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Timothy S. Kingcade
About Timothy
Biography
Timothy Kingcade has a wealth of litigation experience in the field of bankruptcy law. His practice focuses exclusively in the area of bankruptcy law, handling Chapter 7 filings and foreclosure defense cases in the U.S. Bankruptcy Court for the Southern District of Florida.
Timothy Kingcade began his legal career as a law clerk for the Chief United States Bankruptcy Judge in Tampa, Florida. He received his Juris Doctorate from Stetson University College of Law, in Gulfport Florida, where he graduated Cum Laude. He received his undergraduate degree from the University of South Florida, in Tampa, where he graduated Cum Laude, with a double major in Accounting and Finance.
In 1996, Timothy Kingcade started Kingcade & Garcia, P.A., in Miami. Today, he and his firm handle over a thousand bankruptcy filings each year. Timothy Kingcade’s vast experience and expertise in the field of bankruptcy law allow him to know what bankruptcy trustees in the Southern District of Florida are looking for, preventing his clients from some of the pitfalls that can lead to the denial or dismissal of a bankruptcy case.
To compliment Timothy Kingcade’s extensive experience in the field of bankruptcy law, he is also a certified public accountant (CPA), which provides him with a unique understanding of how to handle tax-motivated bankruptcy cases against the IRS.
Timothy Kingcade represents clients throughout the State of Florida in Chapter 7 bankruptcy and foreclosure defense cases. He is committed to providing personalized service to each and every client, clearly explaining the options according to their unique life circumstance. He has made this office policy at his firm, providing a service centered on a culture of superior client care.
In addition, all attorneys and staff members at the firm are bilingual, speaking Spanish.
Practice Areas
Fees and Rates
Cost
Payment Methods
- Cash
- Check
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Chat withLicenses
Licensed in Florida for 29 years
State: Florida
Acquired: 1996
Lawyer disciplined by state licensing authority in 2005
Location
Kingcade Garcia McMaken Bankruptcy Attorneys
1370 Coral Way, Miami, FL, 33145-2960
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Timothy S. Kingcade's Reviews
Avvo Review Score
216 Client Reviews
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Practice Areas
Bankruptcy & Debt (121)
Chapter 7 Bankruptcy (19)
Lawsuits & Disputes (11)
Credit Repair (10)
Foreclosure (10)
Debt Collection (7)
Chapter 13 Bankruptcy (4)
Debt Settlement (4)
Business (2)
Divorce & Separation (2)
Chapter 11 Bankruptcy (1)
Child Support (1)
Consumer Protection (1)
Contracts & Agreements (1)
Debt & Lending Agreements (1)
Ethics & Professional Responsibility (1)
Real Estate (1)
Speeding & Traffic Ticket (1)
What Clients Mention
Case Results (99)
Recommendation (72)
Professionalism (68)
Practice Area Knowledge (62)
Responsiveness (59)
Staff & Support (54)
Communication Style (50)
Advocacy (36)
General Knowledge (29)
Character & Conduct (27)
Trustworthiness (25)
Cost of Services (24)
Compassion (17)
Free Consultations (7)
Payment Plans (2)
Punctuality (2)
Showing 151 - 155 of 216 reviews
Posted by Norma | May 15, 2015 | Bankruptcy & Debt
HORRIBLE ATTORNEY
Mr. Kingcade was very nice and helpful while we were bombarded with additional fees, not discussed during our first meeting. A month later and after having paid another additional fee of $150 for a letter to my 76 year old mother's bank; the bank had not processed or received the letter. I wrote to...
Timothy Kingcade
Replied last May 15, 2015We always invite client feedback, whether it be positive or negative- as this only helps us improve our services. At Kingcade & Garcia, we take our client’s satisfaction to heart and strive to make every client happy. This case was no different. However, it is important to note that this post was not made by one of our clients. It was made by a young relative of hers that was not involved in the case process. After the case was over, the bank told my client that it did not receive the reaffirmation agreement. I provided absolute proof that the reaffirmation was not only received by the bank but also that the bank vice president had signed for it. This young relative then asked me to “fix the internal bank’s records.” I kindly explained that she had two problems. The first was the outright lie that the bank had told her – that the bank had not received the reaffirmation agreement. The second problem is that an attorney cannot “fix a bank’s internal records.” My staff and I – at all times – treated the client and her relative kindly and with compassion. But when I could not “fix the bank’s internal records” this young relative resorted to treating my staff and I rudely simply because I could not deliver the impossible. We invite this client to contact us to discuss additional options.
