David Howard Cutler

PRO

David Howard Cutler

5.0
Rating: 7.3

Licensed for 35 years

Bankruptcy and debt Lawyer at Phoenix, AZ
Practice Areas: Bankruptcy & Debt, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy

4602 E Thomas Rd, S-9, Phoenix, AZ

Virtual Consultation Available

Free Consultation

About David

Biography

Compassionate. Personal. Confidential. Call 847-243-6640 For A Free Evaluation.

Compassionate. Personal. Confidential. Call 847-243-6640 For A Free Evaluation.

Compassionate. Personal. Confidential. Call 847-243-6640 For A Free Evaluation.

Practice Areas

3

Practice Areas

Bankruptcy and Debt 40%

40%
Chapter 13 Bankruptcy 30%

Our firm represents debtors in the filing of Chapter 7 and Chapter 13 bankruptcies. We represent individuals and corporations.

52 years

30%
Chapter 7 Bankruptcy 30%

Our firm represents debtors in the filing of Chapter 7 and Chapter 13 bankruptcies. We represent individuals and corporations.

52 years

30%

Fees and Rates

Cost

Free Consultation

$0 first 30 minutes


Payment Methods

  • Cash
  • Check
  • Credit Card

Awards

Client's Choice
Client's Choice
2017 2016 2015
...
+ 2

Licenses

Licensed in Arizona for 5 years

State: Arizona

Acquired: 2020

Active

No misconduct found

Licensed in Illinois for 35 years

State: Illinois

Acquired: 1990

Active and Authorized to Practice Law

No misconduct found

Location

Phoenix Fresh Start Bankruptcy

4602 E Thomas Rd, S-9, Phoenix, AZ, 85018

cutlerbankruptcy.com/

Phoenix Fresh Start Bankruptcy

11201 N Tatum Blvd, Ste 300, Phoenix, AZ, 85028

cutlerbankruptcy.com/

Cutler & Associates, Ltd

4131 MAIN ST, Skokie, IL, 60076

cutlerbankruptcy.com/

Cutler & Associates

1901 N Roselle Rd, Ste 801, Schaumburg, IL, 60195

cutlerbankruptcy.com/

Cutler & Associates, Ltd

17W220 22nd Street, Suite 410, Oakbrook Terrace, IL, 60181

cutlerbankruptcy.com/

Cutler & Associates

1444 N Farnsworth, Aurora, IL, 60505

cutlerbankruptcy.com/

Phoenix Fresh Start Bankruptcy

2990 N Litchfield Rd, Goodyear, AZ, 85395

cutlerbankruptcy.com/

Online Presence

Other places you can find David online.

David Howard Cutler's Reviews

Avvo Review Score

5.0 /5.0

162 Client Reviews

Showing 1 - 5 of 8 reviews | Credit Repair

Posted by Melissa | June 30, 2025 | Credit Repair

Reach out.

Reach out to John: (276) 252-2332 I am giving a testimony on how I was homeless and I had an eviction on my credit that wouldn't let anyone rent or sell to me. I needed to fix my credit and remove the eviction. John worked on my profile as I was directed to him by my aunt. Within the space of 3-... 5 business working days, removed the eviction, cleared other negative items and boosted my scores to 815. Purchasing my new home was an easy and pleasant process. I highly recommend John for any kind of hacking service. If you filed tax refund and got paid little, he can also help you with amendments to get up to $400k in 2 weeks. He’s fast, affordable and reliable when it comes to hacking.

Posted by Debra | March 08, 2017 | Hired Attorney | Credit Repair

AMAZING!!!!!

Bankruptsy was the most Frightening Experience I Ever Had... My Husband Lost his Job with the City Of Chicago after 28 years, as a Supervisor due to running out of funds in 2008, The beginning of the Recession . After exhausting all our funds over one years time and trying to keep up with our bills...,I feared what would happen to our future. Then a miracle Happened, I reached out to an Attorney on the web and came along Cutler and Associates. Mind you this was on Memorial Day Weekend. I called that Sat. David was easy to talk to and comforting. He agreed on his own personal time to meet and speak with my Husband and I. Best Day Ever in Hindsight... Fast forward... I Followed my Gut Feeling and moved forward with Knowing our lives could not get any worse.. David and Stuart came to our rescue..Bankruptsy was the only answer for us. Fast forward 5 years, We re-established our credit and Just Purchased a home in Valparasio In. on 1 acre of land, Don't be afraid or ashamed. I trusted Cutler and Associates, they gave me hope and encouragment when I had none. I HIGHLY recommend Them if you find yourself in a simular situation.

