Steven A. Serna

Steven A. Serna

4.7
Rating: 8.3

Licensed for 23 years

Bankruptcy and debt Lawyer at West New York, NJ
Practice Areas: Bankruptcy & Debt, Real Estate, Chapter 13 Bankruptcy ... +2 more

5300 Bergenline Avenue, Suite 300, West New York, NJ

About Steven

Biography

Practice Areas

5

Practice Areas

Bankruptcy and Debt 50%

Attorney Serna has been a premier bankruptcy lawyer in the great state of New Jersey for years. When your financial situation becomes too much to bear, you need a meticulous and honest bankruptcy lawyer like him by your side. Call today.

50%
Real Estate 25%

Residential and commercial real estate transactions including acquisitions, sales, transfers, leasing, assignments, landlord/tenant issues and real estate tax appeals.

25%
Chapter 13 Bankruptcy 10%

When you’re deeply in debt climbing your way out seems impossible. You want to pay back what you owe, but mounting financial pressures and the cost of ordinary living make paying off debts seem a far away dream.

10%
Chapter 7 Bankruptcy 10%

Chapter 7, or liquidation bankruptcy, means that your “estate” – i.e., your assets – is sold in order to pay off your creditors. A reorganization bankruptcy can also involve the selling of assets, but more often than not you can retain things.

10%
Divorce and Separation 5%

Unwinding your marriage can be tumultuous. Whether amicable or adversarial, call Attorney Serna to go over your situation. Often, when it goes hand in hand with a difficult financial situation, he's there to help.

5%

Fees and Rates

Cost

Free Consultation

$0 first 15 minutes


Payment Methods

  • Cash
  • Check
  • Credit Card

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Licenses

Licensed in New York for 22 years

State: New York

Acquired: 2003

Delinquent

No misconduct found

Licensed in New Jersey for 23 years

State: New Jersey

Acquired: 2002

Active

No misconduct found

Location

Law Offices of Steven A. Serna LLC

5300 Bergenline Avenue, Suite 300, West New York, NJ, 07093

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Steven A. Serna's Reviews

Avvo Review Score

4.7 /5.0

22 Client Reviews

Showing 1 - 4 of 4 reviews | Responsiveness

Posted by Michael | August 03, 2021 | Hired Attorney | Real Estate

Professional and Knowledgeable Real Estate Attorney

Look no further if you need a professional and responsive attorney to handle your real estate closing! Steven and his team are very responsive, and handled my questions within 24 hours all the time. Whenever I had an issue, Steven's assistant would reach out to me and schedule a phone call so my q...uestions can be answered. He's very knowledgeable and knows how to handle real estate closings very well. As a young first time home buyer myself, I felt very confident in his advice and knowledge. I highly recommend using Steven Serna's office if you're a first time home buyer, or even an existing homeowner looking to buy another house or sell your house. His rates are reasonable and very affordable as well. Personally I didn't get any other estimates from other attorneys. He's a warm, caring person who will help you with your closing from start to finish. He's also bilingual which is a huge plus for the North Jersey area. Thanks for all your help Steve, we'll definitely be in the touch in the future!

Posted by Robert | March 20, 2020 | Hired Attorney | Real Estate

Good Service & Sound Advice

Mr Serna was my attorney on a recent sale of property in northern NJ. I’ve sold many properties and this was one of the more complicated. I’m glad Steve Serna and his very competent staff were on my side. There was something to respond to seemed like almost every day for months. He did not leave th...ings on his desk, he dealt with it promptly. From the buyers unusual bank demands to fantom buried oil tanks and a dozen other weird items, Mr Serna knew when and how much to push and be firm. He kept his focus: get me as much money as we can and close as soon as possible. He was always available for conference calls he always pushed forward. This guy is bright tough negotiator with quick service. They are in the office early and stay late when needed. He understood my interests and represented them. I highly recommend Steven A Serna.