Posted by Carla | May 13, 2015 | Lawsuits & Disputes
Excellent Services
Mr. Kingcade is a great lawyer! He is a very nice person , very attentive and always responds to emails immediately. I like how he handled my case and I will surely recommend him!!!
Posted by Elena | May 05, 2015 | Bankruptcy & Debt
If I could create a lawyer based on my own specs it will turn out Timothy S. Kingcade
I met another lawyer before and did not like her at all, was told they're all the same and I was considering filing bankruptcy pro se in spite of every friend telling me it was a very bad idea (now I'm certain it was, do not even try) but then I emailed Kingcade at 3 AM on a Friday. Saturday 08:01 I ...
Posted by Sally | April 21, 2015 | Bankruptcy & Debt
Some one to walk beside you
It's just not a pleasant time in your life when you realize you're in trouble and need a way out. Mr Kincaide walked with me thru this valley. He was extremely knowledgable, but mostly he cared about my feelings during the process. I doubt in So Fl there is a bankruptcy attorney with his knowledge , ...
Posted by anonymous | March 29, 2015 | Bankruptcy & Debt
Don't Even THINK About Going Anywhere Else!
Kingcade & Garcia, P.A., is the BEST legal firm in Miami, one which I can recommend without reservation! My husband and I were in dire financial straits when we made our first appointment with Mr. Kingcade, Esq. He and his entire staff was never anything less than honest, responsive, competent and pr...
Timothy S. Kingcade's Lawyer Endorsements
"I endorse this lawyer."
"I have had the pleasure of working with Mr. Kingcade for about two years. He is incredibly knowledgeable and professional. He zealously advocates for his clients, and I highly recommend him as your lawyer."
"I've had the pleasure of working alongside Mr. Kingcade for several years. He is an extremely knowledgeable and passionate attorney who always puts the best interests of his clients first. He is the attorney you want at your side if you ever find yourself in bankruptcy, facing foreclosure, or having to deal with harassing creditors. I endorse him without question as my first choice for a bankruptcy, foreclosure, or debt defense attorney."
"I endorse this lawyer."
"I endorse Mr. Kingcade. His clear and detailed answers to legal questions demonstrate his superior knowledge of bankruptcy law."
"I endorse this lawyer. He is a fine lawyer and does a great job representing consumers in bankruptcy or foreclosure defense"
"Timothy Kingcade is well-known and well-regarded in the bankruptcy community."
"Ironically I first met Tim as an opposing counsel and we "butted" heads on bankruptcy law, though I am a member of the Florida Bar I was living in Chicago and needed a local BK attorney in Miami to assist me since I would not be able to make court appearances. I asked some attorneys who I trust who I should seek out as the go to BK attorney to co-counsel with me and 2 of them said TIM KINGCADE :-) Well that was a problem I said since he would be the opposing counsel, hahaha. We wound up resolving the matter but kept in contact regarding BK laws, changes, handling certain matters and issues and I have seen him in action when I have visited his office. He knows his stuff, cares about the clients, is organized and follows through."
"Tim is a lawyer's lawyer. I have worked with him on many matters and the clients I have sent him have always been happy with his services. In fact, he is the lawyer to whom I refer all my clients for bankruptcy work."
"I endorse this lawyer. This attorney is by far the most knowledgeable BK attorney in the Country."
"I endorse this lawyer. Great lawyer has historically been one of the best bankruptcy attorneys in the State of Florida. Send clients to him all the time. Keep of the good work Tim"
"I endorse this lawyer."
"I have known Timothy Kingcade for a number of years and have referred him clients. I always hear great feedback regarding his professionalism and one-on-one attention he provides his clients. I find him to be an expert in bankruptcy law and would highly recommend his services!"
