without ever having to go to court, and Ms. Trevino reflected this in her fees, which I felt was very honorable of her. I will absolutely use Ms. Trevino and her firm again if I ever have the need, and I will be recommending her without reservation to everyone I know!
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Posted by anonymous | April 21, 2017
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Good Lawyer!
Responded very rapidly! Helped where she could, however, I need a civil lawyer instead!
Posted by gm | October 6, 2016
This review is from a person who hired this attorney.
| Hired Attorney
A Real Lawyer who represents the people - straight forward help all the way
I learned of a debt law suit by way of mail from companies soliciting their services to me. It was a huge shock to say the least. After hours of online research I found a different site where Lu Ann had answered a similar question to mine and several attorneys agreed with her. That led me to contact her to learn more and share my situation. Lu Ann took the time to talk with me, listen to my questions and answer them matter of factly and help me step outside of many fears, many due to lack of knowledge of debt collection and the law. Five months later, I contacted her office again and was ready to engage services. She was the same and same price and payment plan. And her quick and professional actions solved the issue without me ever being served or going to court. She went above and beyond to look at my credit report and assess any other debt collection activities to ensure my protection under law. This was the best choice, the best decision and the best outcome I could have hoped for. Thank you Law Office of Lu Ann Trevino.
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Posted by Frank Alvarado | August 2, 2016
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Peace of mind
Lu Ann gave a very quick, and well informed opinion on my question about debt collection practices, and helped me look at my situation in a new light. Luckily, it looks like I will not need legal representation, but if I did, I would have no concerns about having her take on my case. Thank you, Lu Ann.
Response from Lu Ann Trevino August 3, 2016
Happy to be of assistance to you.
Posted by Joseph Salvatierra | December 4, 2015
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
If you want a lawyer that REALLY know about debt collection law/cases Lu Ann Trevino is the person.
Lu Ann Trevino has in-a-way saved my life or what's left of it. It is with out a drought she is way beyond knowledgeable about this area of the law. She will set you straight and not just take your money and led you on to no where. You just can't go wrong with LuAnn. So if you already have a lawyer just go head and fire him/her and get someone that will get the job done right; get LuAnn Trevino. I just got off the phone with her and she really set me straight. This pro-se thing may not be too smart. I will not misplace her number. I shall add more detail about this later. Right now I need to get to work.
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Posted by Brenda | October 28, 2015
This review is from a person who hired this attorney.
| Hired Attorney
Debt & Lending Agreements
Lu Ann Trevino & her assistant, Heather Graham, served as a team to diligently work my cases. Thereby allowing for continual communication & case progression which produced the best results obtainable. The case law knowledge & client customer service well exceeded my expectations.
Posted by Barbara | September 16, 2015
This review is from a person who hired this attorney.
| Hired Attorney
Will and Power of Attorney
Ms. Trevino did an exceptional job for me. She was very through and took time to make sure I knew and understood what she was advising me of. I greatly appreciate her honesty and service to me.
Posted by Sewell | September 12, 2015
This review is from a person who hired this attorney.
| Hired Attorney
Foreclosure
Ms. Trevino knows her business. I needed advice, I needed time, I needed understanding. She gave all of these and much more. She not only is she my lawyer, she has become a good friend. I have recommended her to friends and associates and they have been highly impressed with her knowledge, professionalism, and astute counseling. She was recommended to me by another lawyer that I had respect for but does not specialize in my needs. I give her a 5 star rating!
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Posted by Larry | September 11, 2015
This review is from a person who hired this attorney.
| Hired Attorney
A Professional who actually listens to you!
My dealings with the Trevino Law firm and Lu Ann specifically has been positive and I can’t recommend her more highly. I had an issue where I had to collect a debt from another individual who was giving me troubles about paying me back despite the contract we had. After fighting it myself for a while, I decided I needed legal help and contracted LuAnn. Here is what I found: LuAnn actually listened to me in a thoughtful and considerate manner. She did not “pigeon hole” my problem in her mind and adopt a canned solution before I was even finished explaining my issue as so many professionals do nowadays. Actual listening is the key here, in these days of miserable customer service from everyone and every company; I found Lu Ann’s listening skills and resulting actions to be most impressive. Professionally, Lu Ann got on my problem, and brought about speedy resolve at a reasonable cost! A tip of my hat to the Trevino Law Firm.
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Posted by Marti | September 11, 2015
This review is from a person who hired this attorney.
| Hired Attorney
The best of the best!
Ms. Trevino is an attorney that gets right to the heart of the matter on any situation. She gives straight answers. I have appreciated her work on everything that she has done for me. She is diligent in her work and she is extremely knowledgeable. She is a "no-nonsense" kind of attorney which I really like.
Posted by Evelyn | March 8, 2015
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Knows the law.
Ms. Trevino, will fight for your legal rights. Great working with her. Credit card problem from six years ago. She remove a judgment from my homestead.
Posted by anonymous | September 19, 2014
Debt Collection
Ms. Trevino did an excellent job representing me on a debt collection. I had been served papers to appear in court. She listen to my predicament and immediately told me to fax over my paperwork so she could look it over. Two days later told me she could help me. In a matter of 3 1/2 weeks she represented me in court and was able to get my debt slashed by an unbelievable amount. Ms. Trevino understands the law when it comes to debt collection. I would highly recommend her to anybody out there that is needing legal representation in debt collections.
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Posted by Shyia | November 15, 2013
I Highly Recommend Mrs. Trevino
I had a sudden interaction with a past debt with debt collectors. They began to call my cell phone and my boyfriends as well. I called attorney's here in my area to seek advice and they never returned my call. I saw Mrs. Trevino's profile in the AVVO website. I took a chance by sending her an email and to my surprise she responded quickly. She gave me information about my situation that I really needed to know. She works fast, is honest and I know who to call if I need advice or legal representation. Thank you Mrs. Trevino
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Posted by anonymous | September 19, 2013
Ms. Trevino helped us sue debt collector for our Homeowner Association for violations of the Fair Debt Collection Practices Act.
We received a statement from the HOA for the first 2 years and after that we did not receive a statement. In 2010 we did not receive a statement from the management company for the HOA, instead we were sued for non-payment of fees. We found out that the statement and collection letters were being sent to our old address from before we bought the house. I hired Lu Ann Trevino to defend us in the suit. Lu Ann Trevino presented the facts to the attorney for the HOA and they settled before our Answer was due. Per the settlement agreement the HOA was instructed to correct our address. In 2011 a statement was not received from the HOA. At the end of January 2011, I sent a request to the Management company for the HOA to send a statement. My request was ignored In June 2011 we received a collection letter from the collector for the HOA. I hired Lu Ann Trevino to help me with this new evolvement. She sent letters to the collectors which were ignored and the collector continued to harass us. Lu Ann Trevino filed suit in 2012 against the collector and the HOA for violation of the FDCPA. The suit was quickly settled with money to us. I am very happy with the speediness and service that Lu Ann Trevino provided for us and recommend her to others in my situation.
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Cost

