John P Fazzio III

John Fazzio and his team gave us hope when we went to them with questions about applying for a loan modification. Due to the pandemic our mortgage went into forbearance while we juggled stressed incomes, a lost job and health care costs. In February of this year we decided we needed to get back to ma...king payments, if we could afford it, so we called Mr. Fazzio for advice. He was very knowledgeable regarding our options and offered to help us apply for a loan modification with Kimberly Protocollo taking the lead on our application. Kimberly made sure our loan administrator and bank knew we had professionals supporting us who understood the nuances of the bank application and process. She clearly outlined the necessary documents we needed to provide, set deadlines and made sure everything was complete. She was easy to talk to regarding our questions and concerns and she let us know when the application was received, when we could expect a response and checked in on processing, relieving us of an incredible amount of stress. We could hardly believe it last week when our mortgage company (within a month of submitting our application) offered us an adjusted interest rate that we gladly accepted. We can’t thank Kimberly and John enough for helping our family through this challenging time. They put the interest of our family first. Without hesitation we highly recommend Fazzio Law Offices.

After fighting with our mortgage company on our own for a few years to try to get a modification after some troubling financial times, they sued us for foreclosure. We had consulted with Mr. Fazzio and his associates the year before so we knew it was coming, but the bank had made us think we were clo...se to a resolution. Nope, in reality they wanted our house. We hired Mr Fazzio and his firm to represent us and within record time they got us a long-sought modification offer and then guided us through it, even when the bank tried to play games by switching servicers a month into our trial period. We never could have handled the bank's underhanded games on our own. We were worried about the cost of legal representation but Mr Fazzio and his associates helped make it affordable for us with payments and very fair and transparent billing. They were also always available for help and answers and made an otherwise devastating event end well for us. With the help of Mr Fazzio, his attorney associate Mr Haghi, and office leaders Mike and Catherine we were able to save our home. Thank you so much, we will always be grateful to you. We highly recommend Mr Fazzio and his team to anyone in need of strong representation.

I was hit with a hefty tax fine for two tax years. One had merit and the other didn't. It was a complex situation involving partnerships, and international tax implications. When I opened the envelope from the IRS and saw the amount of the fine I panicked. We've all been there - an unexpected sit...uation that blind-sides you and fills you with anxiety and doubt - the kind that shoots into your chest and then settles for the long term in the pit of your stomach. I didn't have the money to pay this and immediately sought John's help. John was available at the moment I needed him and took the call. He listened carefully to the situation and responded with specific yet disarming and comforting words. He conveyed confidence and listed out the next steps both he and I needed to complete. As if talking to a seasoned baseball coach, I left that phone conversation with a specific game plan of what I needed to do which was actually precious little compared to what he was doing behind the scenes. The shock was abated and replaced with something he specializes in - hope. Once he took my case, he went to work and work he did. Every step of the way I was given updates on what letters were drafted and sent out, what people he talked to and the responses. He shared copies of the letters he sent to the IRS which contained arguments cited with case law and precedent. I didn't always understand the exact content of the letters, but he explained anything I asked about. I was always kept in the loop and he took the time to explain the issues. When I had questions he made himself available. After he had submitted requests to remove the fine along with the rationale, I received a letter in the mail that looked like a confirmation of the original fine. Hope was snuffed out again. A quick panicky phone call to John and he immediately recognized that it was unrelated to the inquiry he had sent out - it was simply a reminder to pay the original fine that crossed paths in the mail with the resolution. Here's a guy who understands the mechanism behind how things work in the IRS and was able to respond to my specific needs as a result. In the end, he was able to clear me of all the penalties. Even then, he took the time to explain the resolution, what it meant, how to confirm the results, and what to do if future situations should occur. Finally, he took the time to help set me up so that the same situation doesn't occur in the future. It occurred to me that this sort of dedication and passion doesn't just come from talent or skill but from something else entirely - true passion and commitment to not just the case but to the client. We need more lawyers like John in the world. Don't pass up this opportunity - hire John today.

I never thought that one day I would be in a Foreclosure, in a nightmare and no where to turn......and then I found John Fazzio Law Firm and I felt safe and confident that there would be a ray of light ahead. Words cannot express my deepest gratitude to John Fazzio and his staff for taking on my v...ery very complicated situation. In meeting with John he listened to my personal situation and was very honest and was able to come up with a plan of action to help me conquer the Foreclosure law suit. He informed me every step of the way via email or phone contact. On his first hearing before the Judge, WE WON!!!!! The road ahead was difficult for me, very emotional, I was divorced, with 2 children to raise, leaving a house that was in my family since 1929, and knew it had to be a short sale. I got through this ordeal and have closed on my house only because I had a wonderful legal team. John Fazzio and associates, Kudos to Mike Timpone, Rebecca Cicala, Catherine Morris, Zoltan Simon, and especially Zubin Haghi who spent many months, endless phone calls and emails to help me get to a positive conclusion to a very difficult situation. They tell you like it is, they tell you what you need to know, not what you want to hear. I definitely endorse this Law Firm!! Now I can rest easy and enjoy the New Year ahead........dreams do come true!