Rick Flume, Bankruptcy Attorney900 NE Loop 410, Suite E105San Antonio, TX, 78209United States (210) 930-7000

Rick Flume

also known as Richard Arthur Flume

Save

4.9(14)

Avvo Rating9.7

San Antonio, TX
Licensed for 30 years
Free consultation

View contact info

See more San Antonio Chapter 7 Bankruptcy lawyersSearch

About Rick

I'm not a coat-and-tie lawyer, or a tall-office-building lawyer. Instead, I'm relaxed, down-to-earth and good at explaining complex legal matters in ways that everyday people can understand.

Here's why I don't wear the coat and tie: Each time I've had an initial consultation with a client right after I get back from court and I still had on a tie, the client is more nervous and the "atmosphere" feels tense. When I noticed that happening, I would get rid of the coat and tie, and then I noticed that the clients became more relaxed.

My general advice for people with legal problems, especially debt problems, is this: Look at all of your options, including options you don't think you'd like. See where you're going to be with each option five years down the road, then pick the option that's best for you. You want to "rise above the tree-line" to see where each road/option takes you, and if you can't go all the way down a certain road, then why take one step in that direction? Taking a road that's just going to be a dead-end wastes your time and money.

Practice areas

Chapter 7 bankruptcy: 100%
Chapter 7 is the form of bankruptcy where there is no monthly payment to a trustee. (Chapter 13 is the form of bankruptcy where there is a monthly payment to a trustee for 3 to 5 years.)
22 years

Languages spoken

English

Photos and videos

Similar lawyers

See more San Antonio Chapter 7 Bankruptcy lawyers

Contact

Rick Flume, Bankruptcy Attorney

900 NE Loop 410, Suite E105
San Antonio, TX, 78209

Resume

License

State	Status	Acquired	Updated
TX	Eligible To Practice In Texas	1991	11/24/2021

We have not found any instances of professional misconduct for this lawyer.

Avvo Contributions

Legal answers	57
Legal guides	1

Awards

Award name	Grantor	Date Granted
SA Lawyers: Best of 2012 (Bankruptcy)	SA Scene Magazine	2012

work experience

Title	Company name	Duration
Bankruptcy Attorney	Rick Flume, Bankruptcy Attorney	2000 - Present
Judicial law Clerk	Western District of Texas	1995 - 2000
Prosecutor	Travis County Prosecutor	1992 - 1993
Prosecutor	Cameron County Prosecutor	1991 - 1992

associations

Association name	Position name	Duration
San Antonio Bankruptcy Bar Association	Member	2000 - Present
State Bar of Texas	Member	1991 - Present
San Antonio Bar Association	Member	1991 - Present

publications

Publication name	Title	Date
CreateSpace Independent Publishing Platform	Bankruptcy Made Simple To Understand	2016

education

School name	Degree	Graduated
St. Marys University School of Law	Doctor of Jurisprudence/Juris Doctor (J.D.)	1990
University of Texas System, Austin	BBA - Bachelor of Business Administration	1985

speaking engagements

Conference name	Title	Date
Finding Financial Freedom: Teaching Your Loved Ones To Avoid Financial Mistakes	Money Management	2013

Show full resume

Reviews

5.0 stars4.9 (14)

5 Star		93%
4 Star		7%
3 Star		0%
2 Star		0%
1 Star		0%

Review Rick Flume

I highly recommend Mr. Flume he makes you feel safe.

5.0 stars

Posted by Celestino
April 19, 2021

Mr. Flume was absolutely exceptional! Easy to talk to, walked the steps and personally called me right away after my trustees meeting, That was very kind of him!! He didn’t have to do that yet he did and that to me meant a lot!! The best customer service I've ever received, especially considering the nature of the call. If someone makes you feel comfortable while filing a BK, well that's beyond great. In addition, Mr. Flume was equally easy to work with. The fees were reasonable. His law firm service is very expedient. He is honest, humble, caring and very helpful! I absolutely recommend Mr. Flume! He will not let you down! Thank you so much Mr. Flume!!!

This review is from a person who hired this attorney.

Hired attorney

Sometimes, there is light at the end of the tunnel.

5.0 stars

Posted by Sandy
January 27, 2017

Meeting with Mr. Flume was such a pleasure, and an all around great experience! I'm sure most attorney's seldom have clients leaving their office feeling that way. Mr. Flume is very informative, very kind, and very patient, as I had many questions, some of which I asked more than once. He took his time explaining in great detail all of the information I needed to have. As it turned out, I did not need to move forward with a bankruptcy. Even after he realized that I did not need to hire him, he continued to give me great information which gave me peace of mind. Mr. Flume is a man of integrity, sincerity, and true kindness. I highly recommend him to anyone, and everyone needing help with their financial issues.

This review is from a potential client who consulted with this attorney.

Consulted attorney

Life after Bankruptcy

5.0 stars

Posted by John
February 24, 2015

Life after Bankruptcy gets easier every day, since our Bankruptcy was discharged a year ago we have found out that we do not need credit cards or even a car payment, we pay for everything with cash, if we do not have the money we save until we have the money and we pay for it with cash. After I was no longer able to work, and we depleted most of are savings in the amount of $20,000.00 dollars paying our bills trying to avoid filing Bankruptcy. When we could not pay our bills because the money ran out we contacted Flume and associates to help us file Bankruptcy. Mr. Flume and his staff were very helphul from the initial consultation through the entire bankruptcy process. We would recommend Flume and Associates to anyone who needs help in filing Bankruptcy.

5.0 stars

Posted by Michael
February 22, 2015

Mr Flume set down with me looked at my problems . Talk to me about chapter 13 should I file ? After spending about 1 hour with me . And instead of taking my money and filing my case he should me what I can do and how to do to get my self back on track . What a honest man . Thank you .

