Joe Dye Culik

We found this firm through a friend of ours who had also had amazing results and told us "they are good people." We're a family from the Northshore and ran onto some hard times and needed a break. From the moment we met with Attorney Culik through the entire process they treated us with respect and c...aring and the utmost professionalism. Our life was put back to normal again because of what they did for us. I've paid it forward several times by recommending friends to this firm for various things and they've all had great experiences. Bank of America treated us so badly and we were facing foreclosure. Culik Law stopped the foreclosure and within a few months had secured a modification for us. Everyone I met there was caring, helpful, and courteous. They welcome you to come to their office and go out of their way to communicate each step of the way. Each day when I see my kids playing in the living room or the backyard of our home, I remember the help they gave us when we needed it.

As a war veteran I was hoping to work out a loan modification with the bank on my own but found that the bank was not going to work with me. I then decided to take legal action by getting an attorney. After calling a lot of other law offices and not receiving any help I called Culik law to help me ob...tain a loan modification with Bank of America. After talking with Joe and his team at Culik Law I was blown away by their care and professionalism. They were outstanding and very professional. They talked to me about the loan modification process and pledged their help to me which made me feel at ease. Joe and his team immediately went to work on my behalf and fought the bank for my loan modification. Joe kept me informed during the entire process and answered any and all questions I had. He returned every single call and email and made me feel at ease during the whole process. I'm pleased to say that Joe and his team at Culik Law were able to get my loan modified! I highly recommend using Culik law for your loan modification or any other legal matters. I want to thank Joe and his team for fighting the Bank for me and not giving up. Its because of Culik law that I have a modified Home loan and payments I can afford. Thank you Culik Law!!

Mr. Culik was our attorney in a foreclosure matter where the bank had done the foreclosure already while we thought we were working with them on modification. Not only did Mr. Culik turn the foreclosure around and undo it but he also persisted in work for the modification. This home means the world t...o us raised our kids here and have lived here more than 40 yrs. Losing it nearly broke us. Mr. Culik was caring and listened to us on our first meeting and gave me hope again. Home went from sold to us having a payment we can now afford with cut pay and deduction in hours. We can now plan to retire here. In all the lawyers I've dealt with, he was the best and our whole family sends our thankfulness. We were referred by attorney generanal's office and thank them too. We are going to be okay now.

I am extremely satisfied with the result and service I received from Joe and team. They were straight forward and over delivered on both issues they handled for us - mortgage and debt related issues. The amount of money they saved my family has been absolutely life changing by obtaining a loan modifi...cation with huge savings and settling a long time debt for pennies on the dollar. I actually really wanted to give them a bonus for such a job well done in the end I was so satisfied and when does that ever happen.

We had tried so many options to try and save our home. We had been scammed by an out of state attorney, tried to do it on our own, and even tried to work with the AG's office. All without success. I had literally given up and felt like I was at the end of my rope. I was referred to Josef Culik by fri...ends of ours who loved this law firm. I gave it a shot and it's one of the best things I've ever done. Joe and the entire team were so kind, respectful of our situation, and caring. Within a few months they successfully obtained the loan modification no one else could. Peace entered our lives again. I am so grateful and would highly recommend this wonderful attorney and his team.