Posted by anonymous | July 05, 2019 | Hired Attorney | Real Estate

Very Unpleasant Experience

I bought a condo in Feb 2014. My real estate agent highly recommended Steven to me, and I hired him to work on my case. Steven came across extremely personable and warm during the two phone calls we had (one time before I hire him, the other time when he went over the bylaws with me), and in person (...at the closing). However, I was very disappointed at him for two reasons: 1) He does not care about my case at all. He was very busy and it always took him a long time to respond to my emails. When I tried to call him, it's always his assistants answering the phone. 2) Multiple mistakes were made in my case: One, the Deed was not included in my closing package. Instead, it arrived in a regular mail 6 months after closing. Two, owner's title insurance was paid to his office, but it was NEVER purchased. I found out about it over a year later, when I realized I had never seen this title insurance policy. No apologies given. What did he say about it? "the holdup (of issuing you the title insurance now to make up for the one I said I did, but actually did not buy for you over a year ago) has been a second mortgage which I have proof that we paid off but unfortunately the Hudson Register misplaced the discharge of mortgage for recording." Of course, it is someone else's mistake. Of course, it is no big deal. The fact that he cannot purchase owner's title insurance immediately worried me. Hey, does my condo even have a clear title? I asked him the question, here is the response " relax there is nothing wrong with your purchase of your home. You are worrying for no reason. We will reach out to you again later. Thank you." Past experience with him helped me made my expectations low. When he said "We will reach out to you again later", I knew what he really meant was "This is no big deal! Why do you want this insurance that you paid for?! Please stop bugging me!" And that happened in July. Now it is Sept, as expected, I, of course, have not received my owner's title insurance, nor did I ever hear back from him. I did wonder why it took so long (6 months) for my deed to arrive in a regular mail. But I am just happy that it did arrive. As for the owner's title insurance, I just have to pray that my home has a clear title and that Steven would be nice enough to award me with that insurance in the near future. I would recommend Steven to you if you are a very patient person who does not care how soon your attorney will reply your email during the transaction, and also if you yourself knows what to get (deed, owner’s insurance, etc.) from an attorney, and also if you have enough energy to keep bugging him to get the things he owes you. If you were like me, had no knowledge about deed nor owner's insurance (hey, who knows what else? Maybe there are more that I am just not aware of), I would suggest that you find a different attorney who actually has time for your case and cares about your case.

Steven Serna

Replied last May 13, 2019

We explained to Holly countless times that the discharge of mortgage issued at closing which was lost in transit for recording led to the delay in the issuance of her final owner's policy. A copy of the deed was given to her at closing and naturally the original recorded deed came to her later. Eventually we secured another original discharge of mortgage which was recorded and thereafter she was issued her final owner's policy which was paid for at the time of closing. Our office performed everything properly and as timely as possible.

Posted by JoAnn | November 19, 2013 | Chapter 13 Bankruptcy

Top Notch Professional Attorney GOES ABOVE AND BEYOND to help!

Steven A. Serna is not only knowledgeable in his line of field but takes his time to review every single aspect of your case. He will do what ever is necessary to make sure that your plan payments are affordable and will also determine what chapter filing is best for you and your family. Steven... took on our case after another attorney left us high and dry and in a bundle of garbage with debt collectors calling non stop and liens were against our home (we didn't even know this until we met with him). He reviewed our case and helped us to make the decision that Chapter 13 was our best option. Steven A. Serna by far is the best attorney that was provided to us by a friend, I would highly recommend him as well as his staff, they are prompt at returning calls and or emails, they are helpful even when you think its the silliest question, to this company there are no silly questions. Steve helped provide our family with piece of mind and we are very grateful.

See All Client Reviews

Steven A. Serna's Lawyer Endorsements

Endorse Steven
Charone S Frankel headshot
Charone Frankel

Real estate lawyer | Nov 07

Relationship: Fellow lawyer in community

"I know Steven Serna quite well. He is one of the best attorneys in North Jersey for real estate and bankruptcy matters. He is highly intelligent, super dedicated, hard working, and extremely friendly. He also is bilingual."

Steven Daniel Pertuz headshot
Steven Pertuz

Bankruptcy and debt lawyer | Jun 21

Relationship: Fellow lawyer in community

"I endorse this lawyer. I have known Mr. Serna for over 15 years and we have actually been co-workers and adversaries during this time. He takes a common sense approach to complex problems and gets great results for his clients. I would highly recommend him for Bankruptcy, Real Estate and Municipal Court matters."

Roberto Cuan headshot
Roberto Cuan

Real estate lawyer | Oct 07

Relationship: Fellow lawyer in community

"I have had the pleasure of working with Mr. Serna on many real estate transactions. I have found him to be extremely ethical, professional and knowledgeable. He has always made sure that his clients obtained the best possible result. I highly endorse Mr. Serna."

Jill Cadre headshot
Jill Cadre

Real estate lawyer | Jun 18

Relationship: Worked together on matter

"I have known Steve for 12 years and he has a strong work ethic and cares about his clients. Being an attorney on the other side of many real estate transactions, I can tell you that he is experienced, effective, professional and can make the deal happen. I endorse this lawyer."