Rates
  • Free Consultation 30 minutes
  • Hourly Rates $ 300-350 per hour
  • Contingency 40%-45%
Payment methods
Cash, Check

Resume

AVVO RATING 10.0 (Superb)

Work Experience

  • The Trevino Law Firm
  • 2004 - Present
  • Associate
  • Hinsley Law Firm
  • 2001 - 2004
  • Associate
  • Hirsch Sheiness & Garcia
  • 1998 - 2000
  • legal assistant
  • Royston Rayzor
  • 1990 - 1995
  • Supervisor, Blood Testing
  • Gulf Coast Regional Blood Center
  • 1987 - 1990
  • City of Houston Health Department
  • 1985 - 1987
View all work experience

Education

  • Thurgood Marshall School of Law
  • JD - Juris Doctor
  • 1998
  • United States Coast Guard
  • Oil Spill Response Certification
  • 1979
  • Texas AandM University, Corpus Christi
  • BS - Bachelor of Science
  • 1979

Legal Cases

  • Tielke v. Bank of Am., N.A. (5th Cir., 2014)
  • Summary Judgment against homeowner reversed
  • Continental Dredging, Inc. v. De-Kaizered, Inc., 120 S.W.3d 380 (Tex. App.-Texarkna 2003, pet. denied)
  • successful appeal of jury findings awarding fees

