David Howard Cutler

David and his staff helped me get out of deep debt. Honestly, he was an answer to our family's prayers. The help he provided me and my family is beyond words. I felt trapped by the creditors, but David provided me relief and protection at the time I needed him most. Cutler and Associates are awesom...e!

Filing for bankruptcy is a very personal decision to come to grips with. Knowing that we had to do this in order to move forward financially, but being in denial about being in this position in the first place, we contacted David. The writing was on the wall and David walked us through the steps to... file for bankruptcy. He contacted our creditors and put a stop to the nightmare we were swimming in. We had to take a couple of minor classes on finances and financial responsibility. We created a spreadsheet of creditors we were filing against. The whole process was pretty smooth. David helped facilitate the process and we felt confident in his ability to help us manage anything that might have come up. We recommend him highly.

Let me start by saying I'm a picky person and I generally have low tolerance for lawyers who seem to want to be treated differently than other professionals who are equally experienced in their fields. I expect anyone I work with to use diligent communication, straight forward advice, patience, and w...illingness to help the person understand -- be it a plumber, politician, architect, lawyer, or the person who makes my sandwich. I hired this firm to handle a bankruptcy case that involved investment real estate. They were in the middle of an office move at the time and it seemed to cause some issues with meetings being rescheduled, etc, but all in all I received the discharge. Everything went smoothly and all my nagging/detailed questions were answered. Several months later, when the real estate finally was falling off, an issue came up with creditor for the property seeking collection activities/deficiency. This clearly isn't allowed given the discharge. Stuart, after an email and phone call, took care of the issue that evening and sent communication to the creditor that resulted in them back tracking and removing collection attempts. Cutler & Assoc (I worked w/Stuart specifically) is a well respected place that gets the job done. Do they always communicate perfectly? No. Do they know what they are doing? Yes. If you have a road bump come 3-6 months later, as in my case, do they stand by their work? Yes. Do I get the impression they at times forget what it's like to be on the other-we-dont-understand-what's-going-on-side? Yeah, but I think any professional does over time. Patience explaining and empathy towards a client's fears/worries they could improve on. People naturally get nervous and worried regarding legal matters, shouldn't be surprising. This is the firm to hire if you want a high class, get the job done, and service oriented firm. They aren't perfect, but they work with you, address what you raise, and they have a high integrity and work ethic. I would definitely recommend them for Bankruptcy cases. If anything, they are too busy, but that's a good sign.