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About me

Timothy Kingcade has a wealth of litigation experience in the field
of bankruptcy law.  His practice focuses exclusively in the area of
bankruptcy law, handling Chapter 7 filings and foreclosure defense cases
in the U.S. Bankruptcy Court for the Southern District of Florida.


Timothy Kingcade began his legal career as a law clerk for the Chief
United States Bankruptcy Judge in Tampa, Florida.   He received his
Juris Doctorate from Stetson University College of Law, in Gulfport
Florida, where he graduated Cum Laude.  He received his undergraduate
degree from the University of South Florida, in Tampa, where he
graduated Cum Laude, with a double major in Accounting and Finance. 


In 1996, Timothy Kingcade started Kingcade & Garcia, P.A., in
Miami.  Today, he and his firm handle over a thousand bankruptcy filings
each year.   Timothy Kingcade’s vast experience and expertise in the
field of bankruptcy law allow him to know what bankruptcy trustees in
the Southern District of Florida are looking for, preventing his clients
from some of the pitfalls that can lead to the denial or dismissal of a
bankruptcy case.


To compliment Timothy Kingcade’s extensive experience in the field of
bankruptcy law, he is also a certified public accountant (CPA), which
provides him with a unique understanding of how to handle tax-motivated
bankruptcy cases against the IRS. 


Timothy Kingcade represents clients throughout the State of Florida
in Chapter 7 bankruptcy and foreclosure defense cases.  He is committed
to providing personalized service to each and every client, clearly
explaining the options according to their unique life circumstance.   He
has made this office policy at his firm, providing a service centered
on a culture of superior client care. 


In addition, all attorneys and
staff members at the firm are bilingual, speaking Spanish.


Languages spoken: English, Spanish

Photos and videos

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Practice areas


  1. Bankruptcy: 34%
  2. Chapter 7: 33%
  3. Foreclosure: 33%



Free consultation (60 minutes)

Payment types:

Cash, Check

Attorney endorsements

20 total 

Are you an attorney? Endorse this lawyer

  • Dean George Tsourakis

    I endorse this lawyer.


    Dean Tsourakis Criminal defense Attorney
    Relationship: Fellow lawyer in community

  • Kevin Michael Burke

    I endorse Mr. Kingcade. His clear and detailed answers to legal questions demonstrate his superior knowledge of bankruptcy law.


    Kevin Burke Probate Attorney
    Relationship: Fellow lawyer in community

Contact info

Kingcade Garcia Attorneys at Law

1370 Coral Way
Miami, FL, 33145-2960


FLMember in Good Standing199606/19/2016

Professional misconduct

This lawyer was disciplined by a state licensing authority.

  1. Admonishment
    issued in FL, 2005


    An admonition means an attorney did something wrong but may still practice law. The Bar gives the lawyer an admonition in hopes that he or she will not repeat the behavior.

  2. Admonishment
    issued in FL, 2004


    An admonition means an attorney did something wrong but may still practice law. The Bar gives the lawyer an admonition in hopes that he or she will not repeat the behavior.

Avvo contributions
Legal answers
Award nameGrantorDate granted
Florida Super Lawyer- Consumer BankruptcyFlorida Super Lawyers2016
Florida Super Lawyer- Consumer BankruptcyFlorida Super Lawyers2016
Florida Super Lawyer- Consumer BankruptcyFlorida Super Lawyers2015
Florida Excellence Award in Legal ServicesUSCTRI2015
Top Bankruptcy Attorney 10.0 Superb RatingAVVO2015
Florida Super Lawyer- Consumer BankruptcyFlorida Super Lawyers2014
Client's Choice AwardAVVO2014
Client Distinction AwardMartindale-Hubbell2013
AV-ratedMartindale-Hubbell / Lexis Nexis2012
2011 South Florida Movers & Shakers AwardBusiness Leader Magazine2011
4th in Nation for Number of Ch. 7 Cases Filed- Southern District722 Quarterly2010
Work experience
TitleCompany nameDuration
PartnerKingcade Garcia1996 - Present
Association namePosition nameDuration
Kingcade GarciaPartner1996 - Present
Legal cases
Case nameOutcome
In re Baez, 244 B.R. 480The Court finds, as a matter of law, in a Chapter 13 case, the Debtors are permitted to "strip off" a completely unsecured mortgage encumbering their principal residence.
In re Sernaque, Debtor. 311 B.R. 632CitiFinancial’s Motion for Summary Judgment will be denied and the Court will set a further hearing to determine the scope of proceedings necessary to determine the sufficiency of service and notice.
In re Jean, 306 B.R. 708The prior Confirmation Order stripping off MERS mortgage is not entitled to res judicata effect in this case. Debtor’s Objection to MERS’ Proof of Claim is overruled, and MERS’ Objection to Confirmation is sustained.
See all legal cases 
Publication nameTitleDate
Sun-SentinelSign of better times: Bankruptcy filings plunge in Broward2013
Miami HeraldExtreme home takeover: dubious deeds used to scoop up Dade properties2013
Sun-SentinelNew bankruptcy cases plunge 19% from year ago in South Florida2013
Miami HeraldDorothy Does South Beach: Rapper Takes Naive Chick for Bankruptcy Ride!2013
Sun-SentinelMore South Floridians file for bankruptcy2012
Miami New TimesSun-Sentinel Editor Howard Saltz Bailed on Millions in Debts2012
Sun-SentinelSouth Florida bankruptcy filings fall again2012
Sun-SentinelBankruptcy Filings Fell in 20112012
Sun-SentinelBankruptcies Fall Last Month After Jumping in October2012
Daily Business ReviewSettlement with Bankrupt Tenant Spares Landlord Jail Time2012
Sun-SentinelSouth Florida bankruptcies up 40% in 20102011
Orlando SentinelFlorida hasn't cracked down on rogue debt collectors2011
Daily Business ReviewForeclosed Property Owners have right to court access2011
Sun-SentinelBankruptcies Fall 21 percent in August2011
South Florida Business JournalLawyers create magazines, books to build credibility, gain clients Read more: Lawyers create magazines, books to build credibility, gain clients2010
South Florida Business JournalDeveloper Meruelo sues Ocean Bank over no construction loan2010
Sun-SentinelSouth Florida bankruptcy filings fall 19 percent2010
Star TribuneEx-CEO of Lehman Bros. deeds house to wife2009
CBS NewsAfter Bailout, Lavish Spending Lives On2009
Daily Mail World NewsDisgraced Lehman's boss 'sold' $13m Florida mansion to wife for $100 just two months after bank collapsed with $613bn debts2009
The Meridian StarIf government gets way, Ruth Madoff gets nothing2009
TC PalmSeniors coming out of retirement to make ends meet2009
Miami HeraldSinking home prices, lost jobs fuel rising bankruptcy rate in Florida2009
TruthOutMore Senior Citizens Forced to Declare Bankruptcy2009
Florida Bar JournalTrust Fund Recovery Penalty: Personal Liability for an Employer's Failure to Pay Employees' Withholding to the IRS1996
School nameMajorDegreeGraduated
Stetson University College of LawLawJD - Juris Doctor1991
University of South FloridaAccounting and FinanceBA - Bachelor of Arts1986
Speaking engagements
Conference nameTitleDate
Review Course for ParalegalsReview Course for Paralegals to earn their certified paralegal designation2011
Bankruptcy CLE SeminarConsumer Bankruptcy2011
The Dade County Bar Association’s Seminar On Foreclosure And BankruptcySeminar On Foreclosure And Bankruptcy2009