David Howard Cutler

PRO

David Howard Cutler

5.0
Rating: 7.3

Licensed for 35 years

Bankruptcy and debt Lawyer at Phoenix, AZ
Practice Areas: Bankruptcy & Debt, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy

4602 E Thomas Rd, S-9, Phoenix, AZ

Virtual Consultation Available

Free Consultation

About David

Biography

Compassionate. Personal. Confidential. Call 847-243-6640 For A Free Evaluation.

Compassionate. Personal. Confidential. Call 847-243-6640 For A Free Evaluation.

Compassionate. Personal. Confidential. Call 847-243-6640 For A Free Evaluation.

Practice Areas

3

Practice Areas

Bankruptcy and Debt 40%

40%
Chapter 13 Bankruptcy 30%

Our firm represents debtors in the filing of Chapter 7 and Chapter 13 bankruptcies. We represent individuals and corporations.

52 years

30%
Chapter 7 Bankruptcy 30%

Our firm represents debtors in the filing of Chapter 7 and Chapter 13 bankruptcies. We represent individuals and corporations.

52 years

30%

Fees and Rates

Cost

Free Consultation

$0 first 30 minutes


Payment Methods

  • Cash
  • Check
  • Credit Card

Awards

Client's Choice
Client's Choice
2017 2016 2015
...
+ 2

Licenses

Licensed in Arizona for 5 years

State: Arizona

Acquired: 2020

Active

No misconduct found

Licensed in Illinois for 35 years

State: Illinois

Acquired: 1990

Active and Authorized to Practice Law

No misconduct found

Location

Phoenix Fresh Start Bankruptcy

4602 E Thomas Rd, S-9, Phoenix, AZ, 85018

cutlerbankruptcy.com/

Phoenix Fresh Start Bankruptcy

11201 N Tatum Blvd, Ste 300, Phoenix, AZ, 85028

cutlerbankruptcy.com/

Cutler & Associates, Ltd

4131 MAIN ST, Skokie, IL, 60076

cutlerbankruptcy.com/

Cutler & Associates

1901 N Roselle Rd, Ste 801, Schaumburg, IL, 60195

cutlerbankruptcy.com/

Cutler & Associates, Ltd

17W220 22nd Street, Suite 410, Oakbrook Terrace, IL, 60181

cutlerbankruptcy.com/

Cutler & Associates

1444 N Farnsworth, Aurora, IL, 60505

cutlerbankruptcy.com/

Phoenix Fresh Start Bankruptcy

2990 N Litchfield Rd, Goodyear, AZ, 85395

cutlerbankruptcy.com/

Online Presence

Other places you can find David online.

David Howard Cutler's Reviews

Avvo Review Score

5.0 /5.0

162 Client Reviews

Showing 1 - 5 of 56 reviews | Case Results

Posted by Melissa | June 30, 2025 | Credit Repair

Reach out.

Reach out to John: (276) 252-2332 I am giving a testimony on how I was homeless and I had an eviction on my credit that wouldn't let anyone rent or sell to me. I needed to fix my credit and remove the eviction. John worked on my profile as I was directed to him by my aunt. Within the space of 3-... 5 business working days, removed the eviction, cleared other negative items and boosted my scores to 815. Purchasing my new home was an easy and pleasant process. I highly recommend John for any kind of hacking service. If you filed tax refund and got paid little, he can also help you with amendments to get up to $400k in 2 weeks. He’s fast, affordable and reliable when it comes to hacking.

Posted by RC | September 07, 2018 | Hired Attorney | Bankruptcy & Debt

Knowledgeable, efficient, and highly recommended!

This firm helped me with my bankruptcy filing in 2015 and I couldn't be happier. They got my filings done, showed up timely to my appearance before the judge, and were so patient with me during a difficult time. Hopefully I never have to use them for a bankruptcy again, but I will sincerely recomm...end them to a friend in need.

Posted by anonymous | September 29, 2017 | Hired Attorney | Bankruptcy & Debt

Chapter 7

Consultation was free. Talked briefly about my case with Stuart over phone. Finally Met with Stuart, he went over all details and filed my case. Withing 3 months my case was discharge. The process was very easy thanks to the firm office, I didn't run into any issues. They were able to work with ...me and set up monthly payments to cover for fees. Only had to meet with Stuart once, second time with attorney and Judge. Overall they did a great job representing my case. Most importantly in a timely matter. Thank you !

Posted by anonymous | July 25, 2017 | Hired Attorney | Bankruptcy & Debt

David helped my family!

David and his staff helped me get out of deep debt. Honestly, he was an answer to our family's prayers. The help he provided me and my family is beyond words. I felt trapped by the creditors, but David provided me relief and protection at the time I needed him most. Cutler and Associates are awesom...e!

Posted by anonymous | July 07, 2017 | Hired Attorney | Chapter 7 Bankruptcy

Chapter 7

I filed Chapter 7 with Cutler and associates and the process went extremely well. I got pushed out of the door by Geraci law firm saying that I need a substantial down payment in order to file and I can't afford them. I was furious but lucky that I find Cutler because they were quick, response time... to calls and emails was a plus, and they are always there to answer your questions or concerns even after bankruptcy. Go with them and forget the rest because you will be surprised at the level of service you receive by using Cutler. I can't thank them enough for what they have done for me and my family. Make sure to be honest and upfront with them and take their advice on proceeding with filing.

See All Client Reviews

David Howard Cutler's Lawyer Endorsements

Endorse David
Rosemary Messineo Kostopoulos headshot
Rosemary Kostopoulos

Bankruptcy and debt lawyer | Apr 20

Relationship: Fellow lawyer in community

"David Cutler is an attorney that I happily endorse, as an upstanding member of the legal community and a strong advocate for clients."

Joe Messineo headshot
Joe Messineo

Bankruptcy and debt lawyer | Apr 18

Relationship: Fellow lawyer in community

"David Cutler is a top notch attorney who is well respected by the entire legal community. This is an attorney that I would trust my family members and closest friends to, and whom I proudly endorse!"

Kostas Kostopoulos headshot
Kostas Kostopoulos

Bankruptcy and debt lawyer | Apr 18

Relationship: Worked together on matter

"Dave Cutler is a great lawyer with formidable legal skills; strongly liked and respected by the lawyers and judges in the legal community. This is an attorney that I absolutely endorse!"

View All Endorsements

No Endorsement Data Available Yet
This attorney hasn't created any attorney endorsements recently on Avvo.

Experience

Rating:  7.3 (Very Good)

Honors

2017

Client's Choice, Avvo

2016

Clients' Choice, Avvo

2015

Super Lawyer, Super Lawyers

2015

Clients' Choice, Avvo

2014

Clients' Choice, Avvo

2013

Clients' Choice, Avvo

2012

Contributions, Chicago Volunteer Legal Services

Work Experience

2020 - Present

Partner, Phoenix Fresh Start Bankruptcy

1990 - Present

Founding Partner, Cutler & Associates

Associations

Illinois State Bar Association

U.S. District Court Northern District of Illinois

Education

1990

University of Miami School of Law

JD - Juris Doctor

1986

Touro College

BS - Bachelor of Science

Languages

English

Spanish

Avvo Rating

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Avvo Rating Levels
10.0 - 9.0 Superb8.9 - 8.0 Excellent7.9 - 7.0 Very Good6.9 - 6.0 Good5.9 - 5.0 Average4.9 - 4.0 Concern3.9 - 3.0 Caution2.9 - 2.0 Strong Caution1.9 - 1.0 Extreme Caution