Associations

  • Texas Girl Attorneys
  • member
  • 2015 - Present
  • Politics for Lawyers
  • Member
  • 2015 - Present
  • American Bar Association, Law Student Division
  • Judge
  • 2015 - Present
  • Texas Lawyers
  • Member
  • 2014 - Present
  • Texas Lawyers for Lawyers
  • Member
  • 2014 - Present
  • United States Fifth Circuit
  • Admitted to Practice
  • 2011 - Present
  • American Bar Association, Business Law Section
  • Member
  • 2010 - Present
  • United States District Court for the Eastern District of Texas
  • Admitted to Practice
  • 2010 - Present
  • Better Business Bureau
  • Member
  • 2009 - Present
  • Pro Bono College of the State Bar of Texas
  • Member
  • 2008 - Present
  • State Bar of Texas, Consumer and Commercial Law Section
  • Member
  • 2006 - Present
  • Unites States District Court for the Western District of Texas
  • Admitted to Practice
  • 2002 - Present
  • United States District Court for the Southern District of Texas
  • Admitted to Practice
  • 2000 - Present
  • American Bar Association
  • Member
  • 1998 - Present
  • Phi Delta Phi legal fraternity
  • Member
  • 1996 - Present
  • Houston Lawyer Referral Service
  • Member
  • 2004 - 2011
  • Houston Bar Association
  • Member
  • 1998 - 2004
  • Thurgood Marshall School of Law
  • Research Editor, Law Review
  • 1997 - 1998
View all associations

Languages Spoken

  • English

Awards

  • Texas Super Lawyer
  • Texas Lawyer
  • 2021
  • Super Lawyer
  • Texas Lawyer
  • 2020
  • Super Lawyer, Creditor-Debtor Rights
  • Texas Super Lawyers
  • 2019
  • Top Lawyers
  • Houstonia Magazine
  • 2019
  • ATJ Pro Bono Champion
  • Texas State Bar
  • 2017
  • Top Lawyers
  • Houstonia Magazine
  • 2016
  • Top Contributor
  • Avvo.com
  • 2015
  • Clients' Choice
  • Avvo.com
  • 2012
  • Excellent attorney - Debt Agreements
  • Avvo.com
  • 2012
  • Academic Excellence - Admiralty Law
  • Praemium Excellentia
  • 1998
  • Juris Doctorate cum laude
  • Thurgood Marshall School of Law
  • 1998
View all awards

Publications

  • Thurgood Marshall School of Law Gender, Race and Justice Law Journal
  • Editor
  • 1998
  • Thurgood Marshall Law Review
  • Healthcare Quality Improvement Act: Sword or Shield
  • 1997

Speaking Engagements

  • Legal assistants certification class
  • Legal Assistants and Consumer Credit
  • 2016
  • Legal Assistants certification class
  • Legal Assistants and Consumer Credit
  • 2015
  • Paralegal Training Program
  • Legal Assistants and Consumer Credit
  • 2014
  • Paralegal Training
  • Legal Assistants and Consumer Credit
  • 2013
  • Veterans' Reintegration Project
  • Servicemembers' Credit Relief Act
  • 2012
  • Paralegal Training
  • Paralegals and Practice Areas
  • 2011
  • University of Houston
  • Paralegals and Practice Areas
  • 2010
  • Richmond State School
  • Identity Theft
  • 2010
  • Paralegal Training Course
  • Paralegals and Practice Areas
  • 2010
  • Galveston Community College
  • Identity Theft Prevention and Remediation
  • 2010
  • University of Houston Paralegal Course
  • Fair Credit Reporting Act case review
  • 2009
  • University of Houston Paralegal Course
  • Consumer Advocacy in the Law
  • 2009
  • Paralegal Training
  • Deceptive Trade Practices Act
  • 2008
  • Paralegal Training
  • Deceptive Trade Practices Act
  • 2008
  • Paralegal Training
  • Foreclosure issues
  • 2008
  • Paralegal Training
  • Identity Theft
  • 2008
  • Paralegal Training
  • Deceptive Trade Practices Act
  • 2007
  • Paralegal Training
  • Fair Credit Reporting Act
  • 2007
  • Paralegal training
  • Fair Debt Collection Practices Act
  • 2007
  • Paralegal Training
  • paralegals and consumer law issues
  • 2007
  • Legal Assistants certification class
  • Legal Assistants and Consumer Credit
  • N/A
View all speaking engagements

