David Howard Cutler

PRO

David Howard Cutler

5.0
Rating: 7.3

Licensed for 35 years

Bankruptcy and debt Lawyer at Phoenix, AZ
Practice Areas: Bankruptcy & Debt, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy

4602 E Thomas Rd, S-9, Phoenix, AZ

Virtual Consultation Available

Free Consultation

About David

Biography

Compassionate. Personal. Confidential. Call 847-243-6640 For A Free Evaluation.

Compassionate. Personal. Confidential. Call 847-243-6640 For A Free Evaluation.

Compassionate. Personal. Confidential. Call 847-243-6640 For A Free Evaluation.

Practice Areas

3

Practice Areas

Bankruptcy and Debt 40%

40%
Chapter 13 Bankruptcy 30%

Our firm represents debtors in the filing of Chapter 7 and Chapter 13 bankruptcies. We represent individuals and corporations.

51 years

30%
Chapter 7 Bankruptcy 30%

Our firm represents debtors in the filing of Chapter 7 and Chapter 13 bankruptcies. We represent individuals and corporations.

51 years

30%

Fees and Rates

Cost

Free Consultation

$0 first 30 minutes


Payment Methods

  • Cash
  • Check
  • Credit Card

Awards

Client's Choice
Client's Choice
2017 2016 2015
...
+ 2

Licenses

Licensed in Arizona for 5 years

State: Arizona

Acquired: 2020

Active

No misconduct found

Licensed in Illinois for 35 years

State: Illinois

Acquired: 1990

Active and Authorized to Practice Law

No misconduct found

Location

Phoenix Fresh Start Bankruptcy

4602 E Thomas Rd, S-9, Phoenix, AZ, 85018

cutlerbankruptcy.com/

Phoenix Fresh Start Bankruptcy

11201 N Tatum Blvd, Ste 300, Phoenix, AZ, 85028

cutlerbankruptcy.com/

Cutler & Associates, Ltd

4131 MAIN ST, Skokie, IL, 60076

cutlerbankruptcy.com/

Cutler & Associates

1901 N Roselle Rd, Ste 801, Schaumburg, IL, 60195

cutlerbankruptcy.com/

Cutler & Associates, Ltd

17W220 22nd Street, Suite 410, Oakbrook Terrace, IL, 60181

cutlerbankruptcy.com/

Cutler & Associates

1444 N Farnsworth, Aurora, IL, 60505

cutlerbankruptcy.com/

Phoenix Fresh Start Bankruptcy

2990 N Litchfield Rd, Goodyear, AZ, 85395

cutlerbankruptcy.com/

Online Presence

Other places you can find David online.

David Howard Cutler's Reviews

Avvo Review Score

5.0 /5.0

162 Client Reviews

Posted by Melissa | June 30, 2025 | Consulted Attorney

This review is from a potential client who consulted with this attorney.

Reach out.

Reach out to John: (276) 252-2332 I am giving a testimony on how I was homeless and I had an eviction on my credit that wouldn't let anyone rent or sell to me. I needed to fix my credit and remove the eviction. John worked on my profile as I was directed to him by my aunt. Within the space of 3-... 5 business working days, removed the eviction, cleared other negative items and boosted my scores to 815. Purchasing my new home was an easy and pleasant process. I highly recommend John for any kind of hacking service. If you filed tax refund and got paid little, he can also help you with amendments to get up to $400k in 2 weeks. He’s fast, affordable and reliable when it comes to hacking.

Posted by Justin Cavender | December 23, 2024 | Hired Attorney

This review is from a person who hired this attorney.

Phenomenal seamless process. Could not recommend more!

David and his team made the entire process easy to understand and informed me the entire way. I was so nervous to file, but David made it so easy for me. Reach out to David for your bankruptcy needs!

Posted by Derek | June 30, 2022 | Consulted Attorney

This review is from a potential client who consulted with this attorney.

Derek Lutes- David Culter is knowledge and professional

David Culter has a wealth of knowledge and is very professional and understands the legal scope of the matter and the law and can relate to his clients. He is very understanding and wants to help the community in a positive manner. I would recommend this attorney to anyone.

Posted by Maria | January 27, 2022 | Consulted Attorney

This review is from a potential client who consulted with this attorney.

Haven’t used him yet

But he took his time with me answering every question . Was very very clear and helped me understand everything I needed to know . Made me wise to many things I was unsure about !

Posted by Miguel | December 18, 2018 | Hired Attorney

This review is from a person who hired this attorney.

Just wow

Stuart Swanson is amazing! I met with several lawyers and I didn't feel I had many options because of my situation but Stuart's experience was invaluable. Thank you so much for all your help.

See All Client Reviews

David Howard Cutler's Lawyer Endorsements

Endorse David
Rosemary Messineo Kostopoulos headshot
Rosemary Kostopoulos

Bankruptcy and debt lawyer | Apr 20

Relationship: Fellow lawyer in community

"David Cutler is an attorney that I happily endorse, as an upstanding member of the legal community and a strong advocate for clients."

Joe Messineo headshot
Joe Messineo

Bankruptcy and debt lawyer | Apr 18

Relationship: Fellow lawyer in community

"David Cutler is a top notch attorney who is well respected by the entire legal community. This is an attorney that I would trust my family members and closest friends to, and whom I proudly endorse!"

Kostas Kostopoulos headshot
Kostas Kostopoulos

Bankruptcy and debt lawyer | Apr 18

Relationship: Worked together on matter

"Dave Cutler is a great lawyer with formidable legal skills; strongly liked and respected by the lawyers and judges in the legal community. This is an attorney that I absolutely endorse!"

View All Endorsements

No Endorsement Data Available Yet
This attorney hasn't created any attorney endorsements recently on Avvo.

Experience

Rating:  7.3 (Very Good)

Honors

2017

Client's Choice, Avvo

2016

Clients' Choice, Avvo

2015

Super Lawyer, Super Lawyers

2015

Clients' Choice, Avvo

2014

Clients' Choice, Avvo

2013

Clients' Choice, Avvo

2012

Contributions, Chicago Volunteer Legal Services

Work Experience

2020 - Present

Partner, Phoenix Fresh Start Bankruptcy

1990 - Present

Founding Partner, Cutler & Associates

Associations

Illinois State Bar Association

U.S. District Court Northern District of Illinois

Education

1990

University of Miami School of Law

JD - Juris Doctor

1986

Touro College

BS - Bachelor of Science

Languages

English

Spanish

Avvo Rating

Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Attorneys who claim their profiles and provide Avvo with more information tend to have a higher rating than those who do not.

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  • Experience & background Years licensed, work experience, education
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  • Discipline Disciplinary information may not be comprehensive, or updated. We recommend that you always check a lawyer's disciplinary status with their respective state bar association before hiring them.
Avvo Rating Levels
10.0 - 9.0 Superb8.9 - 8.0 Excellent7.9 - 7.0 Very Good6.9 - 6.0 Good5.9 - 5.0 Average4.9 - 4.0 Concern3.9 - 3.0 Caution2.9 - 2.0 Strong Caution1.9 - 1.0 Extreme Caution