Borrower's Bill of Rights
Apr 02, 2013
Due toforeclosurescams and recent concerns over mortgage servicer "pyramid" late fees, state attorney generals have proposed a national settlement with the 14 biggest banks and servicers. It calls for ...
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Chapter 7 and Chapter 13 Bankruptcy Qualifications
Apr 02, 2013
Many people facing serious financial challenges who are eligible for bankruptcy protections decide not to apply because they fear that they will be turned away. Misinformation from the media about the ...
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Rebuilding Your Life After Foreclosure
Apr 02, 2013
Record-breaking foreclosure rates have been a popular topic in the media since the housing market crashed. Unfortunately, we do not hear much about what happens to these families after they have lost t...
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Top 10 Leading Causes of Bankruptcy
Mar 29, 2013
In the southern district of Florida, 31,989 people filed for personal bankruptcy in 2012 and 36,847 in 2011. However, the factors that cause people to file for bankruptcy can be very different. See bel...
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Florida Bankruptcy Court’s Non-Dischargeable Debts
Mar 29, 2013
Millions of Americans have struggled to gain control of their finances following the Great Recession. Many have filed for bankruptcy protection in order to have their debts discharged and gain a fresh ...
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Now is the Time to Buy – Mortgage Rates Fall to Historic Lows
Mar 29, 2013
Last week, mortgage rates fell to historic lows after a slight uptick the previous week. The average mortgage rate on a 30-year loan fell to 3.54% for the week ending March 21st, after reaching a year-...
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5 Steps to Rebuilding your Life after Bankruptcy
Mar 29, 2013
It can be overwhelming trying to re-build your credit score, finances and emotional well being after filing for bankruptcy. However, it is important to realize that there is life after bankruptcy. In f...
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The Legal and Financial Tools to Handle Short Sales and Bankruptcy
Feb 28, 2013
One option for people facing foreclosure on a home that has lost significant value in the housing crisis is to sell the property for less than you purchased it for. Known as a short sale, it is importa...
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Preventing and Reversing Repossessions Through Bankruptcy
Feb 28, 2013
When financial crisis strikes, problems often seem to just keep piling on, one after another. If you or someone you love has been laid off, become ill or injured, or simply become a victim of a struggl...
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How Nondischargeable Debts Impact Your Bankruptcy
Feb 28, 2013
Not all debts are able to be discharged under bankruptcy, and it's important to understand which debts you can impact and which you will still be responsible for after filing. While there may be occasi...
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