Posted by Howie | November 04, 2015 | Hired Attorney | Credit Repair

or the next

I had a stroke 4 1/2 yrs ago and did not have insurance. I could not work for months, and when I finally could, I worked part time, and went further into credit card debt. For the next three years I tried my best to catch up, not only on my $60,000+ hospital stay, but all of my doctors bills, not to ...mention my credit cards, which I lived off of. A friend suggested I look into bankruptcy, something I never considered before. I took the advice and had a free consultation with Stuart Swanson of your firm. One hour later, I was convinced that was my best solution to actually be able to start a new life, debt free. My case was just recently dismissed and I immediately had a load of stress lifted off of my mind. Stuart walked me through the whole process, with all of the possibilities of outcomes. He explained that I was a great candidate for chapter 13, and would be able to begin reestablishing my credit as soon as it was over. I already have two credit card and another auto loan offer. Stuart also accompanied and prepared me for my hearing which really weighed on my mind. Having him there with me helped me greatly, and coming from somebody with high blood pressure that actually suffered a stroke from it, that was huge. Thank you Mr. Swanson for your professionalism and dedication to my case. I can now wake up and fall asleep without first thinking of my money problems. I will suggest you and your firm to anybody I know that may be in the same situation. Thanks again!

Posted by Hassan | July 24, 2015 | Credit Repair

Thank you David - Chapter 7

Working with David was a great experience. He always answered my calls and emails quickly. He was very supportive and helpful. My case was difficult but David was able to get my Ch7 case approved. He also offered advice about how to improve my credit after bankruptcy. Thank you so much again and I w...ill definitely recommend your service to my friends.

Posted by Jenifer | January 28, 2015 | Credit Repair

Simply the best

I filed bankruptcy in 2014. Stuart was the absolute best! He was always there to answer all my questions and concerns. David was great as well. They treat you like family. I recommended them to my Uncle as well. Stuart really went above and beyond to meet with him at his house since he doesn't drive.... It will be a year in March and I am already building my credit back up. I have gotten store cards (even to the stores I filed on my bankruptcy) and a Visa. I would recommend them to anyone. They not only know their stuff but they treat you like a person and not just another case.

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David Howard Cutler's Lawyer Endorsements

Endorse David
Rosemary Messineo Kostopoulos headshot
Rosemary Kostopoulos

Bankruptcy and debt lawyer | Apr 20

Relationship: Fellow lawyer in community

"David Cutler is an attorney that I happily endorse, as an upstanding member of the legal community and a strong advocate for clients."

Joe Messineo headshot
Joe Messineo

Bankruptcy and debt lawyer | Apr 18

Relationship: Fellow lawyer in community

"David Cutler is a top notch attorney who is well respected by the entire legal community. This is an attorney that I would trust my family members and closest friends to, and whom I proudly endorse!"

Kostas Kostopoulos headshot
Kostas Kostopoulos

Bankruptcy and debt lawyer | Apr 18

Relationship: Worked together on matter

"Dave Cutler is a great lawyer with formidable legal skills; strongly liked and respected by the lawyers and judges in the legal community. This is an attorney that I absolutely endorse!"

View All Endorsements

No Endorsement Data Available Yet
This attorney hasn't created any attorney endorsements recently on Avvo.

Experience

Rating:  7.3 (Very Good)

Honors

2017

Client's Choice, Avvo

2016

Clients' Choice, Avvo

2015

Super Lawyer, Super Lawyers

2015

Clients' Choice, Avvo

2014

Clients' Choice, Avvo

2013

Clients' Choice, Avvo

2012

Contributions, Chicago Volunteer Legal Services

Work Experience

2020 - Present

Partner, Phoenix Fresh Start Bankruptcy

1990 - Present

Founding Partner, Cutler & Associates

Associations

Illinois State Bar Association

U.S. District Court Northern District of Illinois

Education

1990

University of Miami School of Law

JD - Juris Doctor

1986

Touro College

BS - Bachelor of Science

Languages

English

Spanish

Avvo Rating

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Avvo Rating Levels
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