The statute of limitations for debt collection is 4 years in Texas. That means a creditor or debt buyer must sue you within the 4 years following...

A safe deposit box is a rental, not a purchase. Your daughter can't make you an "owner", but she can give you the right to access the contents of...

If the lender is a bank, the security interest in each car is separate, so one car in default should have no impact on the other car.

You need to be very careful about trying to collect debt that may have been discharged in bankruptcy. Doing so can result in you being sued. You...

Yes, a credit union can withhold title to force the borrower to repay another debt with the credit union. This is called cross-collateralization. I...

Did you file a personal bankruptcy? If you did was your debt discharged? If the answer to both of these questions is yes, you need to go back to...

Generally, to change payment terms, the lender must give you written notice so you can agree or get new financing. Did you get a repossession...

A "qualified written request" may get the lender to pause foreclosure efforts. This is a technical document and you shoulds get an attorney to help...

If this is a reputable dealer, it will not sell the vehicle as "new". It has too many miles logged to be considered new.

He can't get his name off the loan. Either you sell it together or you get a new loan to remove him. Unless there is a divorce decree with an order...