Attorney endorsements

Received (63)
Given (61)
Endorse Lu Ann
Debt and lending agreements Attorney | Sep 18
Relationship: Fellow lawyer in community
"I endorse this lawyer. Lu Ann is the lawyer I would hire if I needed a lawyer, highly recommend her."
Foreclosure Attorney | Feb 14
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Consumer protection Attorney | Feb 07
Relationship: Opposing Counsel on matter
"Lu Ann is a strong advocate for her clients while maintaining a professional demeanor with her opposing counsel. I have worked with Lu Ann over the years to resolve a number of cases, and I strongly endorse her."
Debt and lending agreements Attorney | Feb 06
Relationship: Other
"I endorse this lawyer."
Identity theft Attorney | Apr 22
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Debt and lending agreements Attorney | Mar 26
Relationship: Fellow lawyer in community
"I wholeheartedly endorse this lawyer. Ms. Trevino is a well-regarded and driven attorney who has provided exceptional legal representation to numerous clients throughout the U.S. With her extensive knowledge, broad experience and impressive professional skills, she is bound to invest her time and energy into achieving the best outcome for each case, regardless of its level of complexity."
Debt and lending agreements Attorney | Mar 22
Relationship: Fellow lawyer in community
"Lu is an excellent attorney committed to providing the highest quality representation to clients. I endorse this attorney without reservation."
Debt and lending agreements Attorney | Mar 07
Relationship: Fellow lawyer in community
"The answers of Ms. Trevino are consistently accurate, analytic, and customized to the needs of the Avvo asker. One in particular was so thorough on two levels it prompted this endorsement. Ms. Trevino demonstrates the qualities that every client would look for when hiring an attorney."
Debt and lending agreements Attorney | Oct 26
Relationship: Fellow lawyer in community
"I endorse this lawyer. Attorney Trevino provides a much needed service on Avvo. She donates her time to individuals who are in need of immediately legal answers."
Identity theft Attorney | Sep 19
Relationship: Fellow lawyer in community
"I endorse Ms. Trevino for the excellent answers she provides on this forum."
Unknown Attorney | Aug 30
Relationship: Fellow lawyer in community
"This attorney is concise and accurate."
Landlord or tenant Attorney | Jul 12
Relationship: Fellow lawyer in community
"I have read hundreds of Ms. Trevino's answers on this forum, and on other legal forums, and always find her answers to be right on point, helpful, and correct. I have complete faith in her knowledge and skills, and am happy to endorse her."
Debt collection Attorney | Jun 13
Relationship: Fellow lawyer in community
"Ms. Treviño's analyses are consistently well-considered and accurate. I endorse her."
Debt and lending agreements Attorney | Mar 10
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Debt and lending agreements Attorney | Jan 28
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Debt and lending agreements Attorney | Jan 24
Relationship: Fellow lawyer in community
"I endorse this lawyer. She is a credit to the profession."
Unknown Attorney | Jan 13
Relationship: Other
"I endorse this lawyer."
Debt and lending agreements Attorney | Jan 08
Relationship: Fellow lawyer in community
"I endorse Lu Ann Trevino. She fights hard for her clients."
Debt collection Attorney | Dec 30
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Unknown Attorney | Nov 25
Relationship: Fellow lawyer in community
"I endorse Lu. Highly respected in the legal community with a strong reputation for client advocacy and dedication."
View more endorsements
Debt settlement
Consumer protection
Debt collection
Landlord or tenant
Debt collection
Personal injury
Landlord or tenant
Criminal defense
Divorce and separation
Bankruptcy and debt
Chapter 7 bankruptcy
Criminal defense
Criminal defense
Chapter 13 bankruptcy
Bankruptcy and debt
Houston Debt and lending agreements Lawyer Lu Ann Trevino
Lu Ann Trevino
Debt and lending agreements Attorney
Houston, TX
Licensed for 24 years
Free Consultation
Virtual consultation available