"I endorse this lawyer. I have known Tim for over 20 years and find him to be both ethical as well as vastly experienced in bankruptcy law."
"I endorse Timothy Kingcade. Mr. Kingcade is a very well respected attorney in this community and is known to be a very knowledgeable advocate that serves his clients well."
"I am happy to give my highest endorsement to Timothy S. Kingcade. I have known Mr. Kingcade to be of the finest character and integrity. His dedication to his work and his compassion for all types of people are just two of the qualities that make him a wonderful person. Mr. Kingcade is an excellent attorney who has committed himself to serving his clients at the highest levels of professionalism and proficiency. Through his focus on Bankruptcy, Mr. Kingcade has developed an excellent grasp of the problems and issues concerning debtors."
"I endorse this lawyer. I have worked for Tim for 9 years and he is a great attorney, cares about his clients and staff and is an expert bankruptcy attorney."
"Tim is a smart, practical lawyer who knows how to get results. I endorse him."
"I endorse this lawyer. I have referred numerous clients to Tim and they have been extremely pleased with the result. Tim knows the law very well and is great making a difficult situation palatable."
"Tim is an experienced consumer bankrupcty lawyer and has served many, many clients well. I endorse this lawyer."
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Gary Iscoe
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John Hamlin
Business lawyer
Keith Diamond
Commercial real estate lawyer
Experience
Professional misconduct
This lawyer was disciplined by a state licensing authority in 2005.
Admonishment issued in FL, 2005
updated on 11/21/2010An admonition means an attorney did something wrong but may still practice law. The Bar gives the lawyer an admonition in hopes that he or she will not repeat the behavior.
Admonishment issued in FL, 2004
updated on 11/21/2010An admonition means an attorney did something wrong but may still practice law. The Bar gives the lawyer an admonition in hopes that he or she will not repeat the behavior.
Honors
2021
Client' Choice, Avvo
2021
Best Bankruptcy Lawyers in Miami, Expertise
2021
Florida Super Lawyer- Consumer Bankruptcy, Florida Super Lawyers
2020
Client's Choice, Avvo
2020
Blue Ribbon Panel, Super Lawyers
2020
Florida Super Lawyer- Consumer Bankruptcy, Florida Super Lawyers
2019
Florida Super Lawyer- Consumer Bankruptcy, Florida Super Lawyers
2018
Florida Super Lawyer- Consumer Bankruptcy, Florida Super Lawyers
2017
Florida Legal Elite, Florida Trend Magazine
2017
Florida Super Lawyer- Consumer Bankruptcy, Florida Super Lawyers
2016
Florida Super Lawyer- Consumer Bankruptcy, Florida Super Lawyers
2016
Florida Super Lawyer- Consumer Bankruptcy, Florida Super Lawyers
2015
Florida Super Lawyer- Consumer Bankruptcy, Florida Super Lawyers
2015
Florida Excellence Award in Legal Services, USCTRI
2015
Top Bankruptcy Attorney 10.0 Superb Rating, AVVO
2014
Client's Choice Award, AVVO
2014
Florida Super Lawyer- Consumer Bankruptcy, Florida Super Lawyers
2013
Client Distinction Award, Martindale-Hubbell
2012
AV-rated, Martindale-Hubbell / Lexis Nexis
2011
2011 South Florida Movers & Shakers Award, Business Leader Magazine
2010
4th in Nation for Number of Ch. 7 Cases Filed- Southern District, 722 Quarterly
Work Experience
1996 - Present
Partner, Kingcade Garcia
Associations
1996 - Present
Kingcade GarciaPartner
Sample of Legal Cases
In re Sybil Todd, Debtor. (United States Bankruptcy Court, S.D. Florida, Ft. Lauderdale Division)
The Court orders that the Plaintiffs Motion is denied in full and the Defendant’s Cross Motion is granted in full.
