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Rick Flume

also known as Richard Arthur Flume
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Avvo Rating9.8
  • San Antonio, TX
  • Licensed for 28 years
  • Free consultation
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About Rick

I'm not a coat-and-tie lawyer, or a tall-office-building lawyer.  Instead, I'm relaxed, down-to-earth and good at explaining complex legal matters in ways that everyday people can understand.  

 

Here's why I don't wear the coat and tie:  Each time I've had an initial consultation with a client right after I get back from court and I still had on a tie, the client is more nervous and the "atmosphere" feels tense.  When I noticed that happening, I would get rid of the coat and tie, and then I noticed that the clients became more relaxed.

 

My general advice for people with legal problems, especially debt problems, is this: Look at all of your options, including options you don't think you'd like.  See where you're going to be with each option five years down the road, then pick the option that's best for you.  You want to "rise above the tree-line" to see where each road/option takes you, and if you can't go all the way down a certain road, then why take one step in that direction?  Taking a road that's just going to be a dead-end wastes your time and money.    

Practice areas

Chapter 7 bankruptcy
  1. Chapter 7 bankruptcy: 100%

    Chapter 7 is the form of bankruptcy where there is no monthly payment to a trustee. (Chapter 13 is the form of bankruptcy where there is a monthly payment to a trustee for 3 to 5 years.)

    19 years

Languages spoken

English

Photos and videos

245639 1520868010

Contact

900 NE Loop 410, Suite E105
address map

Rick Flume, Bankruptcy Attorney

900 NE Loop 410, Suite E105
San Antonio, TX, 78209

Resume

License
StateStatusAcquiredUpdated
TXEligible To Practice In Texas 199107/18/2019
We have not found any instances of professional misconduct for this lawyer.
Avvo Contributions
Legal answers56
Legal guides1
Awards
Award nameGrantorDate granted
SA Lawyers: Best of 2012 (Bankruptcy)SA Scene Magazine2012
Work Experience
TitleCompany nameDuration
Bankruptcy AttorneyRick Flume, Bankruptcy Attorney2000 - Present
Judicial law ClerkWestern District of Texas1995 - 2000
ProsecutorTravis County Prosecutor1992 - 1993
ProsecutorCameron County Prosecutor1991 - 1992
Associations
Association namePosition nameDuration
San Antonio Bankruptcy Bar AssociationMember2000 - Present
State Bar of TexasMember1991 - Present
San Antonio Bar AssociationMember1991 - Present
Publications
Publication nameTitleDate
CreateSpace Independent Publishing PlatformBankruptcy Made Simple To Understand2016
Education
School nameDegreeGraduated
St. Marys University School of LawDoctor of Jurisprudence/Juris Doctor (J.D.)1990
University of Texas System, AustinBBA - Bachelor of Business Administration1985
Speaking Engagements
Conference nameTitleDate
Finding Financial Freedom: Teaching Your Loved Ones To Avoid Financial MistakesMoney Management2013

Reviews

(13)
5 Star
92%
4 Star
8%
3 Star
0%
2 Star
0%
1 Star
0%
Review Rick Flume

Sometimes, there is light at the end of the tunnel.

Posted by

Meeting with Mr. Flume was such a pleasure, and an all around great experience! I'm sure most attorney's seldom have clients leaving their office feeling that way. Mr. Flume is very informative, very kind, and very patient, as I had many questions, some of which I asked more than once. He took his time explaining in great detail all of the information I needed to have. As it turned out, I did not need to move forward with a bankruptcy. Even after he realized that I did not need to hire him, he continued to give me great information which gave me peace of mind. Mr. Flume is a man of integrity, sincerity, and true kindness. I highly recommend him to anyone, and everyone needing help with their financial issues.
This review is from a potential client who consulted with this attorney.
Consulted attorney

Life after Bankruptcy

Posted by

Life after Bankruptcy gets easier every day, since our Bankruptcy was discharged a year ago we have found out that we do not need credit cards or even a car payment, we pay for everything with cash, if we do not have the money we save until we have the money and we pay for it with cash. After I was no longer able to work, and we depleted most of are savings in the amount of $20,000.00 dollars paying our bills trying to avoid filing Bankruptcy. When we could not pay our bills because the money ran out we contacted Flume and associates to help us file Bankruptcy. Mr. Flume and his staff were very helphul from the initial consultation through the entire bankruptcy process. We would recommend Flume and Associates to anyone who needs help in filing Bankruptcy.
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Attorney endorsements

(10)
Are you an attorney? Endorse this lawyer

Walter Hnot,, Social security Attorney on Mar 22, 2017
Relationship: Fellow lawyer in community

Richard is an excellent attorney committed to providing the highest quality representation to clients. I endorse this attorney without reservation.

Richard Weaver, Bankruptcy and debt Attorney on Aug 12, 2015
Relationship: Fellow lawyer in community

I endorse this lawyer. Great attorney, willing to give it to the client straight, and also willing to help clients with their best option, regardless of whether he ends up doing a deal with them or not.

Alexzander Adams, Chapter 7 bankruptcy Attorney on May 11, 2015
Relationship: Fellow lawyer in community

I endorse this lawyer. I met Rick at the Pete Barry FDCPA bootcamp and another attorney event. Very knowledgeable and can even help with estate planning issues post bankruptcy.

Andres Mejer, Immigration Attorney on May 3, 2015
Relationship: Fellow lawyer in community

I have the honor of being in a mastermind group with Rick that meets four times a year in person. Rick is an impressive attorney who aggressively fights for his clients fresh start. If you live in Texas and are considering Bankruptcy do yourself a favor and meet with Rick. You won't regret it.

Matthew Wegner, Bankruptcy and debt Attorney on Oct 19, 2014
Relationship: Fellow lawyer in community

I endorse this lawyer.

Lu Ann Trevino, Debt and lending agreements Attorney on Oct 9, 2014
Relationship: Fellow lawyer in community

I endorse this lawyer.

Raymond Flume, Divorce and separation Attorney on Oct 4, 2014
Relationship: Fellow lawyer in community

I endorse this lawyer.

Robert von Dohlen, Divorce and separation Attorney on Oct 2, 2014
Relationship: Fellow lawyer in community

I endorse this lawyer.

Nels Hansen, Chapter 7 bankruptcy Attorney on Apr 30, 2014
Relationship: Fellow lawyer in community

I endorse this lawyer's work. Rick is a hardworking attorney who understands the difficulties of today's economy and strives to get a good result for his clients.

Benjamin Bingham, Class action Attorney on Sep 24, 2013
Relationship: Worked together on matter

Rick is an excellent bankruptcy lawyer and out of concern for his clients, has become excellent at avoiding bankruptcy by defending debt collection suits and protecting non-exempt assets. I regularly refer clients to him.

Cost

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    • Free Consultation Some lawyers offer a free consultation to help determine whether their services are right for your legal needs30 minutes

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