Bankruptcy Information

5.0 stars

Posted by anonymous
February 16, 2015

Mr. Flume, was excellent in explaining all the options I had to file for bankruptcy. He did not rush me and was easy to understand. He answered all my questions and gave his suggestions. I left his office completely satisfied and appreciated all the information.

Chapter 7

5.0 stars

Posted by anonymous
February 4, 2015

I was very nervous about chapter 7 bankruptcy after talking to Mr Flume I now have a better understanding. I enjoyed my visit and I'm so happy I decided to go with him. He's very helpful and takes the time to answer your questions.

Highest Integrity

5.0 stars

Posted by Trish
January 27, 2015

Mr. Flume was extremely knowledgeable and helpful. Even though he was not able to handle my specific case, he took the time to explain the bankruptcy process and gave me several referrals to attorneys who would be able to assist. He obviously is a man of integrity and I would highly recommend Mr. Flume.

5.0 stars

Posted by Tina
December 14, 2014

I recently had a free consultation with Mr. Flume. I went into the meeting expecting to file for bankruptcy...however Mr. Flume walked me through all the different options and we decided against bankruptcy. He actually wanted to help us make the best choice for US and not for HIM which was refreshing!! Couldn't have asked for a better meeting!!

5.0 stars

Posted by Kristen
November 22, 2014

Not that I would recommend bankruptcy, but unfortunately I had no other choice. My experience with Mr. Flume and case manager, Yvonne, was excellent. Everything was professionally handled and filed within a few weeks. It's a relief knowing I get a fresh start because of his office. They cared and made the process as quick and painless as possible.

5.0 stars

Posted by Jennifer
November 1, 2014

Rick Flume spent several hours with me during our initial consultation. He advised me and gave me important information so I could make an educated decision. I was truly thankful for his time! Don't waste your time with any other attorney!

See all reviews

Advertising

The Avvo Rating explained

Attorney endorsements

(10)

Are you an attorney? Endorse this lawyer

Walter Hnot,, Bankruptcy and debt Attorney on Mar 22, 2017
Relationship: Fellow lawyer in community

Richard is an excellent attorney committed to providing the highest quality representation to clients. I endorse this attorney without reservation.

Richard Weaver, Bankruptcy and debt Attorney on Aug 11, 2015
Relationship: Fellow lawyer in community

I endorse this lawyer. Great attorney, willing to give it to the client straight, and also willing to help clients with their best option, regardless of whether he ends up doing a deal with them or not.

Walter Hnot,, Bankruptcy and debt Attorney on Mar 22, 2017
Relationship: Fellow lawyer in community

Richard is an excellent attorney committed to providing the highest quality representation to clients. I endorse this attorney without reservation.

Richard Weaver, Bankruptcy and debt Attorney on Aug 11, 2015
Relationship: Fellow lawyer in community

Alexzander Adams, Chapter 13 bankruptcy Attorney on May 10, 2015
Relationship: Fellow lawyer in community

I endorse this lawyer. I met Rick at the Pete Barry FDCPA bootcamp and another attorney event. Very knowledgeable and can even help with estate planning issues post bankruptcy.

Andres Mejer, Bankruptcy and debt Attorney on May 3, 2015
Relationship: Fellow lawyer in community

I have the honor of being in a mastermind group with Rick that meets four times a year in person. Rick is an impressive attorney who aggressively fights for his clients fresh start. If you live in Texas and are considering Bankruptcy do yourself a favor and meet with Rick. You won't regret it.

Matthew Wegner, Bankruptcy and debt Attorney on Oct 19, 2014
Relationship: Fellow lawyer in community

I endorse this lawyer.

Lu Ann Trevino, Chapter 7 bankruptcy Attorney on Oct 9, 2014
Relationship: Fellow lawyer in community

I endorse this lawyer.

Raymond Flume, Bankruptcy and debt Attorney on Oct 3, 2014
Relationship: Fellow lawyer in community

I endorse this lawyer.

Robert von Dohlen, Bankruptcy and debt Attorney on Oct 2, 2014
Relationship: Fellow lawyer in community

I endorse this lawyer.

Nels Hansen, Bankruptcy and debt Attorney on Apr 30, 2014
Relationship: Fellow lawyer in community

I endorse this lawyer's work. Rick is a hardworking attorney who understands the difficulties of today's economy and strives to get a good result for his clients.

Benjamin Bingham, Bankruptcy and debt Attorney on Sep 24, 2013
Relationship: Worked together on matter

Rick is an excellent bankruptcy lawyer and out of concern for his clients, has become excellent at avoiding bankruptcy by defending debt collection suits and protecting non-exempt assets. I regularly refer clients to him.

Show recent endorsements

Guillermo Flores
Richard Weaver
Andres Mejer
Matthew Wegner
Lu Ann Trevino
Robert von Dohlen
Raymond Flume
Benjamin Bingham
Nels Hansen

Show who Rick has endorsed

Cost

RATES

Free Consultation Some lawyers offer a free consultation to help determine whether their services are right for your legal needs30 minutes

PAYMENT METHODS

Cash, Check

Rick Flume

About Rick

Photos and videos

Similar lawyers

Sponsored Listings

See more San Antonio Chapter 7 Bankruptcy lawyers

Contact

Resume

Reviews

I highly recommend Mr. Flume he makes you feel safe.

5.0 stars

Sometimes, there is light at the end of the tunnel.

5.0 stars

Life after Bankruptcy

5.0 stars

chapter 13 should I

5.0 stars

Bankruptcy Information

5.0 stars

Chapter 7

5.0 stars

Highest Integrity

5.0 stars

Informative attorney

5.0 stars

New beginning

5.0 stars

Honest and informative

5.0 stars

Advertising

Attorney endorsements

Cost