In re Juliet Bright, Debtor. (United States Bankruptcy Court, S.D. Florida)
The Debtor’s motion to reopen the case and redeem is proper. Therefore, it is ordered that Debtor may reopen and redeem the Toyota Camry. The Debtor may not attempt to redeem the value the Debtor attributed to the Toyota in October 2003 of $5,000.00.
In re Sernaque, Debtor. 311 B.R. 632
CitiFinancial’s Motion for Summary Judgment will be denied and the Court will set a further hearing to determine the scope of proceedings necessary to determine the sufficiency of service and notice.
In re Jean, 306 B.R. 708
The prior Confirmation Order stripping off MERS mortgage is not entitled to res judicata effect in this case. Debtor’s Objection to MERS’ Proof of Claim is overruled, and MERS’ Objection to Confirmation is sustained.
In re Baez, 244 B.R. 480
The Court finds, as a matter of law, in a Chapter 13 case, the Debtors are permitted to "strip off" a completely unsecured mortgage encumbering their principal residence.
Monzon, 214 B.R. 38
The TBE Property is not exempt under Statute 522(b)(2)(B) of the Bankruptcy Code to the extent of the joint secured debt and the $378.00 joint unsecured Burdines debt.
In re: Jaime Ensenat and Natalia Ensenat, Debtors. (United States Bankruptcy Court, S.D. Florida)
While Mrs. Ensenat’s niece, son and boyfriend may not qualify as the Debtors’ “family” for purposes of the Florida homestead exemption, the Debtors, nonetheless are entitled to claim the homestead exemption for the entire residence
In re: Yelitza Ortiz, Debtor. (United States Bankruptcy Court, S.D. Florida, Broward Division)
The Court determines that “age and condition,” be used in determining the ultimate replacement value. Thus, the Court will use the retail repair value for its deduction.
• In re Benedetti, Debtor. (United States Bankruptcy Court, S.D. Florida, Miami Division)
Ordered and adjudged that the UST’s Motion is denied.
Education
1991
Stetson University College of Law
JD - Juris Doctor
1986
University of South Florida
BA - Bachelor of Arts
Speaking Engagements
2011
Review Course for Paralegals
Review Course for Paralegals to earn their certified paralegal designation
2011
Bankruptcy CLE Seminar
Consumer Bankruptcy
2009
The Dade County Bar Association’s Seminar On Foreclosure And Bankruptcy
Seminar On Foreclosure And Bankruptcy
Publications
2020
2020
2015
U.S. News & World Report
What Happens To Your Debt After You Die?
2013
2013
2013
2013
2012
Sun-Sentinel
More South Floridians file for bankruptcy
2012
Daily Business Review
Settlement with Bankrupt Tenant Spares Landlord Jail Time
2012
2012
Sun-Sentinel
Bankruptcy Filings Fell in 2011
2012
Sun-Sentinel
South Florida bankruptcy filings fall again
2012
Miami New Times
Sun-Sentinel Editor Howard Saltz Bailed on Millions in Debts
2011
Sun-Sentinel
South Florida Bankruptcies Up 40% in 2010
2011
Sun-Sentinel
Bankruptcies Fall 21 percent in August
2011
Orlando Sentinel
Florida hasn't cracked down on rogue debt collectors
2011
Daily Business Review
Foreclosed Property Owners have right to court access
2010
Sun-Sentinel
South Florida bankruptcy filings fall 19 percent
2010
South Florida Business Journal
Developer Meruelo sues Ocean Bank over no construction loan
2010
2009
2009
2009
2009
The Meridian Star
If government gets way, Ruth Madoff gets nothing
2009
2009
2009
Star Tribune
Ex-CEO of Lehman Bros. deeds house to wife
1996
Florida Bar Journal
Trust Fund Recovery Penalty: Personal Liability for an Employer's Failure to Pay Employees' Withholding to the IRS
Languages
English
Spanish
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21 Mar 2026
Legal Guides
Legal Guide
Borrower's Bill of Rights
02 Apr 2013
Legal Guide
Chapter 7 and Chapter 13 Bankruptcy Qualifications
02 Apr 2013
Legal Guide
Rebuilding Your Life After Foreclosure
02 Apr 2013