Sounds like you need to consult another bankruptcy attorney. My colleagues previous responses are all accurate. Good luck!

In the state of New Jersey is the 'default' law that items not enumerated in contract are not part of sale of home?

Any personal property included in the sale must be specifically set forth in the contract. Fixtures are also normally a part of the sale unless...

Should I continue to pay my monthly mortgage payments

My colleagues are correct that ceasing your mortgage payments will adversely affect your credit standing. However I would opine that you should...

I agree with my colleagues that there is no mandatory obligation for you to file a joint bankruptcy here in New Jersey. If the car loan debt is not...

Bankrupt help.

It sounds like bankruptcy protection may be an option for you. I agree with all the attorneys that you need to seek the advice of an experienced...

Your short sale lender should cover all necessary closing costs including reasonable attorney fees. Some lenders are more generous than others. Be...

Your questions brings up a common misunderstanding of "surrendering" real estate in a bankruptcy. There is a misconception that the discharged...

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If you have a wage garnishment and filed bankruptcy does it automatically stops.

The Automatic Stay of the Bankruptcy Code restricts further wage garnishment the moment your bankruptcy petition is filed with the Court. Of course...

A second mortgage may be stripped down in a NJ Chapter 13 case only, but under certain circumstances. Be aware that NJ Chapter 13 Trustees have...

Bankruptcy Consults

You want to be very candid about your finances and debts at the consultation as it is important for us as bankruptcy attorneys to determine if...