Michael C. Greenberg headshot
Michael Greenberg

Real estate lawyer | Apr 13

Relationship: Fellow lawyer in community

"Attorney Serna is an outstanding attorney with an exceptional reputation. Mr. Serna's peer endorsements and client reviews confirm is a zealous advocate and a credit to the legal community. I highly endorse this lawyer."

Christian K. Lassen II headshot
Christian Lassen

Unknown lawyer | Apr 02

Relationship: Fellow lawyer in community

"Top-notch attorney. Highly respected in the legal community."

Osualdo Gonzalez headshot
Osualdo Gonzalez

Real estate lawyer | Dec 15

Relationship: Fellow lawyer in community

"I endorse this lawyer. I have worked with him on several occasions and have always found him knowledgeable, professional and efficient."

Keith Anderson headshot
Keith Anderson

Real estate lawyer | Dec 09

Relationship: Fellow lawyer in community

"I have referred several complex real estate matters to Mr. Serna. Mr. Serna has invariably represented my referrals in a professional and competent matter. I unequivocally endorse this attorney. Steven Serna is an excellent attorney."

Tanya L. Freeman headshot
Tanya Freeman

Speeding and traffic ticket lawyer | Aug 11

Relationship: Fellow lawyer in community

"I endorse this lawyer."

Maurice Giro headshot
Maurice Giro

Real estate lawyer | Sep 02

Relationship: Fellow lawyer in community

"I endorse this lawyer."

Brian C Freeman headshot
Brian Freeman

Government lawyer | Jan 13

Relationship: Fellow lawyer in community

"I endorse this lawyer's work. Mr. Serna is a very talented attorney and is well respected by his peers and the judges."

View All Endorsements
Leonard J Altamura headshot
Leonard Altamura

Unknown lawyer

Deyanira Roque headshot
Deyanira Roque

DUI and DWI lawyer

Juan Carlos Madrid headshot
Juan Madrid

Immigration lawyer

Charone S Frankel headshot
Charone Frankel

Contracts and agreements lawyer

Steven Daniel Pertuz headshot
Steven Pertuz

Bankruptcy and debt lawyer

Regina I Rodriguez headshot
Regina Rodriguez

Landlord or tenant lawyer

Carolina Theresa Curbelo headshot
Carolina Curbelo

Immigration lawyer

Nicholas M Torres headshot
Nicholas Torres

Personal injury lawyer

Roberto Cuan headshot
Roberto Cuan

Real estate lawyer

Keith Anderson headshot
Keith Anderson

DUI and DWI lawyer

Tanya L. Freeman headshot
Tanya Freeman

Family lawyer

Jill Cadre headshot
Jill Cadre

Bankruptcy and debt lawyer

Brian C Freeman headshot
Brian Freeman

Criminal defense lawyer

Mario Miguel Blanch headshot
Mario Blanch

Real estate lawyer

Experience

Rating:  8.3 (Excellent)

Honors

2009

Most Referrals Given, BNI - Infinity Chapter

Work Experience

2006 - Present

President, Law Offices of Steven Serna

2003 - 2005

Attorney, Stern Lavinthal Frankenberg & Norgaard

Associations

2019 - Present

North-Central Jersey Assocation of Realtors

Member

2014 - Present

National Association of Hispanic Real Estate Professionals

Member

2009 - Present

Hudson County Bar Foundation

Member

2007 - Present

BNI - Infinity Chapter (North Bergen)

President

Sample of Legal Cases

In re Elsayed

Successfully defeated Trustee's motion

In re SFC

Debtor defeated Motion to Dismiss Case

See More Legal Cases

Education

2002

Yeshiva University, Benjamin N. Cardozo School of Law

JD - Juris Doctor

1996

Rutgers University

Bachelor of Science

Speaking Engagements

2010

Home Buyers Seminar

Home Buyers Seminar (Spanish only)

2010

Bankruptcy for Realtors

Bankruptcy Seminar for Realtors

Publications

2011

El Especialito - Hudson County Edition Casos de Bancarrota

Languages

Spanish

Activity

Avvo Rating

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Avvo Rating Levels
10.0 - 9.0 Superb8.9 - 8.0 Excellent7.9 - 7.0 Very Good6.9 - 6.0 Good5.9 - 5.0 Average4.9 - 4.0 Concern3.9 - 3.0 Caution2.9 - 2.0 Strong Caution1.9 - 1.0 Extreme Caution