I just received a default judgement n the mail does that mean they r going 2 garnish my check

Now that they have a judgment they are going to be looking to collect on it. Wage garnishment is usually the debt collectors first choice. If you...

Does "... based upon a review of the business records of original creditor" mean personal knowledge in Affidavit of Debt of JDB?

In Arizona case law requires that if a person refers to documents in an affidavit that they attach them. I have handled hundreds of junk debt...

Can my wages be garnished for an unpaid medical bill?

Only if they sue you and get a judgment first.

I have a garnishment in the state of AZ for 25% of my pay I want to go to the court to get it reduced to 15% what forms doi use.

Along with the notice of the garnishment there should have been a form you can use to request a hearing. Fill that out and file it with the court....

I'm sued for debt for non-payment due to financial hardship. How can I hire a lawyer to defend me If I can't afford it now?

While I agree that bankruptcy will deal with the problem I can give you another point of view. You could fight the collection lawsuits in court. ...

Selected as the best answer

What is the best way to explain to a creditor that I will NOT pay them even if they sue me. I believe I am judgement proof.

My guess is that you are being sued by a company that bought the debt. I have handled a lot of debt buyer cases in Arizona and in my experience...

I received a summons for a civil - complaint case from a collection agency that was sold a 2005 debt to them. How do I answer?

I agree that whatever you do make sure you file an Answer to the lawsuit. The debt collectors count on people ignoring the lawsuit and they end up...

Can I file a Motion to Strike plaintiff's (Portfolio Recovery, JDB) granted Motion for Telephonic Witness during trial?

I handle cases in Arizona against Portfolio Recovery all the time. This is their standard motion to allow their witness to appear telephonically. ...

Selected as the best answer

Can a debt collector sue me for an unpaid pay day loan that's 10 years old?

I practice law in Arizona and run into cases like yours quite a bit by junk debt buyers. It sounds like you have a valid defense (statute of...

I practice law in Arizona and handle these types of debt collection cases. There is no rule of civil procedure that discusses "Account Stated". ...